As a lone gunman, insurance is really expensive.  My family is
relatively healthy so we got a HSA account, aka "Health Savings
Account".  It basically  means that we fund our own insurance (tax
exempt) for common doctor visits, but BCBS kicks in if the amount goes
over $5K in a year.  Basically, it's catastrophic insurance.

What I like about it is that I become the customer of the doctor.
Normally, the doctor is doing what the insurance company wants him to
do.  It's amazing how a doctor treats me differently when they learn
that I'm paying the bill.  I get much better treatment, IMO.

-Kevin


Michael Madigan wrote:
> I'm in NJ.
> 
> --- Rick Schummer <[EMAIL PROTECTED]>
> wrote:
> 
>>>> Anybody have a great deal on medical insurance? 
>> My Cobra runs out the end of February.<<
>>
>> Medical insurance is specific to the locale you
>> reside in. I have someone I can recommend if you
>> live in the state of Michigan.
>>
>>
>> Rick
>> White Light Computing, Inc.
>>
>> www.whitelightcomputing.com
>> www.rickschummer.com
>> 586.254.2530 - office
>> 586.254.2539 - fax
>>
>>
>>
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> 
> 
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