Doug Henwood quoted:

Meanwhile, among families in the lowest 40 percent of the income
distribution, saving
rates actually rose noticeably--they nearly doubled between 1992 and
2000--and by 2000 these relatively poor families were saving at
considerably higher rates than other American households."
<...>

Are IRAs and 401k plans considered savings?

If not, are these families REALLY saving anything at all if their money
is in .25% savings accounts, savings bonds... with inflation and costs
of living what it is in real world terms, not according to the fed's
estimation?

Speakin of estimations and statistics that lie, I got a hysterical laugh
from Moody's US employment numbers yesterday:

http://www.economy.com/cnflow/graphs/chartbook/income/CHT_R_Employment.png

The caption reads: The January employment report suggests a soft landing
for the labor market. In the context of the large benchmark revision and
recent monthly upward revisions, the weaker-than-expected January
employment number may well be revised away.

I think the legitimate statistical basis of the US economy has been
"Revised Away".

Leigh
Overheard in Santa Cruz: "I used to work on servers... Now I AM one."

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