Jerry,
We have been with aig... underwritten buy Avquest, thru Shaw Insurance out
of
Sacramento. since 1989.

When N99893 went down... we recieved a call from AIG out of Chicago, the
gentleman, told us to call any salvage com... and allowed us to place the
plane
in our hanger.

We bought that plane back from them for 3,000.00 and had the other check
for her
in our hands in 72 hours.

When N99893 was rebuilt the same insurance com.... that had totaled her
reinsured her again  until she was safe with the pilot over seas.

Here, I read every word of a policy and then some. to not get into a
hazzle with
them.

The policy is broke down and spelled out.... the pilot clause in our
policy was
one I had placed into it... It is there incase Wayne, becomes sick and
isn't
able to fly her home from somewhere...  It reads much like a auto
policy...
where as while driving that car they are covered... same for our plane...
the
insurance on the plane goes with the pilot. for the coverage that is in
the
policy.

The per seat is also spelled out... it is clear  family or whom ever for
the
life insurance.... most are writen for each occurance as this one is.

Every one should get into the habit of asking the questions that you
stated....
and know what they want their insurance to cover..

Audean Woollard
N6596Q

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