Correct. There’s nothing that protects the data on the magnetic stripe. -D
> On Dec 16, 2022, at 3:57 PM, Allan Streib via Mercedes > <mercedes@okiebenz.com> wrote: > > Yeah I meant that the card info is in clear text on the mag stripe. Anything > that can read that (skimmer, or compromised POS system) can steal card > numbers. I've got a USB mag stripe reader somewhere and I've tried it with my > own cards on my personal computer. > > > On Fri, Dec 16, 2022, at 15:47, dan penoff.com via Mercedes wrote: >> And just to clarify, if someone has put a card “skimmer” on the reader, >> that’s a totally different situation. You only need a card reader to >> get the data off the magnetic stripe. If it’s a retail POS terminal >> that data is encrypted when the card is swiped. >> >> -D >> >>> On Dec 16, 2022, at 3:42 PM, dan penoff.com via Mercedes >>> <mercedes@okiebenz.com> wrote: >>> >>> Unless the retailer has grossly out of date equipment (and is waaaay out of >>> compliance), the card information is never sent in the clear. It’s >>> encrypted at the time it’s read and transmitted that way. That’s part of >>> PCIE P2PE standard version 3.0 Domain 1 (2019). Since you have to work with >>> a card processor, it’s highly unlikely this could be the case, as I can’t >>> imagine there are any card processors out there who aren’t compliant with >>> the latest standard. >>> >>> -D >>> >>>> On Dec 16, 2022, at 3:35 PM, Allan Streib via Mercedes >>>> <mercedes@okiebenz.com> wrote: >>>> >>>> If a retailer is still using "swipe" technology (mostly gone now except >>>> for gas pumps) then it's easy for a compromised system to steal the card >>>> info. For "chip" transactions it's supposed to be difficult/impossible >>>> because the clear text card info is never transmitted. >>>> >>>> >>>> On Fri, Dec 16, 2022, at 07:58, dan penoff.com via Mercedes wrote: >>>>> It’s quite possible that the PXG shop’s account or POS system is >>>>> compromised rather than an employee there stealing the information. >>>>> That also has a lot to do with the speed of the misuse - a valid card >>>>> number has to be sold and used quickly, before the card issuer can find >>>>> out it’s compromised and kill the card. >>>>> >>>>> Mrs. Dan had a similar situation with her card being compromised at a >>>>> liquor store. It was hit three times within an hour of it being used. >>>>> All three hits were in south Florida and for really stupid stuff, like >>>>> a bowling alley. >>>>> >>>>> -D >>>>> >>>> >>>> _______________________________________ >>>> http://www.okiebenz.com >>>> >>>> To search list archives http://www.okiebenz.com/archive/ >>>> >>>> To Unsubscribe or change delivery options go to: >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>> >>> >>> _______________________________________ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>> >> >> _______________________________________ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
