On Thu, 10 Jun 2021, Rich Shepard wrote:

Perhaps this will help:
<https://www.makeuseof.com/tag/exfat-better-different-fat32/>

This site has a more clear explanation:
<https://thedigitalrenewal.com/difference-between-exfat-vs-fat32/>

But, ... "ExFAT was designed to get around the limitations that Fat32 has,
namely the maximum file size allowed on the file system. ExFAT has a larger
file size limit than Fat32 allowing for up to 16GB files to be stored on the
ExFat file system."

HTH,

Rich


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