They did a valuation through a company called CCC which took every E320
wagon on auto trader. compared mileage options and supposed conditions.  I
tried to tell her to just replace the car but she said they don't do that,
take this or leave it basically...

Give em a couple weeks, unless you have a lawyer relative or buddy that will send them a nastygram threat. If you have a lawyer in hand, send the nastygram now.

The older the case becomes, the more anxious to settle it they get. Most inscos have alarms that go off after 30 days.

Practice saying NO!  NO! NO1 NO!
 Tell them firmly they will replace it with one of equal or better value,
 or pay you enough to replace it with one of equal value and your time, or
 they can meet in court, and have their shenanigans documented on the
 internet.

 Hold your ground and don't be in a hurry to settle, don't take any check
 except for full settlement you are satisfied with


Their game is to wear you down. Your patience will wear them down, and the more tired of the game they get, the higher the amount of the check gets.

Now is a good time to get a neck pain as a result of the accident and go to the doc.

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