I have similar riders on my policies for my computer and photo
equipment. For about US $100/yr I get complete replacement coverage
for everything except wearing them out, deliberate damage, or acts of
war.
JeffW.
A rider is like a second policy that covers selected items such as
jewelry,
guns or other possessions.
Tom
Sorry, but since English is not my native language, I don't know
what a
"rider" is. Well, a horse rider I know, but it probably doesn't apply
here...
-Laurent.
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