Hi Stan ... Maybe you need a new bank <g>.
My bank is pretty much the opposite. If I have a minimum average balance in the account, I'm reimbursed fees charged by "foreign" ATM machines, up to five transactions per month. There's no extra fee for using the debit card, which can also be used as a credit card, i.e., if a company doesn't take debit cards, it'll take mine as a credit card. When I use the card for credit purchases, such as when I buy photo gear on line from a store such as Peter's or KEH, I'm given a rebate of 1% ... over the course of a year that adds up, so I often use the card as a "credit" card when making purchases at the market, etc. However, there are no credit card fees as the money is still debited from my account, just as it were a regular debit card. The bank has an on line banking setup as well, and most of my bills are paid using that system - all utilities, house payments, payroll, etc. I'm at the point where I write but five or six checks per month, which is down substantially from the more than 100 I used to write just a few years ago. Some months there are no checks returned with my statement <g>. Stan Halpin wrote: > > My reason for not using a "debit card" rather than a check/cheque is simple: > I take savings over convenience. My bank charges $1 or $2 to process a debit > card charge, and nothing to process a check (beyond the cost of printing > which works out to about $.10 per check.) <start rant> I don't know the > exact amount of the charge because I only used the debit card a few times, > when I first set up my account. I was so surprised to see the charges on my > next statement, I destroyed the card. I could see paying a 1% fee, but a > fixed charge of a $1-2 is just way over the top. A 20-40% charge on a $5 > purchase!??!? -- Shel Belinkoff mailto:[EMAIL PROTECTED] http://home.earthlink.net/~belinkoff/ http://home.earthlink.net/~belinkoff/darkroom-rentals/index.html - This message is from the Pentax-Discuss Mail List. To unsubscribe, go to http://www.pdml.net and follow the directions. Don't forget to visit the Pentax Users' Gallery at http://pug.komkon.org .
