At 5:52 PM +0200 5/30/03, Fidex Marketing wrote:
...
>So for what it's worth, I don't think a lot of "ordinary" people really
>choose to use credit cards for security. They just choose them for
>convenience. 

...

Well, if only $50 (plus, granted, lost time & immense-hassle) of
pain is felt if/when convenience wins-out over security, it tends to
retard the development of adequate security-hygiene for other,
more vulnerable, areas of their lives, unfortunately.

Also, I disagree that chargebacks are unknown by average users.

Adult sites (especially) see a lot of chargebacks, yet chances are
the script-kiddie criminals who're stealing numbers can find all the
porn they want, absolutely-free. This means ordinary users (as
they have told me in conversations) are the source of a surprising
percentage of fraud. (Another reason for them to use e-gold!)
JMR

PS: http://www.newscientist.com/news/print.jsp?id=ns99993753 
check that change carefully in the bar (I carry an LED flashlight!).

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