Your insurance will be immensely helpful. Right, wrong, or otherwise they will ultimately make a decision that makes the most sense and they have an obligation to represent you. In principle you may not get exactly the solution you want but I can say with confidence that it will be a solution in everyone's interests.
I was slipped sideways into another vessel's wooden bowsprit last year. I was not even making 0.25 knots which was actually part of the cause - little to no steerage. In getting off the sprit it kinda crushed and collapsed, the way 80 year old wood is prone to doing. The carpenter said, "Oh yeah a bowsprit that's easy! Low price would be about $3000. High price around $5000." When they came and inspected the vessel they walked away saying that the only proper repair would be to dig back and find solid wood but that the extent of the preexisting decay was unclear and a new low price was closer to $12k. The insurance assessor said the same thing. It's akin to an errant shopping cart knocking the bumper of off a historic vehicle. There was clearly an underlying problem. Is the offender responsible for cost of repair for pre-existing conditions, arguably no. Well ultimately my insurance company paid $30k! The boat had been purchased 8 years prior for $55k. The insurance company was as upset about it as I was and the other owner continued to accused everyone involved of a myriad of things, least of all not paying enough to compensate for the damages. In commiserating with the insurance adjuster he recognized the injustice but argues that wasting more time and resources was more costly than just paying out. Other boat owners approached me privately and supported me by saying that they had been worried about the condition of the damaged boat. They even suggested that the accident may very well have saved the owners life should he have attempted to sail the vessel only to have it collapse around him. Good luck, Josh Muckley S/V Sea Hawk 1989 C&C 37+ Solomons, MD On Mon, Jun 15, 2020, 11:02 bwhitmore via CnC-List <cnc-list@cnc-list.com> wrote: > Yes, we will be getting reports from the Pinellas County Sheriff, the > Treasure Island marine police, and even the bridge tender has agreed to > provide a witness statement. We also have photos of the jetski riders. > > > > Sent from Samsung tablet. > > > -------- Original message -------- > From: "Dennis C. via CnC-List" <cnc-list@cnc-list.com> > Date: 6/15/20 10:50 AM (GMT-05:00) > To: CnClist <cnc-list@cnc-list.com> > Cc: "Dennis C." <capt...@gmail.com> > Subject: Re: Stus-List Argh!!! Jetski rear-ended us! Help? > > What documentation do you have? USCG or Florida Marine Patrol incident > reports? If nothing, get something soon. > > Did you take pics of the jetski, driver, etc.? > -- > Dennis C. > Touche' 35-1 #83 > Mandeville, LA > _______________________________________________ > > Thanks everyone for supporting this list with your contributions. Each > and every one is greatly appreciated. If you want to support the list - > use PayPal to send contribution -- https://www.paypal.me/stumurray > >
_______________________________________________ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
