Actually I think I am going to be screwed on the rental house. I have
it insured as a rental property rather than homeowners. I got to reading
the policy and it looks like it covers ACV, so replacement cost less
depreciation. Roof is original to the house, so 2004. Not sure how
much it will be depreciated. This house does not mention anything about
ACV.
On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote:
I have finally gotten around to having a couple of different roofing
companies come out to look at both houses to give a quote and figure
out how to proceed with possible insurance claims with USAA. To
recap, after 20 years with them and exactly no claims on houses, they
have literally doubled the premiums in the last 2 years. If all goes
like I hope I will get them to replace the roof (s) they dump them.
This article here is further proof USAA is truly a turd insurance
company these days. Quite sad as they used to be WAY cheaper than
anyone else and WAY better service.
https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html
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