I've been trying to get CHIP+PIN from *anyone* in the US since a trip to EU 2 years ago. There is a DoD CU in MD that will issue them, and that's all I ever found (as of last summer).
My latest AMEX came with CHIP+sig, that was 2 months ago. There was no indication in the letter or any printed material with the card. $spouse just got her AMEX today. There's an included letter that talks about the card being CHIP+sig. You may have noticed all the new POS terminals that have a slot under the keypad. In speaking to people behind the counters, most have said "there's a big software upgrade coming this summer to support that". One restaurant said that it had been activated, and I was able to CHIP+sign. But I signed a paper receipt just as if I had swiped. CHIP+sig still probably won't be good for buying train tickets and gas from unattended kiosks and stations in EU. Why *anyone* would want CHIP+sig is beyond me. All of the expense of the infra change and none of the benefits. I've heard it has something to do with who (card holder, merchant, or bank) is responsible for fraudulent charges, which might explain the whole problem. On Mon, Feb 2, 2015 at 1:15 PM, <[email protected]> wrote: > In the message dated: Mon, 02 Feb 2015 11:46:28 -0800, > The pithy ruminations from David Lang on > <Re: [lopsa-discuss] NIce Fraud alert system - American Express> were: > => On Mon, 2 Feb 2015, Peter Loron wrote: > => > => > Yep, AMEX is usually pretty on the ball WRT fraud. > > That's been my experience too. > > => > > > [SNIP!] > > => > > => > The EMV isn't perfect, but it does reduce fraud. > => > => Does it make any impact on online/phone purchases? > > +1 to AMEX for fraud detection. > > -100 to AMEX for online/phone purchase fraud prevention. > > Many years ago, AMEX used to offer (free!) virtual credit card numbers > called Private Payments. These were good for one-time use, with a > capped-maximum and 30-day validity. The "card" could be generated > on-demand after logging into the AMEX site. This was a terrific way to > handle on-line purchases. Then they dropped the service. > > Mark > > => > => David Lang > => > -- > Mark Bergman > _______________________________________________ > Discuss mailing list > [email protected] > https://lists.lopsa.org/cgi-bin/mailman/listinfo/discuss > This list provided by the League of Professional System Administrators > http://lopsa.org/ _______________________________________________ Discuss mailing list [email protected] https://lists.lopsa.org/cgi-bin/mailman/listinfo/discuss This list provided by the League of Professional System Administrators http://lopsa.org/
