Mine is at 17, so I guess we shall see. I do know the policy states it’s paid on ACV rather than replacement value. The primary house is only about 8-9 year old roof and does not state the ACV deal in the policy.
Sent from my iPhone > On Aug 5, 2021, at 8:43 AM, dan penoff.com via Mercedes > <mercedes@okiebenz.com> wrote: > > Typically 20 or so depending on the location and climate. It’s been my > experience that insurers will depreciate a roof over 20 years. > > -D > >> On Aug 4, 2021, at 10:06 PM, Allan Streib via Mercedes >> <mercedes@okiebenz.com> wrote: >> Asphalt shingles? Depending what grade of shingle was used, they are good >> for 20-30 years. So I'd guess a 2004 roof would be getting close to fully >> depreciated. >> >> Allan >> >>>> On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote: >>> Actually I think I am going to be screwed on the rental house. I have >>> it insured as a rental property rather than homeowners. I got to reading >>> the policy and it looks like it covers ACV, so replacement cost less >>> depreciation. Roof is original to the house, so 2004. Not sure how >>> much it will be depreciated. This house does not mention anything about >>> ACV. >>> >>>> On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote: >>>> I have finally gotten around to having a couple of different roofing >>>> companies come out to look at both houses to give a quote and figure >>>> out how to proceed with possible insurance claims with USAA. To >>>> recap, after 20 years with them and exactly no claims on houses, they >>>> have literally doubled the premiums in the last 2 years. If all goes >>>> like I hope I will get them to replace the roof (s) they dump them. >>>> This article here is further proof USAA is truly a turd insurance >>>> company these days. Quite sad as they used to be WAY cheaper than >>>> anyone else and WAY better service. >>>> https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html >>>> _______________________________________ >>>> http://www.okiebenz.com >>>> To search list archives http://www.okiebenz.com/archive/ >>>> To Unsubscribe or change delivery options go to: >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>> >>> _______________________________________ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> _______________________________________ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
