Exactly.  Because dealing with insurance companies is such an "iffy" thing - 
(they do whatever they can to avoid paying a claim, whether it's over 
"subjective value" vs. "market value" vs. "sentimental value" vs. "plain paper 
value" vs. "replacement value") - we felt we had to cut down the number of 
"carry out in a flash" posters.  And this assumes we're even around during an 
impending fire or some thief is able to bypass our security alarms.  If a 
calamity happens when we're not home, we're screwed.  So out the posters and 
lobbie cards went, sold to happy new owners - and replaced with low-ticket 
posters - or popular titles in smaller, more portable formats.  Hell, in many 
cases, the frames I have from Sue Heim are worth more than the posters we have 
left.  (And you already know how inexpensive Sue's "museum-standard" frames are 
in the first place!) -d.

Date: Thu, 1 Mar 2012 00:50:12 +0000
From: evan...@mac.com
Subject: Re: movie posters lost in fire video link
To: MoPo-L@LISTSERV.AMERICAN.EDU



Similar here, never got round to it.
But recent experiences with insurances companies (on more minor matters) where 
I've been screwed hasn't helped motivate me.
Also cut down a lot on what I own.
Probably down to half a dozen that I'd hate to lose.

Date: Wed, 29 Feb 2012 14:11:26 -0800
From: davidmkusum...@hotmail.com
Subject: Re: movie posters lost in fire video link
To: MoPo-L@LISTSERV.AMERICAN.EDU







What Rick says is true, at least for us.  We didn't have time for 
appraisals and hunting for receipts for everything we owned.  
Insurance?  Puhh.  Yup, it's a roll of the dice and we never got around 
to it.  And what Bruce said earlier is also true.  For us, as I've 
written here before - the two wildfires that forced the evacuation of 
hundreds of thousands of people in the San Diego area in 2003 and again 
in 2007 - were absolutely key to our decision to liquidate our giant 
collection.  We still have posters, but they are no longer heirloom 
titles or formats; many are re-issues or Oscar posters.  Remember that 
exercise we went through that I suggested that others try?  Do it 
again.  If you have only 10 minutes to get out after getting an 
evacuation notice - what would you take?  Even if you HAVE insurance?  
(Just do it in your head because I'm not suggesting people reveal what 
they own.)  For us, they were family pictures, a $100 value pet 
cockatiel and posters to Pinocchio, Gilda, It's A Wonderful Life, 
Casablanca, City Lights, Lawrence of Arabia, A Hard Day's Night, etc.  
We took only 10 items out of the more than 600 posters and lobby cards 
we once owned.  Both evacuations forced us to make tough decisions about
 what to take with us - and what to "let burn" - which would've included
 our vast collection of vintage lobby cards and Hitchcock posters.  Even
 though we ended up losing nothing - we never want to go through that 
again.  We owned these things long enough and it was time to get out.

Brek, our sympathies go out to you and hang in there.  -d.


Date: Wed, 29 Feb 2012 16:29:00 -0500
From: rixpost...@aol.com
Subject: Re: movie posters lost in fire video link
To: MoPo-L@LISTSERV.AMERICAN.EDU








Collectors who don't have more than homeowner's or renter's insurance on 
their poster collection are most likely totally screwed if their house burns 
down.  But those who don't have separate insurance on their poster 
collection---who roll the dice thinking "it won't happen to me" most likely 
won't admit they don't have insurance on MoPo on any other 
forum.  Nobody wants to have a bunch of other collectors and dealers 
descend on them like some have descended on Brek.  Hey, more people "roll 
the dice" in this world and in this hobby than you think....especially with the 
economy the way it is...
   I know in the past decade or so I've sold posters to Brek. 
He's a really good guy and my heart goes out to him.  Hey, pardon me 
sounding like Father Flanagan (who they're putting up to be canonized as a 
saint!)
                   
....but, "There but for the grace of God go I..."
                                                  
Godspeed and good luck, Brek,
                                                                          
Rick
 

In a message dated 2/29/2012 1:04:44 P.M. Pacific Standard Time, 
jhnwald...@yahoo.com writes:



  
  Do most collectors have 
  insurance on their 
  posters?   I would think that would be easier said than 
  done.
  
   
  Good luck to you Brek.  Give 'em hell.
  JW
  
  
  

  
  
  
  From: Brek Anderson <brekanders...@comcast.net>
To: MoPo-L@LISTSERV.AMERICAN.EDU 
  
Sent: Wednesday, February 
  29, 2012 3:10 PM
Subject: Re: 
  [MOPO] movie posters lost in fire video link


  
  

  Thanks Bruce,

And thanks to the many that have expressed 
  sympathy. As I have said I hope others can learn from 
  this.

As I have been blasted before when I first got on MOPO about 7 years ago, 
  I am hesitant to even 
  post on MOPO. I was very close to leaving MOPO back then. After a few 
  that seem to want to bring you down if you are up or down on MOPO who don't 
  even know you has made me come close to leaving several times.  
  I am very close to leaving the forum now based on the few, but the many 
  great members keep me hanging on. But don't be surprised if there 
  one less member soon. Most have no idea of others 
  investments, but my loss totaled over 3 million and wiped me 
  out. So I don't take kindly to those who makes them feel better to tear 
  you down. It's not the critic that counts. The large 
  law firm that has taken my case on contingency is very confident 
  I will re-coop some of the loss. It will take about a year to 
  find out.

Brek

----- Original 
  Message -----
From: Bruce Hershenson <brucehershen...@gmail.com>
To: 
  MoPo-L@LISTSERV.AMERICAN.EDU
Sent: Wed, 29 
  Feb 2012 19:33:44 -0000 (UTC)
Subject: Re: [MOPO] 
  movie posters lost in fire video link

First off, I think you guys 
  really are being insensitive to Brek's massive loss. Of course 
  he wishes he had done so much differently, but now is not the time to tell 
him 
  that.

I can tell you that this has caused a fair number of consignors 
  to send me large consignments. I have had some major consignors who had never 
  planned to sell anything in their lifetime, but after a theft, or a fire, or 
a 
  broken pipe, or a flood, changed their mind in a hurry and gave me some or 
all of 
  their collection. And all told me later that there was a major sense of 
relief 
  once they no longer had to worry every time they left their house that their 
  collection would be there unharmed when they 
  returned.

Bruce
                                          
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