That may actually be because of regulation Currently you cannot buy a health insurance policy covering only what you want to be insured for
Nor can you buy one from a company chartered in another state Because of regulations Why would an adult man make idiotic pronouncement and call itself Biff? On Mon, Jul 6, 2009 at 4:37 PM, Biff <[email protected]> wrote: > > Poor babies: UNHC is so over regulated their former CEO walked away > with a measly $1.78 billion (minus apparently $400 million that wasn't > really his) > > UnitedHealth suffers financial setback > April 23, 2008 — 6:59am ET > > > "After years of allegations that management engaged in financial > manipulations to feather their own nest, some might see this as a bit > of karma. Having already missed its first quarter financial targets, > UHG has had to cut its full-year profit outlook. The company, which > expects 2008 revenue around $82 billion, lowered its profit outlook by > 40 cents a share to about $3.60. While UHG faces some unique > challenges, this mirrors losses posted by other health plans, many of > which seem likely to kick up premiums substantially at their next > opportunity. > > One major factor in UHG's adjusted prediction was customer losses. The > company lost 530,000 commercial members during Q1 of this year, > including 250,000 from its PacifiCare unit. Meanwhile, enrollment in > its Medicare Part D program fell by 290,000. To boot, medical costs > went up faster than income, despite raised premiums in 2006 and 2007. > > This comes just as the air has started to clear from its former CEO's > departure. Less than 18 months ago, former CEO William McGuire left > the company with a mindbogglingly-golden parachute, options worth > $1.78 billion at the time. Since then, McGuire has been forced to give > up at least $400 million in assets, after regulators concluded that > the options were back-dated to give him the highest possible value." > > > http://www.fiercehealthcare.com/story/unitedhealth-suffers-financial-setback/2008-04-23 > > > On Jul 6, 2:06 pm, bruce majors <[email protected]> wrote: > > that's pretty much meaningless gibberish > > our current insurance is government insurance already given how regulated > it > > is > > > > On Mon, Jul 6, 2009 at 2:27 PM, Frederick The Moderate < > > > > [email protected]> wrote: > > > > > 1. He would, as quickly as possible, take every possible step to > > > reform healthcare and offer a government-sponsored alternative to > > > private insurance. > > > > > On Jul 6, 11:24 am, bruce majors <[email protected]> wrote: > > > > yes what was it > > > > > > On Mon, Jul 6, 2009 at 1:56 PM, dick thompson < > [email protected] > > > >wrote: > > > > > > > Name one!! > > > > > > > Frederick The Moderate wrote: > > > > > > > I didn't bother to read the post (I would prefer to read original > > > > > thoughts from forum members) but the gist is obvious by the title. > > > > > It's only been a very short time but think Obama is keeping many of > > > > > his promises. > > > > > > > On Jul 6, 7:32 am, dick thompson <[email protected]> < > > > [email protected]> wrote: > > > > > > > Strange to see the Miami Herald talk about their president > fulfilling > > > > > his promises. What planet are they from that they expect a grad of > the > > > > > Chicago School of Politics to do what he promised to do. Those of > us > > > > > who did not support him asked the question at the time but the > media > > > > > never saw fit to examine the damaged goods they supported. Now we > are > > > > > stuck with this idiot. > > > > > > > Posted on Monday, 07.06.09 > > > > > > > * > > > > > Recommend > > > > > < > > >http://www.miamiherald.com/opinion/editorials/story/1128722.html#none> > < > > >http://www.miamiherald.com/opinion/editorials/story/1128722.html#none> > > > > > (0) > > > > > * share > > > > > < > > >http://www.miamiherald.com/opinion/editorials/story/1128722.html#> < > > >http://www.miamiherald.com/opinion/editorials/story/1128722.html#> > > > > > * email > > > > > < > > >http://www.miamiherald.com/opinion/editorials/v-emailform/story/11287.. > .> > > > < > http://www.miamiherald.com/opinion/editorials/v-emailform/story/11287...> > > > > > * print > > > > > < > > > > http://www.miamiherald.com/opinion/editorials/v-print/story/1128722.html> > > > < > http://www.miamiherald.com/opinion/editorials/v-print/story/1128722.html> > > > > > * comment > > > > > < > > > > http://www.miamiherald.com/opinion/editorials/story/1128722.html#comment> > > > < > http://www.miamiherald.com/opinion/editorials/story/1128722.html#comment> > > > > > * reprint <http://www.miamiherald.com/reprints/> < > > >http://www.miamiherald.com/reprints/> > > > > > > > FARK it!< > > >http://cgi.fark.com/cgi/fark/farkit.pl?u=http://www.miamiherald.com/o.. > .> > > > < > http://cgi.fark.com/cgi/fark/farkit.pl?u=http://www.miamiherald.com/o...> > > > > > > > Send to AIM<aim:goim?Message= > > >http://www.miamiherald.com/454/story/1128722.html> > > > > > Seed Newsvine <javascript:void(0)> > > > > > Add to Reddit< > > >http://reddit.com/submit?url=http://www.miamiherald.com/454/story/112.. > .> > > > < > http://reddit.com/submit?url=http://www.miamiherald.com/454/story/112...> > > > > > > > Add to Google Bookmarks< > > >http://www.google.com/bookmarks/mark?op=add&bkmk=http://www.miamihera.. > .> > > > < > http://www.google.com/bookmarks/mark?op=add&bkmk=http://www.miamihera...> > > > > > > > Thumb this up at StumbleUpon. <http://www.stumbleupon.com/submit> > < > > >http://www.stumbleupon.com/submit> > > > > > Publish this post to LinkedIn < > http://www.linkedin.com/shareArticle> < > > >http://www.linkedin.com/shareArticle> > > > > > Add to del.icio.us <http://del.icio.us/post> < > http://del.icio.us/post > > > >< > http://buzz.yahoo.com/buzz?publisherurn=the_miami_herald&guid=http%3A...> > > > < > http://buzz.yahoo.com/buzz?publisherurn=the_miami_herald&guid=http%3A...> > > > > > > > Post to MySpace < > http://www.myspace.com/index.cfm?fuseaction=postto> < > > >http://www.myspace.com/index.cfm?fuseaction=postto> > > > > > Add to facebook< > > >http://www.facebook.com/sharer.php?u=http://www.miamiherald.com/opini.. > .> > > > < > http://www.facebook.com/sharer.php?u=http://www.miamiherald.com/opini...> > > > > > > > DIGG This< > > >http://digg.com/submit?url=http://www.miamiherald.com/454/story/11287.. > .> > > > < > http://digg.com/submit?url=http://www.miamiherald.com/454/story/11287...> > > > > > > > Bookmark this post on Twitter. <http://twitter.com/home> < > > >http://twitter.com/home> > > > > > > > President Obama should do what he says about secrecy > > > > > > > OUR OPINION: President Obama promised transparency but often > sides > > > > > with secrecy > > > > > > > *A*s a candidate for president, Sen. Barack Obama vowed to run an > open > > > > > government. He reiterated that pledge on Inauguration Day: > > > > > ''Transparency and the rule of law will be the touchstones of this > > > > > presidency,'' he said. > > > > > > > Nearly six months later, advocates of open government are still > waiting > > > > > for the president to fulfill this promise. Compared to the Bush > > > > > presidency, this administration is doing better. But what President > > > > > Obama has /done/, compared to what he /said/ he would do, are two > > > > > different things, thanks in part to the unequivocal language he > used > > > and > > > > > the expections he raised. > > > > > > > *Ended Ashcroft order* > > > > > > > The president deserves credit for taking action on his first day in > > > > > office to rescind a 2001 memo by then-Attorney General John > Ashcroft > > > > > giving agencies broad legal cover to reject public disclosure > requests. > > > > > He also revoked an executive order signed by former President > George W. > > > > > Bush in 2001 that limited release of former presidents' records, > and > > > > > replaced it with new language aimed at more transparency. > > > > > > > Ending unnecessary secrecy, however, has apparently proven tougher > than > > > > > the president expected. He has come down on the side of keeping the > > > > > public uninformed in a variety of decisions that, as a candidate, > he > > > > > might well have scorned. > > > > > > > One of the most troubling instances occurred last month, involving > > > White > > > > > House refusal to turn over White House visitor logs by coal > industry > > > > > executives. An organization called Citizens for Responsibility and > > > > > Ethics in Washington has filed a lawsuit, saying the Obama White > House > > > > > is essentially embracing the Bush administration position on the > > > secrecy > > > > > of the comings and goings of visitors to the executive mansion. > > > > > > > This makes for a murky transparency policy. > > > > > > > White House spokesman Robert Gibbs said lawyers were reviewing the > > > > > policy regarding the release of visitor logs. They should start by > > > > > reading the well-publicized ''memorandum of transparency'' that > > > > > President Obama signed on his first day in office. > > > > > > > The president said open government was a way to hold government > > > > > accountable, ``so that the American people can know exactly what > > > > > decisions are being made, how they're being made, and whether their > > > > > interests are being well served.'' > > > > > > > Nice words, but if the White House doesn't stop hiding the logs, no > one > > > > > else in government can be expected to take the disclosure policy > > > seriously. > > > > > > > The president's record of open government has fallen short of > > > > > fulfillment most often on issues involving national security. > > > > > > > The White House agreed to release memorandums detailing the alleged > > > > > torture of detainees, sparking criticism from former Bush > > > administration > > > > > officials. But in other instances the president has either embraced > Mr. > > > > > Bush's positions or changed his mind about following through on > > > promises > > > > > of disclosure. > > > > > > > At first, the White House said it would support the release of > photos > > > of > > > > > detainee abuse but later reversed course and decided to leave it up > to > > > > > the courts. Concerns about secrecy and repercussions are valid, but > > > > > passing the buck to the courts on this issue does not add to the > > > > > president's credibility regarding disclosure. > > > > > > > The White House has also continued the Bush administration's > objections > > > > > to the release of an interview that former Vice President Dick > Cheney > > > > > gave to the FBI during its investigation of the leak of CIA agent > > > > > Valerie Plame's identity. Again emulating the Bush administration, > the > > > > > current occupant of the White House has moved to dismiss lawsuits > > > > > seeking White House e-mails from the past several years. > > > > > > > *Using legal tactic* > > > > > > > Mr. Obama's administration has not hesitated to fight disclosure in > > > > > court, either. In May, it supported the ''state secrecy'' doctrine > in a > > > > > case involving a lawsuit against a government contractor by five > > > victims > > > > > of ``extraordinary rendition.'' > > > > > > > This is the legal tactic that says the government can prevent the > > > courts > > > > > from hearing claims by those who say they were hurt by federal > actions > > > > > -- because the need for state secrecy requires it. > > > > > > > That is exactly the same position the Bush administration took, a > > > policy > > > > > that allows government to evade the accountability that Mr. Obama > vowed > > > > > to champion. In turning down the administration's appeal, a judge > noted > > > > > that the policy is often a convenient way for governments to hide > > > > > politically embarrassing information. > > > > > > > The administration claims it has valid reasons in each of these > > > > > instances to opt for secrecy, but the pattern is both disappointing > and > > > > > a far cry from what Mr. Obama led voters to believe during the > > > campaign. > > > > > > > The government has a legitimate right to protect certain > information. > > > > > But the record indicates that given a choice between disclosure and > > > > > secrecy, Mr. Obama is falling into the appalling habit of hiding > the > > > facts. > > > > > > > * recommend > > > > > < > > >http://www.miamiherald.com/opinion/editorials/story/1128722.html#> < > > > > ... > > > > read more » > > > --~--~---------~--~----~------------~-------~--~----~ Thanks for being part of "PoliticalForum" at Google Groups. 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