At 8:15 AM -0700 6/27/02, Robert Patterson wrote:

>It [Billpoint] provides secure web payment w/o looking at bank 
>accounts or requiring sign
>up. It is unlike (at least) Kagi, in that there is no storefront. 
>You request an
>invoice from the seller, the seller sends it, you pay it. As with Paypal, the
>seller never sees your CC number. Nothing could be simpler, but the turnaround
>is longer than with Paypal (a few days as opposed to essentially instantaneous
>payment).


A belated (and likely unnecessary) addition to this thread:

I tried Billpoint on Robert's recommendation. It seems a little 
protracted to someone used to dealing with "storefront" software 
(Kagi, Amazon, DigitalRiver, etc.), but that may have been 
unavoidable while still providing strong transactional separation of 
the financial exchanges and confirmation of credit.

FWIW: In my opinion it's a nice product with a minimum of hassles and 
intrusiveness; financial security appears well thought out. It seems 
like a good system for sales by small-volume sellers from what I have 
seen as a buyer, but I don't have any information on how easy they 
are to deal with from a seller's point of view.

-=-Dennis

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