On Tue, Aug 19, 2008 at 09:36:25AM -0700, MattyJ wrote: > I choose not to go into debt, contribute to the credit crisis and to use > my cash to buy things I need instead of those sweet chrome 22's for my > ride that I can't afford, and PayPal, for something like 10 years now, has > afforded me that opportunity and has worked flawlessly.
I use my VISA card, get cash back, pay off the balance each month. So, not only am I slightly ahead of the game, but I also have my credit limit as an "emergency reserve", and, if someone miuses it, they're stealing the bank's money. I get to tell my bank, "You have a problem". If you have a problem with PayPal, you have to bend your knee to them, say "I have a problem", and hope that they're going to be willing to take that problem away from you. It's just far too common for PayPal to freeze funds or seize funds from linked accounts if there's an issue. Their first concern is that they not get stuck with the problem... they grab the money, and then sit and take their time to figure out how to make the situation right. If you sell something, get paid, and then there's a problem, the first thing PayPal does is grab the money back from you. They aren't going to be out. If I have a problem like that with my VISA, I'm covered. I just do not see any real benefit to PayPal that outweighs the very real risks that have been demonstrated again and again. -- *********************************************************************** * John Oliver http://www.john-oliver.net/ * * * *********************************************************************** -- [email protected] http://www.kernel-panic.org/cgi-bin/mailman/listinfo/kplug-list
