Adam Back wrote:
> The bank charges 20 GBP or more to do the same day transfer
> electronically (CHAPs), where as the "no fee" option is BACs and takes
> 3 working days and they keep the interest on your money while it's
> moving.

BTW, pedantry: they're CHAPS (Clearing House Automated Payment System)
and BACS (Bank Automated Clearing System).

Cheers,

Ben.

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