Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
although Punjab National Bank for ones has decided to come out of the rudd of discrimination against the disabled by formulating a policy to issue credit cards, that doesn't mean they are doing an act of charity to the visually challenged. it is a responsibility and a legal and constitutional stipulation that they are meetting. however as any such policy is open to public scrutiny, particularly on the part of the stake holders, there will be questions asked, clarifications sorted, and criticisms leveled against. that is how a democracy work, and one has to learn to be tolerant to this democratic right. although PNB's efforts at bringing a sense of clarity to the issue of credit card to the visually challenged is a welcomed step, many of us feel that some of the stipulations included in the proposed policy are unfair and even illogical. AI members working with PNB would do well to engage with these criticisms, and since they are better placed in the organization, they can take it up at the appropriate levels. that is entirely up to them, but at least crude remarks and assertions regarding the visually challenged who are struggling for their rights can be avoided. On 6/4/10, Asudani, Rajesh wrote: > Dear Kamal > I am not concerned with the moral of the story, but with story itself. > You say: People cannot afford technology, but they still want facilities." > What do you mean? > Everybody wanting a credit card should be able to afford technology? > Ridiculous! > You also say: > People want facilities at their convenience. > Yes, of course, facilities are for convenience > Do you require sighted credit card holders to have all technical gadgets > before giving them one? > Do you take an undertaking from them that their mobile SMS would not be read > by anybody in any circumstances? > > We take a general undertaking that the details of the card would not be > shared, and it is their own responsibility if they are so shared. > The same undertaking would suffice for the blind as well, without any > stipulation about possession of any gadgets. > > You also say: > "BLIND is mahatma in society and now he is supposed to be above god, etc... > > I do not wish to reply to assertions like these. > Don't be a stereotypical banker. > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to create Him." > >--Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > > -Original Message- > From: accessindia-boun...@accessindia.org.in > [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Thursday, June 03, 2010 4:47 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > Dear Amiyo, > > People want facilities at their convinience and conditions. They cannot > afford the technology, but they still need facilities. A blind is supposed > to be a Mahatma in the society. But, now, a blind is greater than god. We > have to fulfil their needs and conditions at any cost at their convenience > only. This is the moral of this story. > > Regards. > Kamal Verma. > - Original Message - > From: "Amiyo Biswas" > To: > Sent: Thursday, June 03, 2010 4:03 PM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > So, what is the moral of the story? Which banks allowcredit cards and > > which banks ATM? I am really frustrated with banks. In fact, I am a bit > > nervous. They always barrage me with questions. > > > > With Best regards, > > Amiyo Biswas. > > Cell: 91-9433464329 > > > > - Original Message - > > From: "mahendra" > > To: > > Sent: Thursday, June 03, 2010 4:45 PM > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > >>i don't understand, it is okay to give credit card but not ATM? > >> wiche is more risky? > >> i suppose, more misuse is possible while paying the bills, in the stors > >> and restorences then with ATM. > >> one has to give your credit card to the staf for othentication, > >> no such need with ATM!!. > >> > >> > >> > >> At 02:22 PM 6/2/2010, you wrote: > >>>there are 100s of rules and laws lying in india, either unused, misused > >>>or wrongly interpreted. even indian evidence act is quite old. better > >>>option is apply credit card facility if you want with PNB. you can quote > >>>the circular if the
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Dear Kamal I am not concerned with the moral of the story, but with story itself. You say: People cannot afford technology, but they still want facilities." What do you mean? Everybody wanting a credit card should be able to afford technology? Ridiculous! You also say: People want facilities at their convenience. Yes, of course, facilities are for convenience Do you require sighted credit card holders to have all technical gadgets before giving them one? Do you take an undertaking from them that their mobile SMS would not be read by anybody in any circumstances? We take a general undertaking that the details of the card would not be shared, and it is their own responsibility if they are so shared. The same undertaking would suffice for the blind as well, without any stipulation about possession of any gadgets. You also say: "BLIND is mahatma in society and now he is supposed to be above god, etc... I do not wish to reply to assertions like these. Don't be a stereotypical banker. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 4:47 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Dear Amiyo, People want facilities at their convinience and conditions. They cannot afford the technology, but they still need facilities. A blind is supposed to be a Mahatma in the society. But, now, a blind is greater than god. We have to fulfil their needs and conditions at any cost at their convenience only. This is the moral of this story. Regards. Kamal Verma. - Original Message - From: "Amiyo Biswas" To: Sent: Thursday, June 03, 2010 4:03 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > So, what is the moral of the story? Which banks allowcredit cards and > which banks ATM? I am really frustrated with banks. In fact, I am a bit > nervous. They always barrage me with questions. > > With Best regards, > Amiyo Biswas. > Cell: 91-9433464329 > > - Original Message - > From: "mahendra" > To: > Sent: Thursday, June 03, 2010 4:45 PM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > >>i don't understand, it is okay to give credit card but not ATM? >> wiche is more risky? >> i suppose, more misuse is possible while paying the bills, in the stors >> and restorences then with ATM. >> one has to give your credit card to the staf for othentication, >> no such need with ATM!!. >> >> >> >> At 02:22 PM 6/2/2010, you wrote: >>>there are 100s of rules and laws lying in india, either unused, misused >>>or wrongly interpreted. even indian evidence act is quite old. better >>>option is apply credit card facility if you want with PNB. you can quote >>>the circular if they deny such facility. no one can defame the entire >>>organisation, if one particular case is wrongly treated. thousands of >>>rape committed daily, should we blame the entire male population of our >>>country? numbers of false cases registered under IPC498A, should we blame >>>the entire female society? >>> >>>- Original Message - From: "Vamshi G" >>>To: >>>Sent: Wednesday, June 02, 2010 5:24 PM >>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >>> >>> >>>>Hi Mr. Kamal Varma, >>>> >>>>Other allegations made by some of our members on PNB are all truths. >>>>Hence >>>>we can't deny all of them and say that PNB is free from any >>>>irregularity. >>>>And it's quite natural to blame the entire organization when a >>>>particular >>>>employee denies someone their entitlements. >>>> >>>>And yes, we all appreciate PNB for taking a positive attitude towards >>>>issuance of credit cards to visually challenged persons. But more often >>>>than not, it's the implementation that has bogged us down rather than >>>>the >>>>rules on paper. >>>> >>>>And coming to the eligibility criteria, >>>> A Credit Card applicant who is visually impaired person must >>>> possess a >>>>voice enabled mobile phone for the purpose of communication of >>>>transaction >>>>happening on the credit car
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
also would like to add one thing that a complainent is having laptop costing around Rs.35000/- and a screen reading software installed in it, costing around Rs.2/- a broad band connection, paying the bill amounting to Rs.300/- per month. and a wireless lan modem costing around Rs.2000/- total cost around Rs.58000/- a complainent may deduct the cost of screen reader if he is using crack. thanks. - Original Message - From: "Kamal Verma" To: Sent: Thursday, June 03, 2010 4:34 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Let the people file a litigation with the Ombudsman against PNB that how a blind can afford such expensive devices in a poor country like ours. But they still need credit cards. Let us see what the Ombudsman decides. Kamal Verma. - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:52 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS So, I can read my statement online. I wonder why PNB does not require that I have a functioning Personal computer with screen reader installed on it and with active internet connection! and also that I ensure nobody spies on me when I use such a gadget to read my statement! And, yes, even if I don't have a voice-enabled mobile and ask anyone to read out the messages, they cannot know anything but the amount of transaction and date thereof. It is not possible to forge card details from it. My friends, give up the habit of "My country, write or wrong", and do not justify any arbitrary conditions merely because your own institution prescribes them, or they are high-sounding technological gadgets which we want to make compulsory. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 1:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Each transaction is communicated through SMS immediately after transaction happens and no any ceiling or floor amount. Statement can be viewed in its website. Thanks. Kamal Verma - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:06 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I believe you can always download your credit card statements from the website. Online checking is also possible. Only SMS required to be sent is in case of transaction involving more than Rs. 5000. So. what happens when A vi has the intimations and statements checked by any other means than voice enabled mobiles? And I am curious how many SMS it takes to send a monthly credit card statements? I believe it is not wise to do so. A soft copy coupled with online facility for statements is the norm. All said and done, I smell PNB'S arbitrariness in having the requirement of mobile phone with voice which would cost me between Rs. 15 and 20 Thousand. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 12:20 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Because credit card transactions and statements are sent through SMS only. Kamal Verma - Original Message - From: "Mahesh Panicker" To: Sent: Thursday, June 03, 2010 11:58 AM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS good to see PNB doing something positive for the visually challenged. one clarification though, why is PNB insisting on a voice enabled phone? would a screenreader enabled laptop or a netbook do instead? and hopefully, the PNB follows this initiative with meaningful actions so that people need not blaim the organization itself. On 6/3/10, Kamal Verma wrote: Welcome Sir! - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > Well, I will apply for credit card with PNB!! > (Smile) > No, will make another earning blind to do so, instead, who is not a central banker!!! > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to > cre
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
no sir, you need not to be frustrated with banks. it is just because of awareness. if one can use so called media to register their objection, why it should not be used for awearness campaign? not only in banks, even blind studnets face difficulty to get admission in colleges, traveling, or other more services. in my opinion, first try to convince the officials of any department, where a blind person want to obtain services. if the officials shows law, then we have also number of laws. - Original Message - From: "Amiyo Biswas" To: Sent: Thursday, June 03, 2010 4:03 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS So, what is the moral of the story? Which banks allowcredit cards and which banks ATM? I am really frustrated with banks. In fact, I am a bit nervous. They always barrage me with questions. With Best regards, Amiyo Biswas. Cell: 91-9433464329 - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone ot
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
no discrimination for debit card also. numbers of blind customers of PNB using its ATM card. - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Just to add to your noble idea of portraying the blind as "mahatmas"... It cannot be more apt. We always talk about "mahatmas" quote and their golden words, but conveniently forget them in the time and place where they ought to be remembered. I guess the banks treat the blind like "mahatmas" this way. Subramani -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Subramani L Sent: Thursday, June 03, 2010 5:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS You are making me laugh -at the misfortune of the blind. First of, PNB has given an order which is laudable for the intentions, but still we need to see how many branch managers understand its implications and come forward to provide it. After all, accepting credit crd applications is unr the discretion of the branch manager and at least a few of them are sure to make our lives difficult. I don't know why you are stuck with the idea that people are saying something against PNB. The issue actually is that the whole banking sector is awashed with ignorance and severe mental block against the blind. As mentioned, no one is pointing fingers at your bank. We may appreciate PNB for the credit card scheme, but that is not going to change the reality that there is widespread discrimination against the blind in banking sector. Subramani -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 4:47 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Dear Amiyo, People want facilities at their convinience and conditions. They cannot afford the technology, but they still need facilities. A blind is supposed to be a Mahatma in the society. But, now, a blind is greater than god. We have to fulfil their needs and conditions at any cost at their convenience only. This is the moral of this story. Regards. Kamal Verma. - Original Message - From: "Amiyo Biswas" To: Sent: Thursday, June 03, 2010 4:03 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > So, what is the moral of the story? Which banks allowcredit cards and > which banks ATM? I am really frustrated with banks. In fact, I am a bit > nervous. They always barrage me with questions. > > With Best regards, > Amiyo Biswas. > Cell: 91-9433464329 > > - Original Message - > From: "mahendra" > To: > Sent: Thursday, June 03, 2010 4:45 PM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > >>i don't understand, it is okay to give credit card but not ATM? >> wiche is more risky? >> i suppose, more misuse is possible while paying the bills, in the stors >> and restorences then with ATM. >> one has to give your credit card to the staf for othentication, >> no such need with ATM!!. >> >> >> >> At 02:22 PM 6/2/2010, you wrote: >>>there are 100s of rules and laws lying in india, either unused, misused >>>or wrongly interpreted. even indian evidence act is quite old. better >>>option is apply credit card facility if you want with PNB. you can quote >>>the circular if they deny such facility. no one can defame the entire >>>organisation, if one particular case is wrongly treated. thousands of >>>rape committed daily, should we blame the entire male population of our >>>country? numbers of false cases registered under IPC498A, should we blame >>>the entire female society? >>> >>>- Original Message - From: "Vamshi G" >>>To: >>>Sent: Wednesday, June 02, 2010 5:24 PM >>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >>> >>> >>>>Hi Mr. Kamal Varma, >>>> >>>>Other allegations made by some of our members on PNB are all truths. >>>>Hence >>>>we can't deny all of them and say that PNB is free from any >>>>irregularity. >>>>And it's quite natural to blame the entire organization when a >>>>particular >>>>employee denies someone their entitlements. >>>> >>>>And yes, we all appreciate PNB for taking a positive attitude towards >>>>issuance of credit cards to visually challenged persons. But more often >>>>than not, it's the implementation that has bogged us down rather than >>>>the >>>>rules on paper. >>>> >>>>And coming to the eligibility criteria, >>>> A Credit Card applicant who
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
but one need not hand over ATM card in the stores and restaurants when paying. one only needs to punch the code on there own!!. and ATM CVV other then, internet shopping, you don't need At 11:54 AM 6/3/2010, you wrote: Who denies ATM card to the blind? Do you know, ATM card can also be used in stores and restaurants? CVV No. of credit card is not required while paying the bills in stores and restaurants. - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to acces
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
You are making me laugh -at the misfortune of the blind. First of, PNB has given an order which is laudable for the intentions, but still we need to see how many branch managers understand its implications and come forward to provide it. After all, accepting credit crd applications is unr the discretion of the branch manager and at least a few of them are sure to make our lives difficult. I don't know why you are stuck with the idea that people are saying something against PNB. The issue actually is that the whole banking sector is awashed with ignorance and severe mental block against the blind. As mentioned, no one is pointing fingers at your bank. We may appreciate PNB for the credit card scheme, but that is not going to change the reality that there is widespread discrimination against the blind in banking sector. Subramani -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 4:47 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Dear Amiyo, People want facilities at their convinience and conditions. They cannot afford the technology, but they still need facilities. A blind is supposed to be a Mahatma in the society. But, now, a blind is greater than god. We have to fulfil their needs and conditions at any cost at their convenience only. This is the moral of this story. Regards. Kamal Verma. - Original Message - From: "Amiyo Biswas" To: Sent: Thursday, June 03, 2010 4:03 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > So, what is the moral of the story? Which banks allowcredit cards and > which banks ATM? I am really frustrated with banks. In fact, I am a bit > nervous. They always barrage me with questions. > > With Best regards, > Amiyo Biswas. > Cell: 91-9433464329 > > - Original Message - > From: "mahendra" > To: > Sent: Thursday, June 03, 2010 4:45 PM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > >>i don't understand, it is okay to give credit card but not ATM? >> wiche is more risky? >> i suppose, more misuse is possible while paying the bills, in the stors >> and restorences then with ATM. >> one has to give your credit card to the staf for othentication, >> no such need with ATM!!. >> >> >> >> At 02:22 PM 6/2/2010, you wrote: >>>there are 100s of rules and laws lying in india, either unused, misused >>>or wrongly interpreted. even indian evidence act is quite old. better >>>option is apply credit card facility if you want with PNB. you can quote >>>the circular if they deny such facility. no one can defame the entire >>>organisation, if one particular case is wrongly treated. thousands of >>>rape committed daily, should we blame the entire male population of our >>>country? numbers of false cases registered under IPC498A, should we blame >>>the entire female society? >>> >>>- Original Message - From: "Vamshi G" >>>To: >>>Sent: Wednesday, June 02, 2010 5:24 PM >>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >>> >>> >>>>Hi Mr. Kamal Varma, >>>> >>>>Other allegations made by some of our members on PNB are all truths. >>>>Hence >>>>we can't deny all of them and say that PNB is free from any >>>>irregularity. >>>>And it's quite natural to blame the entire organization when a >>>>particular >>>>employee denies someone their entitlements. >>>> >>>>And yes, we all appreciate PNB for taking a positive attitude towards >>>>issuance of credit cards to visually challenged persons. But more often >>>>than not, it's the implementation that has bogged us down rather than >>>>the >>>>rules on paper. >>>> >>>>And coming to the eligibility criteria, >>>> A Credit Card applicant who is visually impaired person must >>>> possess a >>>>voice enabled mobile phone for the purpose of communication of >>>>transaction >>>>happening on the credit card. >>>> >>>>Please clarify whether a voice enabled phone is a prerequisite for >>>>ccommunicating the transaction details, or is it a prerequisite for >>>>applying >>>>for a credit card. I didn't get the exact meaning. >>>> >>>>Regards, >>>>Vamshi G >>>>M: +91 9949349497 >>>>R: +91 877 2243861
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Dear Amiyo, People want facilities at their convinience and conditions. They cannot afford the technology, but they still need facilities. A blind is supposed to be a Mahatma in the society. But, now, a blind is greater than god. We have to fulfil their needs and conditions at any cost at their convenience only. This is the moral of this story. Regards. Kamal Verma. - Original Message - From: "Amiyo Biswas" To: Sent: Thursday, June 03, 2010 4:03 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS So, what is the moral of the story? Which banks allowcredit cards and which banks ATM? I am really frustrated with banks. In fact, I am a bit nervous. They always barrage me with questions. With Best regards, Amiyo Biswas. Cell: 91-9433464329 - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kind
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Let the people file a litigation with the Ombudsman against PNB that how a blind can afford such expensive devices in a poor country like ours. But they still need credit cards. Let us see what the Ombudsman decides. Kamal Verma. - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:52 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS So, I can read my statement online. I wonder why PNB does not require that I have a functioning Personal computer with screen reader installed on it and with active internet connection! and also that I ensure nobody spies on me when I use such a gadget to read my statement! And, yes, even if I don't have a voice-enabled mobile and ask anyone to read out the messages, they cannot know anything but the amount of transaction and date thereof. It is not possible to forge card details from it. My friends, give up the habit of "My country, write or wrong", and do not justify any arbitrary conditions merely because your own institution prescribes them, or they are high-sounding technological gadgets which we want to make compulsory. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 1:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Each transaction is communicated through SMS immediately after transaction happens and no any ceiling or floor amount. Statement can be viewed in its website. Thanks. Kamal Verma - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:06 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I believe you can always download your credit card statements from the website. Online checking is also possible. Only SMS required to be sent is in case of transaction involving more than Rs. 5000. So. what happens when A vi has the intimations and statements checked by any other means than voice enabled mobiles? And I am curious how many SMS it takes to send a monthly credit card statements? I believe it is not wise to do so. A soft copy coupled with online facility for statements is the norm. All said and done, I smell PNB'S arbitrariness in having the requirement of mobile phone with voice which would cost me between Rs. 15 and 20 Thousand. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 12:20 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Because credit card transactions and statements are sent through SMS only. Kamal Verma - Original Message - From: "Mahesh Panicker" To: Sent: Thursday, June 03, 2010 11:58 AM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS good to see PNB doing something positive for the visually challenged. one clarification though, why is PNB insisting on a voice enabled phone? would a screenreader enabled laptop or a netbook do instead? and hopefully, the PNB follows this initiative with meaningful actions so that people need not blaim the organization itself. On 6/3/10, Kamal Verma wrote: Welcome Sir! - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > Well, I will apply for credit card with PNB!! > (Smile) > No, will make another earning blind to do so, instead, who is not a central banker!!! > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to > create Him." > > --Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > -Original Message- > From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Wednesday, June 02, 2010 12:26 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > How the
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Who denies ATM card to the blind? Do you know, ATM card can also be used in stores and restaurants? CVV No. of credit card is not required while paying the bills in stores and restaurants. - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/a
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
So, what is the moral of the story? Which banks allowcredit cards and which banks ATM? I am really frustrated with banks. In fact, I am a bit nervous. They always barrage me with questions. With Best regards, Amiyo Biswas. Cell: 91-9433464329 - Original Message - From: "mahendra" To: Sent: Thursday, June 03, 2010 4:45 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, plea
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
i don't understand, it is okay to give credit card but not ATM? wiche is more risky? i suppose, more misuse is possible while paying the bills, in the stors and restorences then with ATM. one has to give your credit card to the staf for othentication, no such need with ATM!!. At 02:22 PM 6/2/2010, you wrote: there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are stric
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
So, I can read my statement online. I wonder why PNB does not require that I have a functioning Personal computer with screen reader installed on it and with active internet connection! and also that I ensure nobody spies on me when I use such a gadget to read my statement! And, yes, even if I don't have a voice-enabled mobile and ask anyone to read out the messages, they cannot know anything but the amount of transaction and date thereof. It is not possible to forge card details from it. My friends, give up the habit of "My country, write or wrong", and do not justify any arbitrary conditions merely because your own institution prescribes them, or they are high-sounding technological gadgets which we want to make compulsory. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 1:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Each transaction is communicated through SMS immediately after transaction happens and no any ceiling or floor amount. Statement can be viewed in its website. Thanks. Kamal Verma - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:06 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > Well, I believe you can always download your credit card statements from > the website. > Online checking is also possible. > Only SMS required to be sent is in case of transaction involving more than > Rs. 5000. > So. what happens when A vi has the intimations and statements checked by > any other means than voice enabled mobiles? > And I am curious how many SMS it takes to send a monthly credit card > statements? > I believe it is not wise to do so. > A soft copy coupled with online facility for statements is the norm. > All said and done, I smell PNB'S arbitrariness in having the requirement > of mobile phone with voice which would cost me between Rs. 15 and 20 > Thousand. > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to create > Him." > >--Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > -Original Message- > From: accessindia-boun...@accessindia.org.in > [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Thursday, June 03, 2010 12:20 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > Because credit card transactions and statements are sent through SMS only. > Kamal Verma > - Original Message - > From: "Mahesh Panicker" > To: > Sent: Thursday, June 03, 2010 11:58 AM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > >> good to see PNB doing something positive for the visually challenged. >> one clarification though, why is PNB insisting on a voice enabled >> phone? would a screenreader enabled laptop or a netbook do instead? >> and hopefully, the PNB follows this initiative with meaningful actions >> so that people need not blaim the organization itself. >> >> On 6/3/10, Kamal Verma wrote: >>> Welcome Sir! >>> - Original Message - From: "Asudani, Rajesh" >>> >>> To: >>> Sent: Wednesday, June 02, 2010 4:28 PM >>> >>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >>> >>> >>> > Well, I will apply for credit card with PNB!! >>> > (Smile) >>> > No, will make another earning blind to do so, instead, who is not a >>> central banker!!! >>> > >>> > >>> > Regards >>> > >>> > "Perhaps our role on this planet is not to worship God-- but to create >>> Him." >>> > >>> > --Arthur C. Clarke >>> > >>> > (Rajesh Asudani) >>> > >>> > Assistant General Manager, >>> > Reserve Bank of India >>> > Nagpur >>> > 09420397185 >>> > O: 0712 2806676 >>> > Res: 0712 2591349 >>> > >>> > >>> > >>> >
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Each transaction is communicated through SMS immediately after transaction happens and no any ceiling or floor amount. Statement can be viewed in its website. Thanks. Kamal Verma - Original Message - From: "Asudani, Rajesh" To: Sent: Thursday, June 03, 2010 1:06 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I believe you can always download your credit card statements from the website. Online checking is also possible. Only SMS required to be sent is in case of transaction involving more than Rs. 5000. So. what happens when A vi has the intimations and statements checked by any other means than voice enabled mobiles? And I am curious how many SMS it takes to send a monthly credit card statements? I believe it is not wise to do so. A soft copy coupled with online facility for statements is the norm. All said and done, I smell PNB'S arbitrariness in having the requirement of mobile phone with voice which would cost me between Rs. 15 and 20 Thousand. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 12:20 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Because credit card transactions and statements are sent through SMS only. Kamal Verma - Original Message - From: "Mahesh Panicker" To: Sent: Thursday, June 03, 2010 11:58 AM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS good to see PNB doing something positive for the visually challenged. one clarification though, why is PNB insisting on a voice enabled phone? would a screenreader enabled laptop or a netbook do instead? and hopefully, the PNB follows this initiative with meaningful actions so that people need not blaim the organization itself. On 6/3/10, Kamal Verma wrote: Welcome Sir! - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > Well, I will apply for credit card with PNB!! > (Smile) > No, will make another earning blind to do so, instead, who is not a central banker!!! > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to create Him." > > --Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > -Original Message- > From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Wednesday, June 02, 2010 12:26 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > How the people blame that PNB ignores the blind community. > > Kamal Verma > - Original Message - > From: "BHAWANI SHANKAR VERMA" > To: "access india" > Sent: Wednesday, June 02, 2010 8:41 AM > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > hello accessindia! > > i am pasting the circular for pnb credit card for blind customers, in > the > interest of all blind customers. hence, this circular contains tables, > please check the correct formatting before taking printout of the circular. > > thanks, > > bhawani > > > > DISCLAIMER: > > > The Information transmitted in this email is solely for the addressee. > It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. > > Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: > http://www.accessindia.org.in/harish/blog.htm > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > Notice: This email and an
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Well, I believe you can always download your credit card statements from the website. Online checking is also possible. Only SMS required to be sent is in case of transaction involving more than Rs. 5000. So. what happens when A vi has the intimations and statements checked by any other means than voice enabled mobiles? And I am curious how many SMS it takes to send a monthly credit card statements? I believe it is not wise to do so. A soft copy coupled with online facility for statements is the norm. All said and done, I smell PNB'S arbitrariness in having the requirement of mobile phone with voice which would cost me between Rs. 15 and 20 Thousand. Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Thursday, June 03, 2010 12:20 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Because credit card transactions and statements are sent through SMS only. Kamal Verma - Original Message - From: "Mahesh Panicker" To: Sent: Thursday, June 03, 2010 11:58 AM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > good to see PNB doing something positive for the visually challenged. > one clarification though, why is PNB insisting on a voice enabled > phone? would a screenreader enabled laptop or a netbook do instead? > and hopefully, the PNB follows this initiative with meaningful actions > so that people need not blaim the organization itself. > > On 6/3/10, Kamal Verma wrote: >> Welcome Sir! >> - Original Message - From: "Asudani, Rajesh" >> >> To: >> Sent: Wednesday, June 02, 2010 4:28 PM >> >> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >> >> >> > Well, I will apply for credit card with PNB!! >> > (Smile) >> > No, will make another earning blind to do so, instead, who is not a >> central banker!!! >> > >> > >> > Regards >> > >> > "Perhaps our role on this planet is not to worship God-- but to create >> Him." >> > >> > --Arthur C. Clarke >> > >> > (Rajesh Asudani) >> > >> > Assistant General Manager, >> > Reserve Bank of India >> > Nagpur >> > 09420397185 >> > O: 0712 2806676 >> > Res: 0712 2591349 >> > >> > >> > >> > -Original Message- >> > From: accessindia-boun...@accessindia.org.in >> [mailto:accessindia-boun...@accessindia.org.in] On Behalf >> Of Kamal Verma >> > Sent: Wednesday, June 02, 2010 12:26 PM >> > To: accessindia@accessindia.org.in >> > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >> > >> > How the people blame that PNB ignores the blind community. >> > >> > Kamal Verma >> > - Original Message - >> > From: "BHAWANI SHANKAR VERMA" >> > To: "access india" >> > Sent: Wednesday, June 02, 2010 8:41 AM >> > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS >> > >> > >> > hello accessindia! >> > >> > i am pasting the circular for pnb credit card for blind customers, in >> > the >> > interest of all blind customers. hence, this circular contains tables, >> > please check the correct formatting before taking printout of the >> circular. >> > >> > thanks, >> > >> > bhawani >> > >> > >> > >> > DISCLAIMER: >> > >> > >> > The Information transmitted in this email is solely for the addressee. >> > It >> is confidential and may be legally privileged. Access to this email by >> anyone else is unauthorized. Any disclosure, copying, distribution or any >> action taken by anyone other than by the intended recipient is prohibited >> and may be unlawful. If you are not the intended recipient then kindly >> delete the mail from your system. Any opinion or views expressed in this >> mail may not necessarily reflect that of Punjab National Bank. The bank >> considers unencrypted email as an insecure mode of communication. >> > >> > Voice your thoughts in the blog to discuss the Rights of persons with >> disability bill at: >>
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Mr. Verma, thanks for the clarification. On 6/3/10, Kamal Verma wrote: > Because credit card transactions and statements are sent through SMS only. > Kamal Verma > - Original Message - From: "Mahesh Panicker" > > To: > Sent: Thursday, June 03, 2010 11:58 AM > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > good to see PNB doing something positive for the visually challenged. > > one clarification though, why is PNB insisting on a voice enabled > > phone? would a screenreader enabled laptop or a netbook do instead? > > and hopefully, the PNB follows this initiative with meaningful actions > > so that people need not blaim the organization itself. > > > > On 6/3/10, Kamal Verma wrote: > > > > > Welcome Sir! > > > - Original Message - From: "Asudani, Rajesh" > > > > > > To: > > > Sent: Wednesday, June 02, 2010 4:28 PM > > > > > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > > > > > > Well, I will apply for credit card with PNB!! > > > > (Smile) > > > > No, will make another earning blind to do so, instead, who is not a > > > central banker!!! > > > > > > > > > > > > Regards > > > > > > > > "Perhaps our role on this planet is not to worship God-- but to create > > > Him." > > > > > > > > --Arthur C. Clarke > > > > > > > > (Rajesh Asudani) > > > > > > > > Assistant General Manager, > > > > Reserve Bank of India > > > > Nagpur > > > > 09420397185 > > > > O: 0712 2806676 > > > > Res: 0712 2591349 > > > > > > > > > > > > > > > > -Original Message- > > > > From: accessindia-boun...@accessindia.org.in > > > [mailto:accessindia-boun...@accessindia.org.in] On > Behalf > > > Of Kamal Verma > > > > Sent: Wednesday, June 02, 2010 12:26 PM > > > > To: accessindia@accessindia.org.in > > > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > > > > How the people blame that PNB ignores the blind community. > > > > > > > > Kamal Verma > > > > - Original Message - > > > > From: "BHAWANI SHANKAR VERMA" > > > > To: "access india" > > > > Sent: Wednesday, June 02, 2010 8:41 AM > > > > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > > > > > > > > hello accessindia! > > > > > > > > i am pasting the circular for pnb credit card for blind customers, in > > the > > > > interest of all blind customers. hence, this circular contains tables, > > > > please check the correct formatting before taking printout of the > > > circular. > > > > > > > > thanks, > > > > > > > > bhawani > > > > > > > > > > > > > > > > DISCLAIMER: > > > > > > > > > > > > The Information transmitted in this email is solely for the addressee. > > It > > > is confidential and may be legally privileged. Access to this email by > > > anyone else is unauthorized. Any disclosure, copying, distribution or > any > > > action taken by anyone other than by the intended recipient is > prohibited > > > and may be unlawful. If you are not the intended recipient then kindly > > > delete the mail from your system. Any opinion or views expressed in this > > > mail may not necessarily reflect that of Punjab National Bank. The bank > > > considers unencrypted email as an insecure mode of communication. > > > > > > > > Voice your thoughts in the blog to discuss the Rights of persons with > > > disability bill at: > > > > http://www.accessindia.org.in/harish/blog.htm > > > > > > > > To unsubscribe send a message to > > > accessindia-requ...@accessindia.org.in with the subject > > > unsubscribe. > > > > > > > > To change your subscription to digest mode or make any other changes, > > > please visit the list home page at > > > > > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > > > > Notice: This email and any files transmitt
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Because credit card transactions and statements are sent through SMS only. Kamal Verma - Original Message - From: "Mahesh Panicker" To: Sent: Thursday, June 03, 2010 11:58 AM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS good to see PNB doing something positive for the visually challenged. one clarification though, why is PNB insisting on a voice enabled phone? would a screenreader enabled laptop or a netbook do instead? and hopefully, the PNB follows this initiative with meaningful actions so that people need not blaim the organization itself. On 6/3/10, Kamal Verma wrote: Welcome Sir! - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > Well, I will apply for credit card with PNB!! > (Smile) > No, will make another earning blind to do so, instead, who is not a central banker!!! > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to create Him." > > --Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > -Original Message- > From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Wednesday, June 02, 2010 12:26 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > How the people blame that PNB ignores the blind community. > > Kamal Verma > - Original Message - > From: "BHAWANI SHANKAR VERMA" > To: "access india" > Sent: Wednesday, June 02, 2010 8:41 AM > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > hello accessindia! > > i am pasting the circular for pnb credit card for blind customers, in > the > interest of all blind customers. hence, this circular contains tables, > please check the correct formatting before taking printout of the circular. > > thanks, > > bhawani > > > > DISCLAIMER: > > > The Information transmitted in this email is solely for the addressee. > It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. > > Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: > http://www.accessindia.org.in/harish/blog.htm > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > Notice: This email and any files transmitted with it are confidential > and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. > > Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: > http://www.accessindia.org.in/harish/blog.htm > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or vi
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
good to see PNB doing something positive for the visually challenged. one clarification though, why is PNB insisting on a voice enabled phone? would a screenreader enabled laptop or a netbook do instead? and hopefully, the PNB follows this initiative with meaningful actions so that people need not blaim the organization itself. On 6/3/10, Kamal Verma wrote: > Welcome Sir! > - Original Message - From: "Asudani, Rajesh" > > To: > Sent: Wednesday, June 02, 2010 4:28 PM > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > Well, I will apply for credit card with PNB!! > > (Smile) > > No, will make another earning blind to do so, instead, who is not a > central banker!!! > > > > > > Regards > > > > "Perhaps our role on this planet is not to worship God-- but to create > Him." > > > > --Arthur C. Clarke > > > > (Rajesh Asudani) > > > > Assistant General Manager, > > Reserve Bank of India > > Nagpur > > 09420397185 > > O: 0712 2806676 > > Res: 0712 2591349 > > > > > > > > -Original Message- > > From: accessindia-boun...@accessindia.org.in > [mailto:accessindia-boun...@accessindia.org.in] On Behalf > Of Kamal Verma > > Sent: Wednesday, June 02, 2010 12:26 PM > > To: accessindia@accessindia.org.in > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > How the people blame that PNB ignores the blind community. > > > > Kamal Verma > > - Original Message - > > From: "BHAWANI SHANKAR VERMA" > > To: "access india" > > Sent: Wednesday, June 02, 2010 8:41 AM > > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > > hello accessindia! > > > > i am pasting the circular for pnb credit card for blind customers, in the > > interest of all blind customers. hence, this circular contains tables, > > please check the correct formatting before taking printout of the > circular. > > > > thanks, > > > > bhawani > > > > > > > > DISCLAIMER: > > > > > > The Information transmitted in this email is solely for the addressee. It > is confidential and may be legally privileged. Access to this email by > anyone else is unauthorized. Any disclosure, copying, distribution or any > action taken by anyone other than by the intended recipient is prohibited > and may be unlawful. If you are not the intended recipient then kindly > delete the mail from your system. Any opinion or views expressed in this > mail may not necessarily reflect that of Punjab National Bank. The bank > considers unencrypted email as an insecure mode of communication. > > > > Voice your thoughts in the blog to discuss the Rights of persons with > disability bill at: > > http://www.accessindia.org.in/harish/blog.htm > > > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in with the subject > unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > Notice: This email and any files transmitted with it are confidential and > intended solely for the use of the individual or entity to whom they are > addressed. If you are not the intended recipient, any dissemination, use, > review, distribution, printing or copying of the information contained in > this e-mail message and/or attachments to it are strictly prohibited. If you > have received this email by error, please notify us by return e-mail or > telephone and immediately and permanently delete the message and any > attachments. The recipient should check this email and any attachments for > the presence of viruses. The Bank accepts no liability for any damage caused > by any virus transmitted by this email. > > > > Voice your thoughts in the blog to discuss the Rights of persons with > disability bill at: > > http://www.accessindia.org.in/harish/blog.htm > > > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in with the subject > unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > > > > DISCLAIMER: > > > The Information transmitted in this email is solely for the addressee. It is > confidential and may be legall
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Welcome Sir! - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
False! what about other banks? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Voice your thoughts i
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
better, if you would ask this question to the policy makers. being an employee of pnb, WE HAVE TO FOLLOW THE INSTRUCTION OF OUR HEAD OFFICE. UNDERTAKING IS ALSO BE TAKEN FROM THE GENERAL CUSTOMERS. - Original Message - From: "Rohiet A. Patil" To: Sent: Wednesday, June 02, 2010 9:31 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi! it's a good move. But just my thoght. Is it the right thing to take an undertaking only and only from the VI person which the bank need not to take from the other custamer? I think when a VI person appli for such facility, he is wel aware of the risk and other factor than other customer. Is it not a part of discrimination? Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
there is no circular sir with regards kishan - Original Message - From: "Kamal Verma" To: Sent: Wednesday, June 02, 2010 12:26 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Hi! it's a good move. But just my thoght. Is it the right thing to take an undertaking only and only from the VI person which the bank need not to take from the other custamer? I think when a VI person appli for such facility, he is wel aware of the risk and other factor than other customer. Is it not a part of discrimination? - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani PUNJAB NATIONAL BANK CREDIT CARD VENTURE DIVISION HO: 12th FLOOR, ATMA RAM HOUSE 1 TOLSTOY MARG, NEW DELHI 110 001 Tel: 011 - 23351759, 23353879 Fax: 23353876 Email: creditcar...@pnb.co.in 31st may, 2010 CCVD Circular No. 08/ 2010 ; Gist: Issuance of Credit Cards for visually impaired customers maintaining account for last six months with PNB, Eligibility Criteria and procedure to be followed To All Circle Offices / Branches / Training Centres SCHEME FOR ISSUE OF CREDIT CARD TO VISUALLY IMPAIRED PERSONS As per Reserve Bank of India directions advising the banks to make available all the banking facilities to the visually challenged individuals, a scheme for issuing credit cards has been formulated. The details of the scheme are as follows:- 1. Eligibility Criteria Special Feature A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. S.No Particulars 1. Educational qualification Minimum 10th Class Pass 2. Age: For Primary Card For add-on-Card 21-65 years 18-65 years 3. Income Criteria :-The applicant must have regular source of income Salaried Individuals/ Business/ self employed / Professionals Classic Card Minimum. Rs.80,000/- pa. 4. Address Status: The Applicant should either be resident / employed within the city limit of identified centre. 5 Banking relationship The applicant should be a Customer of PNB with a satisfactory track record for minimum six months 2.Other Specification: Only photo card will be issued 3. Documents to be submitted: The Printed Credit card Application forms PNB 1151 for public will be used:- Applicant, Individual account holder of PNB will submit his/her Application form along with undertaking as per annexure A, at an urban branch office where he/she maintains his/her account at the approved centre for credit card issuance. Duly completed application form should be accompanied with the following documents: - 1.. Undertaking from the individual as per Annexure A. 2.. Applicants Photo to be affixed on the Application 3.. Copy of Residence Proof i.e. Voter ID card or Driving License or Passport or Telephone Bill or Electricity Bill. 4.. Self attested Copy of PAN Card; or, Form 60 / 61 ( with Photo ID). 5.. Copy of Income Proof i.e. copy of Form 16/ Income Tax Return or Salary Certificate. 4. Card Credit Limit: (Public) Preapproved Credit card limit as detailed hereafter: Minimum: Rs.10,000/- Maximum: Rs.25,000/- Cash limit: 20% of Card Credit limit Pre-approved card limits for various income ranges under classic cards for Public Income Range (In Rupees) 8 to 125000 Over Rs. 125000 to 15 Over. 15 to 20 Over 20 Card credit Limit (In Rupees) 1 15000 2 25000 5. Terms and Conditions: - All other terms and conditions as applicable to Individual /classic will be applicable. 6. Other Terms & conditions: The following distinctive features have been added to the existing procedural guidelines, for issue of credit card to visually impaired persons:- - A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. - Only Photo-card will be issued. . Applicant must affix his/her photograph on his application form. - Pre-approved credit cards linked to income of the individual will be issued. - Cash withdrawal limit for withdrawal of cash at ATM is proposed at 20% of card Credit limit. - An undertaking as per format 'Annexure A ' to be obtained from the visually impaire
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
you are wellcome. i will send the circular in ms-word format to your personal ID. I will charge nothing for this from your credit card. thanks. - Original Message - From: "Asudani, Rajesh" To: Sent: Wednesday, June 02, 2010 4:28 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
there are 100s of rules and laws lying in india, either unused, misused or wrongly interpreted. even indian evidence act is quite old. better option is apply credit card facility if you want with PNB. you can quote the circular if they deny such facility. no one can defame the entire organisation, if one particular case is wrongly treated. thousands of rape committed daily, should we blame the entire male population of our country? numbers of false cases registered under IPC498A, should we blame the entire female society? - Original Message - From: "Vamshi G" To: Sent: Wednesday, June 02, 2010 5:24 PM Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability fo
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Good. But why not other facilities? I personally would like to declare PNB the most accessible and disabled friendly bank, but am waiting for them to do something more than just this. This is anyway a good initiative and I truly appreciate the bank. Subramani -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of BHAWANI SHANKAR VERMA Sent: Wednesday, June 02, 2010 8:41 AM To: access india Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani PUNJAB NATIONAL BANK CREDIT CARD VENTURE DIVISION HO: 12th FLOOR, ATMA RAM HOUSE 1 TOLSTOY MARG, NEW DELHI 110 001 Tel: 011 - 23351759, 23353879 Fax: 23353876 Email: creditcar...@pnb.co.in 31st may, 2010 CCVD Circular No. 08/ 2010 ; Gist: Issuance of Credit Cards for visually impaired customers maintaining account for last six months with PNB, Eligibility Criteria and procedure to be followed To All Circle Offices / Branches / Training Centres SCHEME FOR ISSUE OF CREDIT CARD TO VISUALLY IMPAIRED PERSONS As per Reserve Bank of India directions advising the banks to make available all the banking facilities to the visually challenged individuals, a scheme for issuing credit cards has been formulated. The details of the scheme are as follows:- 1. Eligibility Criteria Special Feature A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. S.No Particulars 1. Educational qualification Minimum 10th Class Pass 2. Age: For Primary Card For add-on-Card 21-65 years 18-65 years 3. Income Criteria :-The applicant must have regular source of income Salaried Individuals/ Business/ self employed / Professionals Classic Card Minimum. Rs.80,000/- pa. 4. Address Status: The Applicant should either be resident / employed within the city limit of identified centre. 5 Banking relationship The applicant should be a Customer of PNB with a satisfactory track record for minimum six months 2.Other Specification: Only photo card will be issued 3. Documents to be submitted: The Printed Credit card Application forms PNB 1151 for public will be used:- Applicant, Individual account holder of PNB will submit his/her Application form along with undertaking as per annexure A, at an urban branch office where he/she maintains his/her account at the approved centre for credit card issuance. Duly completed application form should be accompanied with the following documents: - 1.. Undertaking from the individual as per Annexure A. 2.. Applicants Photo to be affixed on the Application 3.. Copy of Residence Proof i.e. Voter ID card or Driving License or Passport or Telephone Bill or Electricity Bill. 4.. Self attested Copy of PAN Card; or, Form 60 / 61 ( with Photo ID). 5.. Copy of Income Proof i.e. copy of Form 16/ Income Tax Return or Salary Certificate. 4. Card Credit Limit: (Public) Preapproved Credit card limit as detailed hereafter: Minimum: Rs.10,000/- Maximum: Rs.25,000/- Cash limit: 20% of Card Credit limit Pre-approved card limits for various income ranges under classic cards for Public Income Range (In Rupees) 8 to 125000 Over Rs. 125000 to 15 Over. 15 to 20 Over 20 Card credit Limit (In Rupees) 1 15000 2 25000 5. Terms and Conditions: - All other terms and conditions as applicable to Individual /classic will be applicable. 6. Other Terms & conditions: The following distinctive features have been added to the existing procedural guidelines, for issue of credit card to visually impaired persons:- - A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. - Only Photo-card will
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Hi Mr. Kamal Varma, Other allegations made by some of our members on PNB are all truths. Hence we can't deny all of them and say that PNB is free from any irregularity. And it's quite natural to blame the entire organization when a particular employee denies someone their entitlements. And yes, we all appreciate PNB for taking a positive attitude towards issuance of credit cards to visually challenged persons. But more often than not, it's the implementation that has bogged us down rather than the rules on paper. And coming to the eligibility criteria, A Credit Card applicant who is visually impaired person must possess a voice enabled mobile phone for the purpose of communication of transaction happening on the credit card. Please clarify whether a voice enabled phone is a prerequisite for ccommunicating the transaction details, or is it a prerequisite for applying for a credit card. I didn't get the exact meaning. Regards, Vamshi G M: +91 9949349497 R: +91 877 2243861 Skype: gvamshi81 www.retinaindia.org >From darkness unto light -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, Rajesh Sent: Wednesday, June 02, 2010 4:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubs
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
Well, I will apply for credit card with PNB!! (Smile) No, will make another earning blind to do so, instead, who is not a central banker!!! Regards "Perhaps our role on this planet is not to worship God-- but to create Him." --Arthur C. Clarke (Rajesh Asudani) Assistant General Manager, Reserve Bank of India Nagpur 09420397185 O: 0712 2806676 Res: 0712 2591349 -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma Sent: Wednesday, June 02, 2010 12:26 PM To: accessindia@accessindia.org.in Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Bank accepts no liability for any damage caused by any virus transmitted by this email. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
How the people blame that PNB ignores the blind community. Kamal Verma - Original Message - From: "BHAWANI SHANKAR VERMA" To: "access india" Sent: Wednesday, June 02, 2010 8:41 AM Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS hello accessindia! i am pasting the circular for pnb credit card for blind customers, in the interest of all blind customers. hence, this circular contains tables, please check the correct formatting before taking printout of the circular. thanks, bhawani DISCLAIMER: The Information transmitted in this email is solely for the addressee. It is confidential and may be legally privileged. Access to this email by anyone else is unauthorized. Any disclosure, copying, distribution or any action taken by anyone other than by the intended recipient is prohibited and may be unlawful. If you are not the intended recipient then kindly delete the mail from your system. Any opinion or views expressed in this mail may not necessarily reflect that of Punjab National Bank. The bank considers unencrypted email as an insecure mode of communication. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
