Hello,

> Paypal works reasonably for that.  The problem with bank accounts
> outside the EUR zone is actually not as much conversion fees rather
> than utterly preposterous transfer fees.

Fwiw, I use Wise, by far the cheapest way to transfer, in my (real)
experience, 10x to 20x cheaper then 'normal' bank transfer:

        https://wise.com/
        https://wise.com/br/receive-money/

Cheers,
David

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