> > I'll try not to ramble. > [...] > > I AIN'T PAYING! > > I wrote disputes & mail them off to the three credit > reporting agencies, > and furnished copies of those letters to the credit union. >
Awesome saga. I had a saga which lasted several years about paying my household gas bill, while the company that claimed to be the supplier went through several changes of ownership. The outcome was that they wrote off the so-called 'debt' of over £800- after I promised to pay it immediately in full if they could produce a supply contract with my signature on. I also asked under the terms of the Data Protection Act for a copy of all their notes about and correspondence with me about this matter, but they couldn't produce it - they claimed they didn't keep records! In the UK we have something called the Data Protection Act which gives you the right to ask for a copy of all personal data that a company holds about you, and they are obliged to provide it. You can also force them to change anything on your file which is factually incorrect, and to remove stuff which is a matter of opinion. For instance 'This guy's a jerk and owes us more than £800-'. If you owe them nothing you can get that corrected, and you can have them remove the opinion about you being a jerk. You can check that they've done that by asking again for a copy of the records. Bob -- PDML Pentax-Discuss Mail List [email protected] http://pdml.net/mailman/listinfo/pdml_pdml.net to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions.
