This message is from: GAIL RUSSELL <[EMAIL PROTECTED]>

So, mortality insurance is a lousy deal if the horse doesn't die on the
first round!!!!  It would be interesting to know how often this happens.
Must be a similar danger with founder.  When I get some time I may look into
it, but the "cons" are starting to add up.  You can't put your horse down
without forfeiting, they don't care if your horse suffers, and they can
cancel when it turns out the horse has a "condition" that might reoccur.
Gail Russell
Forestville CA
[EMAIL PROTECTED]


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