<quote who="John Oliver">
> Difference is, if you have an issue with a store, you're taking it up
> with them.  PayPal is a third party to your transaction, and might make
> a "refund" on your behalf that you never would have on your own.  If you
> buy a widget, take it home, and destroy it, the store isn't going to
> give you your money back.  Get PayPal involved, and all of a sudden the
> store is being forced to give a refund in a similar situation.

Online I'd rather have someone doing that than trying to track down Joe
ripoff artist on my own. As a merchant you have the right to NOT sell to
someone with a low rating, too.

> And, if you're a buyer, and send money, and you get a damaged or
> unusable product, or nothing at all, you can complain to PayPal.  And if
> the seller says, "Nope, we sent him exactly what he ordered", and PayPal
> believes them... what now?

Why would they believe them if you sent them a picture? Why would you buy
something from someone without a decent return policy? I have a Rolex in
my trenchcoat right here I'd like to sell you for 50 bucks. It's genuine!

> Basically, you're entrusting your money to someone who has no legal
> obligation to you other than their fine print, which basically says that
> they can do whatever they want.

Almost exactly like cash in the real world. I understand that but if other
people do not then they have the right to only patronize brick and mortar
shops with big wads of cash in their pockets.


-Matt


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