Asphalt shingles? Depending what grade of shingle was used, they are good for 20-30 years. So I'd guess a 2004 roof would be getting close to fully depreciated.
Allan On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote: > Actually I think I am going to be screwed on the rental house. I have > it insured as a rental property rather than homeowners. I got to reading > the policy and it looks like it covers ACV, so replacement cost less > depreciation. Roof is original to the house, so 2004. Not sure how > much it will be depreciated. This house does not mention anything about > ACV. > > On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote: > > I have finally gotten around to having a couple of different roofing > > companies come out to look at both houses to give a quote and figure > > out how to proceed with possible insurance claims with USAA. To > > recap, after 20 years with them and exactly no claims on houses, they > > have literally doubled the premiums in the last 2 years. If all goes > > like I hope I will get them to replace the roof (s) they dump them. > > This article here is further proof USAA is truly a turd insurance > > company these days. Quite sad as they used to be WAY cheaper than > > anyone else and WAY better service. > > > > > > https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html > > > > > > > > > > _______________________________________ > > http://www.okiebenz.com > > > > To search list archives http://www.okiebenz.com/archive/ > > > > To Unsubscribe or change delivery options go to: > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com