Hi Chris:


I wonder why you need to hi-pot test a SELV-powered
product?  (I presume your external 48-volt dc source
is SELV.)

We make products intended for connection to an external
dc source (SELV).  We have never been required to 
perform a hi-pot test on such products.

The production-line hi-pot is a test that tests the 
insulation between the two input leads (in parallel) 
and the chassis (or accessible metal).  The insulation 
provides protection against electric shock.  Since no 
electric shock is possible from 48 V dc (according to 
the standards), then there is no requirement for the 
insulation to withstand the transient overvoltages (if 
any) on the dc mains.  Indeed, if the insulation were 
to fail, there would be no electric shock.


Best regards,
Rich




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