Some things to consider when insuring your boat: Make sure you have fuel spill coverage - $500, 000 or more. Also, don't insure your boat for more than it's actually worth. Hull insurance is the biggest cost of your insurance. Finally get lots of liability insurance. That's the most reasonable part of your premium. Canadian yacht clubs want us to have one million dollars of liability insurance, if we want to use their reciprocal moorage. when I asked BoatUS/Geico (my carrier) how much it would cost to increase my liability from five hundred thousand to one million, they told me it would increase my premium by about six dollars a year.
Alan Bergen 35 Mk III Thirsty Rose City YC Portland, OR
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