This is fairly standard. If the engine dies, you are on your own to fix it. If it dies and the boat goes on the rocks, you are covered. Joe Coquina
BTW - Our endorsement to sail to Bermuda went up something like $50 to $500 over time because of people claiming ripped up sails according to our agent. It never ever occurred to me to blow a chute and make a claim, but people did :( First time we forgot about it and called in about 30 miles east of Norfolk. "We need coverage for Bermuda" "This summer?" "Right NOW, we are on the way already and won't be in radio range much longer" "Well OK is $50 too much?" From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of John and Maryann Read via CnC-List Sent: Sunday, February 11, 2018 12:29 PM To: cnc-list@cnc-list.com Cc: John and Maryann Read Subject: Stus-List Insurance Another excerpt Mature Vessel Program Endorsement The following conditions are added to Section "A" - Hull Insurance, 10. Cause of loss that are not covered: 8. Mechanical Breakdown of machinery 9. Leakage, demise, compromise or failure of any sort, of fuel tanks and fueling systems However, we do insure for any resulting loss caused by items 8. and 9. unless the resulting loss is excluded from coverage. John and Maryann Legacy III 1982 C&C 34 Noank, CT
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