Was that FHA? Maybe I got screwed over. Sent from my iPhone
> On Apr 29, 2020, at 5:36 PM, Curt Raymond <curtlud...@yahoo.com> wrote: > > Holy cow! Our refi added PMI, it's like $35/mo... > > Curt > > Sent from Yahoo Mail on Android > > On Wed, Apr 29, 2020 at 6:25 PM, Kaleb Striplin via Mercedes > <mercedes@okiebenz.com> wrote: > If at some point I sell the old house I would imagine I probably will take > the cash from that and plow it into this house then refi it at a much lower > rate and term and without PMI. The loan in the new house is FHA and the PMI > is close to $300 a month of the payment. > > Sent from my iPhone > > > On Apr 29, 2020, at 5:03 PM, Dan Penoff via Mercedes > > <mercedes@okiebenz.com> wrote: > > > > That sucks. Sorry to hear that. > > > > We just did a refinance on our new house because we went into with the bare > > minimum (5%) to avoid tying up cash. Now that our former house has sold, > > we’re rolling a good part of the proceeds into the new house’s mortgage and > > knocking the rate down over a full point to 2.5% for 15 years. We applied > > and got approved in record time, like three days. Mortgage guy said we > > would probably not be able to close until mid May, as new home buyers get > > priority in the closing queue. > > > > New home mortgages must have tanked significantly, as our late May closing > > is now next week. > > > > Another interesting thing: Our mortgage company is requiring employment > > verification within 24 hours of our closing and a questionnaire about > > COVID-19 issues that have Federal penalties if you misrepresent the > > answers. Wow. > > > > -D > > > >> On Apr 29, 2020, at 5:53 PM, Kevin Kraly via Mercedes > >> <mercedes@okiebenz.com> wrote: > >> > >> The deal for the other house didn’t work out, so we’re staying put at > >> least for now. Since we don’t have enough income for another loan for the > >> new property, we either have to be able to do a rent/pre-occupancy deal > >> while our house sells or a contingent, bumpable buyer. With four dogs, and > >> being both visually impaired, we can’t be in limbo without a place to > >> live. The seller’s lender was going to allow pre-occupancy, but her lender > >> wouldn’t approve our rent as income so she couldn’t more forward with the > >> loan on her new property. > >> Kevin in Hillsboro, OR > >> 2019 Sprinter 750 miles, Low Mileage Lutgard > >> 1982 240D, High Mileage Hildegard with the low mileage engine, soon to be > >> back on the road!!! > >> > >> Sent from my iPhone > >> > >>>> On Apr 29, 2020, at 2:44 PM, Dan Penoff via Mercedes > >>>> <mercedes@okiebenz.com> wrote: > >>> > >>> Yeah, I was really lucky to score this one. I’m surprised someone didn’t > >>> beat me to it. > >>> > >>> Sounds like the 240D is just about ready to go. How much longer before > >>> you move out to the new digs? > >>> > >>> -D > >>> > >>>> On Apr 29, 2020, at 5:11 PM, Kevin Kraly via Mercedes > >>>> <mercedes@okiebenz.com> wrote: > >>>> > >>>> Sounds like you got an awesome deal on that E420! A used car of any era > >>>> with EVERYTHING working is a rarity, let alone one that is 25 years old! > >>>> I finally got some news on my 1982 240D that’s been in the shop since > >>>> February. They are wrapping things up, and it COULD be ready by the end > >>>> of the week! It will be nice to have Hilde back! My niece moved up here > >>>> from California, and she’s excited to drive it! > >>>> Kevin in Hillsboro, OR > >>>> 2019 Sprinter 750 miles, Low Mileage Lutgard > >>>> 1982 240D, High Mileage Hildegard with the low mileage engine soon to be > >>>> back on the road!!! > >>>> > >>>> Sent from my iPhone > >>>> > >>>>>> On Apr 28, 2020, at 8:18 AM, Dan Penoff via Mercedes > >>>>>> <mercedes@okiebenz.com> wrote: > >>>>> > >>>>> The $1500 1995 E420 arrived yesterday morning from Columbus OH about > >>>>> 9:30. No surprises for the most part. > >>>>> > >>>>> I forgot how much fun these cars are. Really. The W124 has that “bank > >>>>> vault” feeling when you close the door, and the interior, while > >>>>> spartan, is comfortable yet “tight”. Engine idles smoothly, could > >>>>> easily pass the champagne glass test. Everything, I mean EVERYTHING, > >>>>> works on this car. If there was a complaint I would say that the > >>>>> sunroof doesn’t open all the way, but that’s clearly due to a need for > >>>>> a good greasing. Suspension is tight, there’s no wandering, swaying and > >>>>> the steering tracks straight and true. > >>>>> > >>>>> The good: > >>>>> > >>>>> Everything works > >>>>> 113,000 miles on the clock > >>>>> All maintenance up to date > >>>>> Nearly new (snow) tires on the car, spare set of wheels with old > >>>>> Michelins > >>>>> Suspension rubber appears to be tight > >>>>> No road or drivetrain noises > >>>>> Inside of valve covers are CLEAN > >>>>> > >>>>> The bad, or not so bad: > >>>>> > >>>>> Paint on roof is toast. Clear coat is a crackle finish. Good part is > >>>>> that this is limited to the roof, so it would be easy to fix. Rest of > >>>>> the paint is good. > >>>>> Driver’s seat bottom is torn > >>>>> One rear headrest is split > >>>>> Front bumper cover is missing under right corner. Gone. > >>>>> ASR and ABS lights are on. SDS revealed a bad idle position switch, > >>>>> which is on order > >>>>> Brake booster leaks internally > >>>>> Both air intake hoses are toast > >>>>> Broken right front sway bar bracket > >>>>> Coolant reservoir level switch is bad > >>>>> Trunk lid stops are gone > >>>>> Fuse box lid has one hook broken off > >>>>> Retainer mounts on the tops of the headlights are broken or missing > >>>>> Blower motor regulator needs to be replaced, only runs on low speed > >>>>> Cover for seat heater fuses is missing > >>>>> > >>>>> So yes, it’s not perfect and there are some minor repairs needed, but > >>>>> the seller made these all known so they’re not a surprise. I’ve ordered > >>>>> all of the parts necessary for the repairs so as those trickle in I’ll > >>>>> be covering the jobs as I do them. Big ones will be the brake booster > >>>>> and the blower motor regulator. All the rest are little rinky-dink ones > >>>>> I can do as the parts show up. I ordered a new lock cylinder, too, as > >>>>> the keys I have are both pretty worn. Might as well replace the lock > >>>>> cylinder and get a new key out of the deal since I would order a new > >>>>> key anyway. > >>>>> > >>>>> I’ll drive it with the snow tires as they’re literally new. No need to > >>>>> drop serious coin for new skins when these will do the job, they’ll > >>>>> just wear out quicker. I got a new front bumper cover for under $150 > >>>>> shipped, so I’ll need to rattle can that along with the bumper strip, > >>>>> since it’s still black (should be bumper color on this model year). > >>>>> > >>>>> It may take some time to get the paperwork sorted since I’ve got to do > >>>>> everything with the tax collector (they do all the DMV stuff in FL) > >>>>> through the mail. I could swap a valid plate from one of my other cars > >>>>> and drive it without an issue, I’m sure, but it would be nice to be > >>>>> legal. > >>>>> > >>>>> More fun as it takes place! First parts order is probably due on > >>>>> Thursday, so that’s when the fun really starts! > >>>>> > >>>>> -D > >>>>> _______________________________________ > >>>>> http://www.okiebenz.com > >>>>> > >>>>> To search list archives http://www.okiebenz.com/archive/ > >>>>> > >>>>> To Unsubscribe or change delivery options go to: > >>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > >>>>> > >>>> > >>>> _______________________________________ > >>>> http://www.okiebenz.com > >>>> > >>>> To search list archives http://www.okiebenz.com/archive/ > >>>> > >>>> To Unsubscribe or change delivery options go to: > >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >>>> > >>> > >>> > >>> _______________________________________ > >>> http://www.okiebenz.com > >>> > >>> To search list archives http://www.okiebenz.com/archive/ > >>> > >>> To Unsubscribe or change delivery options go to: > >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >>> > >> > >> _______________________________________ > >> http://www.okiebenz.com > >> > >> To search list archives http://www.okiebenz.com/archive/ > >> > >> To Unsubscribe or change delivery options go to: > >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> > > > > > > _______________________________________ > > http://www.okiebenz.com > > > > To search list archives http://www.okiebenz.com/archive/ > > > > To Unsubscribe or change delivery options go to: > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > > > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
