Here's part oof the cose dealing with the Va Uninsured Motorist Fee.
<<If the vehicle is uninsured, the motor vehicle owner is required to pay to DMV a $500 uninsured motor vehicle fee in addition to normal registration fees. Payment of the $500 fee does not provide the motorist with any insurance coverage, and if involved in causing an accident, the uninsured motorist remains personally liable. This fee is valid
for a maximum of twelve months but maybe prorated for less time.>>There is much more to the code but this is a start -- AS you can see - paying the fee doesn't provide any coverage and the motorist is responsible for liability in an accident - like that would help in many situations - --
LarryT Read the Constitution once in a while - http://www.law.cornell.edu/constitution/constitution.overview.html----- Original Message ----- From: "LarryT" <l02tur...@comcast.net>
To: "Mercedes Discussion List" <mercedes@okiebenz.com> Sent: Sunday, July 12, 2009 7:13 PM Subject: Re: [MBZ] who has to live in the real world
We must have had dramitacially different experiences with insurance over the years. I've been a State Farm customer since the early 70s and in that time we have had 2 cars totalled - 1 by my BIL - another when my wife was hit by a county deputy. Also, my son was driving a car we owned when he was in an accident (his fault) - the isnurance fixed it even though the body shop low-balled the initial estimate and kept "finding" more problems until the repair was near the value - yet SF paid with never a problem - they paid for the 2 totalled cars (97 Chrysler & 92 Olds) with what I considered were completely fair values. They also paid the medical bills even though our healt insurance had already paid - my agent said send the bills and we'll pay them - "you pay for the coverage and you sould use it" he says.They never tried to get out of paying a valid claim. We also haveour home insured with them - when a huricane hit a few years ago we owned 2 homes - they paid to repair all damage using an estimate I came up with - when I was waiting for the power co to fix the main feed to the house before other repairs could proceed SF called to ask if they could help. All of this was at a time when there were thousands of homes damaged that were covered by SF.I have no reason to cmplain about SF insurance - they always pay fully and quickly. I recently changed the kind of coverage on the 911 to a Antique Tag insurance - they valued my 74 911's Limit of Liability at $20K - a very good value IMO. I'd probably have trouble getting more than 15k if I tried to sell it since the market is down.All the above and my payments are very reasonable. can't imagine why you have so much trouble with insurance? Read the Constitution once in a while - http://www.law.cornell.edu/constitution/constitution.overview.html----- Original Message ----- From: "Mountain Man" <maontin....@gmail.com>To: "Mercedes Discussion List" <mercedes@okiebenz.com> Sent: Saturday, July 11, 2009 8:41 PM Subject: [MBZ] who has to live in the real worldHendrik wrote:...but a mature, responsible adult who has some life experience should know better.I don't know about that. If this is a compliment, thanks, if not, oh well. I am writing on a computer in chicago, you in au - interesting... and that is that. As to being responsible, adult, experienced? - I dunno.I always assume they will do the wrong thing until I am fully convinced that they are doing the right thing.I drive the same way you do - they are all idiots. That does not enter in to the concept of having insurance as a fear item, however. Insurance will not be there when you need it - it will find a means to squirrel away - that is their business. They prey on our fear, they get their solution to the fear situation enacted as state law and laugh all the way to the bank - except for AIG... but you never see an insco not making money - they mint money.So what happens if your house burns down and you have third degree burns?I die. Pure and simple - I die. I have never not expected that I would not die. The sooner we all accept that part of reality, the less fear about that event we have. Do what you gotta do about that fear, and live. Insco ain't gonna be there when I'm dead - they never planned to be, they will skate away when death occurs....we do have some things that can be taken from us and thus we have to ensure that they are protected.You don't see that as an expression of fear? I do. If we allow that nothing is forever, then there can be no fear. If we care for what we have, then we can enjoy these things for now and let them be when they aren't. Nothing lasts forever. Well... go ask LRonHubbard or other snake oil guys if you forever is possible.there we come to the greatest fleecing of all, tax, the price (or if you like 'insurance premium') we pay to live in a civilized worldI would challenge your concept that this is a civilized world. It certainly is advanced with respect to technology, perhaps, but it seems much less civilized. What is so temptingly civilized to rely on a state to care, rather than our neighbors, if and when they desire to assist in care for their neighborhood? That is purely barbaric in a fundamental sense. Civilized is civil and caring for each other, giving and giving until there is no other way to give, and then someone else gives. The state is impersonal and can never fulfill the concept of civilized, yet we continue down the path of thinking that the state will care for healthcare, and education, and retirement, and everything else. The founders of this country realized fully much more than we do these days that an expectation like this - is what they fled when they assembled the wonderful verbage of a Declaration of Independence. There is no respect for those words nor the communication embodied in those words in our "civilized" kulture today. That is more than you wanted about insurance, but the things going on today are probably enough for a dozen Boston Tea Parties, yet we sit smug and satisfied with the state and our insurance. I pay insurance, but I doth protest. I like to think outside the box - it assists against the boredom of continuous satisfied expectations. mao _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com_______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to:http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
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