Paul Graydon wrote:
>Heck, anyone paying for goods in US stores as debit
>already type in their pin at the moment. It just changes how you put
>the card in the machine.
Derek J. Balling wrote:
>Most debit cards have a Visa or MC logo on them, and you can sign. I
>don't know the numbers, but I'd wager that's how a lot of people use
>them, since it's so similar to how they use their other cards.
My debit cards also operate as credit cards, though the charge goes
through as a debit. With credit, I sign; with debit, I'd enter a PIN.
I don't enter a PIN. I don't see why anyone does.
In the US a credit card transaction has better legal protection than
debit. True, most issuers promise to apply basically the same rules
to both, but they are not legally required to do so. Credit cards are
limited to $50 liability, debit cards are unlimited. You might get a
refund on a fraudulent debit but it might take a while and cause other
debits to bounce in the interim.
--
Dave Close, Compata, Irvine CA +1 714 434 7359
[email protected] [email protected]
"Words are too fragile to carry ideas." -- Dick Boyd
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