This is totally stupid to blame a business for covering itself from online fraud liabilities! Guess what: if were there no fraud, there wouldn't have been this issue either.
They provide a service, with nothing coming close in terms of cost and convenience. I suppose, they run into problems with dealing with fraud ($, PR, and so on) Do you want *them* to absorb it all, and give you a free lunch? The only viable alternative, from business pow is to raise the service charges, and I prefer their current approach a lot! best, Mishka
