And just to clarify, if someone has put a card “skimmer” on the reader, that’s a totally different situation. You only need a card reader to get the data off the magnetic stripe. If it’s a retail POS terminal that data is encrypted when the card is swiped.
-D > On Dec 16, 2022, at 3:42 PM, dan penoff.com via Mercedes > <mercedes@okiebenz.com> wrote: > > Unless the retailer has grossly out of date equipment (and is waaaay out of > compliance), the card information is never sent in the clear. It’s encrypted > at the time it’s read and transmitted that way. That’s part of PCIE P2PE > standard version 3.0 Domain 1 (2019). Since you have to work with a card > processor, it’s highly unlikely this could be the case, as I can’t imagine > there are any card processors out there who aren’t compliant with the latest > standard. > > -D > >> On Dec 16, 2022, at 3:35 PM, Allan Streib via Mercedes >> <mercedes@okiebenz.com> wrote: >> >> If a retailer is still using "swipe" technology (mostly gone now except for >> gas pumps) then it's easy for a compromised system to steal the card info. >> For "chip" transactions it's supposed to be difficult/impossible because the >> clear text card info is never transmitted. >> >> >> On Fri, Dec 16, 2022, at 07:58, dan penoff.com via Mercedes wrote: >>> It’s quite possible that the PXG shop’s account or POS system is >>> compromised rather than an employee there stealing the information. >>> That also has a lot to do with the speed of the misuse - a valid card >>> number has to be sold and used quickly, before the card issuer can find >>> out it’s compromised and kill the card. >>> >>> Mrs. Dan had a similar situation with her card being compromised at a >>> liquor store. It was hit three times within an hour of it being used. >>> All three hits were in south Florida and for really stupid stuff, like >>> a bowling alley. >>> >>> -D >>> >> >> _______________________________________ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
