I usually tell clients they should get a full merchant account, the rates 
are similar, but the setup costs are higher.

Check out Verisign Pay Flow Pro for more info on it.

At 03:46 PM 6/15/2002 -0400, you wrote:
>Well, I looked into this as well Mike, so you're not alone.  I actually
>paid 15 bucks to someone for a paypal tag only to discover how easy it was
>and ... majority of your questions / answers can be found on that link that
>Justin pointed out.  Everyone might hate paypal, but that's credit
>information you don't need to have on your server (imho).  I don't want to
>be responsible for credit security.  So, paypal works for me...
>
>~Todd

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