pak yasa,
mungkin 'rugi' dalam arti kita tidak bisa dapat mobil pengganti (ie. uang
yang sudah dikeluarkan untuk cicilan, tidak kembali).
namun, menurut saya sebenarnya posisinya adalah square. hutang di-set off
dengan claim asuransi. si leasee tidak punya hutang lagi, lessor sudah
dapat pembayaran.
note: setahu saya, kalau jumlah claim/nilai pertanggungan lebih besar
daripada jumlah hutang, sisa dari claim tersebut akan dibayarkan ke
leasee.
regards,
bayu
Yasa Yap yasa@softwareinovasi.com
Sent by: AhliKeuangan-Indonesia@yahoogroups.com
02 Mar 2009 08:23 Mail Size: 20670
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Subject
[Keuangan] Kredit Mobil
Our Ref
Your Ref
rekan2...maaf sedikit OOT.
seorang rekan bilang kalau kita kredit mobil ke leasing, lalu misalnya
mobil
hilang, maka
kita bisa rugi, walaupun di asuransikan, karena asuransi itu untuk
leasing,
bukan kita.
saya kok jadi bingung. mengapa kita bisa rugi? bukankah ada asuransi?
mohon
pencerahannya.
terima kasih.
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