When I got a lowball offer on my 300D is burst out laughing, as I'd already 
bought a replacement at a significantly higher amount (3x if I remember 
correctly).

They paid the full amount of the purchase price of the replacement, minus 
salvage since I kept the hulk for parts.  

Definitely hold out for the upper end of the value range in Kelly Blue Book or 
similar.  Most insurance company adjusters don't understand the value holding 
ability of a well maintained Benz.

Peter
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