I'd mention AHIRC http://www.ahirc.org/ Access to Health Insurance / Resource For Care (CivicActions is in the process of working with them on a site redesign). They are a clearing house for health insurance information specifically for artists.
My understanding of frlancers union is that it ain't cheap! upwards of $400 a month. Insurance rates fluctuate wildly based on age and city of residence. I would recommend that folks look at HDHPs (High Deductible Health Plans) combined with HSAs (Health savings accounts). Basically, you assume that as a young health person you are not going to have lots of chronic health care costs, so you get a catastrophic plan that will cover hospitalizations or any big unexpected stuff, then you save money before taxes in an HSA and you use that money to pay your deductibe, which might be as high as $2500. But since your plan costs you around 100 to 200 a month,, your annual health insurance payment is maybe around 2k and the 2500 that you put into the hsa stays there, and you can keep on adding to it up to a certain amount each year. Sorry if this isn't so clear. It's getting late, but i saw the question so figured i would chime in with some info. On 3/5/07, Brad Neuberg <[EMAIL PROTECTED]> wrote: > > > It sounds like a partnership situation is the best way to do this, to > ease our own administration burdens. Possibly with NASE, the > Freelancers Union, etc. > > Best, > Brad > > On 3/5/07, Tara Hunt <[EMAIL PROTECTED]> wrote: > > We actually just spoke with the Net Squared folks (a project of > > Compumentor.org) about this and they will be sending us some resources > that > > we will pass along and look into. I think they said that one of them is > > called Working Solutions. They also have another package that gives us > some > > options with creating a membership organization to get a bulk discount. > > > > T > > > > > > On 3/5/07, matthew <[EMAIL PROTECTED]> wrote: > > > > > > Check out your chamber of commerce. In Brooklyn, they will soon be > > > offering health insurance to small biz AND sole proprietors. I've > > > requested more details but it seems like it will be more affordable > > > than the Freelancers Union. > > > > > > good luck, > > > matthew > > > > > > http://theCoup.org > > > > > > > > > > > > On Mar 5, 10:34 am, "Tara Hunt" <[EMAIL PROTECTED]> wrote: > > > > > Trinet is *expensive.* Last time I talked you needed 5 > > > > > employees and it was $200/head pay to play. > > > > > > > > When I was at Riya.com, we used Trinet and I paid over $600/month to > the > > > > health/dentalcare for family coverage (because I have a teenage > son), > > and I > > > > still have hospital bills! > > > > > > > > It's so odd to me that there isn't a funded healthcare system here. > I've > > > > taken it for granted for so long being a Canadian. Now, when > something > > is > > > > wrong, I don't go to the doctor in fear of going broke. :| It would > be > > > > awesome if something was in place for us. I could handle $200/month, > > > > personally, but I recognize that won't work for everyone, and that > is > > part > > > > of the nightmare of administration. > > > > > > > > I'd love to hear more, Dave. There are so many indie workers and > small > > > > companies out there that I'm positive that this has been looked at > > before. > > > > > > > > -- > > > > Sincerely, > > > > > > > > Tara > > > > ----------------------- > > > > tara 'miss rogue' hunt > > > > agent provocateur > > > > Citizen Agency (www.citizenagency.com) > > > > blog:www.horsepigcow.com > > > > phone: 415-694-1951 > > > > fax: 415-727-5335 > > > > > > > > > > > > agent provocateur > > > Citizen Agency (www.citizenagency.com) > > > blog: www.horsepigcow.com > > > phone: 415-694-1951 > > > fax: 415-727-5335 > > > > > > > > > > > > > > --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com To unsubscribe from this group, send email to [EMAIL PROTECTED] For more options, visit this group at http://groups.google.com/group/coworking?hl=en -~----------~----~----~----~------~----~------~--~---
