My apologies if I have missed a previous discussion, an opensrs notice, or 
if I am simply clued out.

I just got a melbourne IT notice (long sad story) that said the .biz 
registry will soon change to a "no refunds" policy... and that they 
expected the other registries to make the same change.

I would humbly like to suggest that this sucks. The registries and/or ICANN 
should be lobbied to follow a partial refunds model like OpenSRS uses.

Currently, if we see a transaction that comes in that we believe is bogus, 
we blacklist the credit card, the IP address, the domain, and refund the 
credit card, and request a refund on the domain name. If we're wrong, the 
client got their card refunded, and we paid a $1 fee. If we're right, we 
saved ourselves a substantial chargeback fee, and possibly saved the card 
holder a bogus charge (see below).

If the registries shift to a no-refund model, we'll basically have no 
choice but to hope that there are no chargebacks... we'd be stupid to 
refund a card for a domain name we've already paid for... better to take 
the chance that the card owner won't notice the fraudulent transaction 
until too late... at least for multi-year registrations. We've certainly 
seen more than a few transactions that in hindsight looked bogus, but 
which did NOT result in chargebacks. In any case it will clearly mean that 
the registry's trivial cost has been magnified into substantial reseller 
costs and in some case innocent card holders.... way, way the ___k better 
to impliment some small charge for doing a refund than to completely 
remove the ability.

I suppose we could change our business model and run through a real 
feedback loop for all new clients, but that's going to scare away some new 
clients and lose business :(

Anyhow, I'd like to humbly suggest that losing domain refunds would be a 
very bad thing.

-Tom


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