Thanks for the input everyone, we are forced to go with the PxPay hosted 
payments page.

Michael: PxPOST is a 2nd party method of getting around PCI compliance, 
DPS is PCI compliant so a service like PxPOST allows you to send the 
card details straight to them. This has been the case up until recently, 
and is still the case with the Australian banks over here.
Dan: Good point re. the trust element in NZ for DPS.

It is interesting though that ASB has changed its interpretation of PCI 
compliance. If you are not storing the information in any kind of 
persistent format (beyond the page execution) then surely your exposure 
to the information is the same as the user's keyboard, keyboard driver, 
operating system, browser etc.

It is worrying that banks are moving to this interpretation of PCI 
compliance. The flexibility with the PxPAY hosted payments page is 
severely lacking, I know of a good few designers that have cried when 
putting the hosted payments page in their website design. If DPS came up 
with a solution where you could create your own HTML for the page, 
things might be a bit more tolerable.

Any DPS employees on the list?

Cheers,
Stig

-- 
Stig Manning
http://www.sdm.co.nz


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