Thanks Connie.
Irv
-----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED]]On Behalf Of Conbert
H Benneck
Sent: Wednesday, July 31, 2002 12:09 PM
To: [EMAIL PROTECTED]
Subject: Re: M_Boats: Surveying M17
Hi Irv
For another view on the survey question, here are my two bits
worth.......
If you need a survey for insurance purposes, then you have to get one:
no survey; no insurance
But then the question arises, why insurance? Without researching my Home
Owner's Police, plus my Extended Policy, I think that I am totally
covered for small craft like a Montgomery 15 or 17, and I certainly am
not carrying a Marine Insurance Police on a 15 foot boat that weights
1000 lbs! How much damage could it do to anything else?
A scratch, maybe, and the cost of removing it would be far less than the
yearly premium for a policy.
When I sold my Tripp-Lentsch, the buyers had a survey made, and the
surveyer, just confirmed all that I had told them, but they needed it for
the Marine Insurance policy.
I had a survey done on a Northeast 38 sailboat that I bought in Hamburg,
Germany in 1985. Totally wasted money!
I got a nice report telling me the boats layout; the number of sails;(but
not their condition); that it had an engine - I knew that (but he didn't
tell me that it just had had a major overhaul - the sellers told me
that); how many drawers were in the main cabin, and on and on - with
photos of the deck, and interior.
When I sailed the boat in Denmark for 5 weeks and then brought it back to
Hamburg to get small items fixed prior to sailing it back to the States,
the man doing an Algrip paint job called me to tell me that the hull had
a severe case of gell coat blistering underwater.
My "good" surveyor, who said in his report how good it was that he could
examine the boat out of water, totally failed to make any comments about
hull condition or blistering
Now, I knew what the boat was all about - it's layout; and had a list of
equipment from the sellers; that's why I wanted to buy it. Blistering
in the gell coat sure would have changed my mind about buying it.
I checked if I could sue the surveyer for a lousy job, but he had a
paragraph in his contract that in effect said ' anything found after the
survey is conducted is not the responsibility of the surveyor...."
.....and there I was.
So, his survey was a total waste of money, though I did get some pretty
pictures.
~~~~~~~~~
I bought my M15 sight unseen from an owner in Sauselito, CA, with boat at
Panama City, Florida.
No regrets: got a great boat!
Connie
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