Remember Jim Fixx died of a heart attack....

;)

Date: Fri, 4 Jan 2008 13:08:16 -0600
From: "Tom Hargrave" <[EMAIL PROTECTED]>
Subject: Re: [MBZ] Coffee is hot
To: "'Mercedes Discussion List'" <mercedes@okiebenz.com>
Message-ID: <[EMAIL PROTECTED]>
Content-Type: text/plain; charset="us-ascii"

Dave,

Your logic can be applied to just about any lifestyle. For example, do
 you
ride a bicycle or run? If so then why should my insurance pay for your
hospital stay just because you decided to participate in this high risk
activity and you were hit by a car? After all, it's your decision to go
 out
& ride or run on public streets, correct?

My real point is that insurance works because the associated risk &
 cost are
spread across all policy holders. In other words, those receive bypass
surgery & chemotherapy get the same treatment as someone who's run over
 by a
car & the cost is shared by all.

Go to a health insurance program that sets rates by lifestyle analysis
 &
family history and you might find yourself in an expensive, high risk
 group
for no other reason than a few distant relatives died from of heart
 disease
or cancer! How fair would this scenario be to you?

Thanks,
Tom Hargrave
www.kegkits.com
256-656-1924

       
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