Provided you are in the US -- oh my!

I don’t know what other have said here but GNC is not an application that will 
do future forecasting like you envision. 

For that, if you are looking for retirement planning then suggestion is to hire 
a (fixed priced project based) financial planner professional who will model it 
correctly and do Monte Carlo simulations to see what your success is going to 
look like with it. There are just way too many variable to leave out which 
could throw off your retirement trajectory and that is too precious of time 
that will go-by before realizing it.

GNC can be an input into such a plan, but it cannot be the planning tool itself 
if that is what you're thinking. You may want to look at powerful tool called 
https://www.empower.com/ which has somewhat free version. Disclaimer here: I 
have not tried just a free version of Empower as my wife's employer provides 
the full version for free as part of their qualified employer-sponsored 
retirement plan; I do *NOT* get any kickbacks for mentioning it here but I 
do/have used it.


-----Original Message-----
From: Luc Maisonobe <[email protected]> 
Sent: Tuesday, September 15, 2026 9:49 AM
To: flywire <[email protected]>
Cc: Gnucash Users <[email protected]>
Subject: Re: [GNC] example for multi-split CSV import

Le mardi 15 septembre 2026 à 23:11 +1000, flywire a écrit :
> You certainly can import all those transactions as a multi-split. The 
> easiest way to learn it is to enter a few typical transactions into 
> GnuCash, export them as a CSV, and then create a new book without any 
> transactions. By importing the data back into that clean book, you can 
> systematically work out which fields are essential and which ones 
> aren't required at all.
> 
> However, I think the bigger issue here is that you are confused about 
> how this fits into your workflow. What exactly are you trying to 
> achieve?
> 

My initial issue was that I want to anticipate about my upcoming retirement, 
with a decrease of income and still some loans to pay back.
I attempted to do that using the scheduled transactions feature in Gnucash, but 
hit a limit when scheduling transactions too far in the future (I need several 
years here).

The developers explained to me that scheduled transactions were not designed 
for such long term forecast. They suggested two options:
either I use the budget feature, or I create a CSV file with transactions far 
in the future and I import them. The wiki pages about multi-split CSV import 
describe the concepts, but they do not provide any examples. So the developers 
suggested I present a simplified version of the problem here on the list, where 
I could get answers that would be visible and therefore could benefit everyone 
in the Gnucash community. They will probably improve the wiki pages with this 
dummy example.

best regards
Luc

> Regards


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