Check with both the college and the home owner's or apartment policy from
your permanent domicile.  One, the other, or both may cover this, or one,
the other, or both may let you add specific coverage (a "rider") to whatever
coverage you currently have.

Either way, be sure to take pictures of the horn and keep those plus the
receipt in a safe deposit box somewhere.

-S-

> -----Original Message-----
> From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] 
> Sent: Friday, February 02, 2007 4:47 PM
> To: horn@music.memphis.edu
> Subject: Re: [Hornlist] New Horn Questions
> 
> Oh, another quick question.
> 
> I would very much like to get this instrument insured.  
> College Campus'
> are notorious for theft.  My mother's hand-made Lauben Oboe 
> was stolen when she was a student and she had to quit 
> playing. (so there is motivation in my family here) 
> 
> What options are there out there for instrument insurance?  I 
> don't think it would be covered under homeowners, as I live 
> in a dormatory.
> Should I get a seperate plan just for the Horn?
> Will plans cover accidental damage (like someone knocking it off a
> chair) or just theft?  What about if the building burns down 
> and the horn is lost? Or damaged on an airline ? 
> 
> What so these policies cost?
> 
> Thanks again, I am sure this is something many of you will 
> know about, 
> 
> Dave Meichle
> Lawrence University
> 
> 
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