Re: OT: Payment gateways storing of CC info
Best practice would be to not store the CC info, safer and you will not fall foul of the PCI standards (if they apply to you). This e-mail is from Reed Exhibitions (Oriel House, 26 The Quadrant, Richmond, Surrey, TW9 1DL, United Kingdom), a division of Reed Business, Registered in England, Number 678540. It contains information which is confidential and may also be privileged. It is for the exclusive use of the intended recipient(s). If you are not the intended recipient(s) please note that any form of distribution, copying or use of this communication or the information in it is strictly prohibited and may be unlawful. If you have received this communication in error please return it to the sender or call our switchboard on +44 (0) 20 89107910. The opinions expressed within this communication are not necessarily those expressed by Reed Exhibitions. Visit our website at http://www.reedexpo.com -Original Message- From: Doug Brown To: CF-Talk Sent: Tue Aug 15 00:47:17 2006 Subject: OT: Payment gateways storing of CC info I was wondering what payment gateways you are using. I checked on wells fargo, and they charge 2.4% per transaction plus 0.31 cents per transaction. Anyone know of others with better rates? Also, I was wondering how everybody stores their CC information. I of course want the most secure way possible and would appreciate any ideas. Thanks Doug ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249803 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4
Re: Payment gateways storing of CC info
On Tuesday 15 August 2006 02:56, Joe Rosensteel wrote: You could also store the credit card as a hashed value. This way it is secure and yet it is still accessible for charge backs issued by the bank. A hashed card could only be looked up if you already knew the credit card number. *Actually* because of the constaints on the format of credit card numbers, it is very* easy to construct a number with the same hash. -- Tom Chiverton This email is sent for and on behalf of Halliwells LLP. Halliwells LLP is a limited liability partnership registered in England and Wales under registered number OC307980 whose registered office address is at St James's Court Brown Street Manchester M2 2JF. A list of members is available for inspection at the registered office. Any reference to a partner in relation to Halliwells LLP means a member of Halliwells LLP. Regulated by the Law Society. CONFIDENTIALITY This email is intended only for the use of the addressee named above and may be confidential or legally privileged. If you are not the addressee you must not read it and must not use any information contained in nor copy it nor inform any person other than Halliwells LLP or the addressee of its existence or contents. If you have received this email in error please delete it and notify Halliwells LLP IT Department on 0870 365 8008. For more information about Halliwells LLP visit www.halliwells.com. ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249805 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4
Re: OT: Payment gateways storing of CC info
Many times the bank that provides your in store credit card processing system has an online version you can tie into. takes some additional coding but would save you cash in the end of your doing lots of transactions. Other Merchant accounts charge you an monthly fee but tend to charge less per transaction. google check out charges 2% plus $.20 per transaction Paypal is around that too. Casey On 8/15/06, Robertson-Ravo, Neil (RX) [EMAIL PROTECTED] wrote: Best practice would be to not store the CC info, safer and you will not fall foul of the PCI standards (if they apply to you). This e-mail is from Reed Exhibitions (Oriel House, 26 The Quadrant, Richmond, Surrey, TW9 1DL, United Kingdom), a division of Reed Business, Registered in England, Number 678540. It contains information which is confidential and may also be privileged. It is for the exclusive use of the intended recipient(s). If you are not the intended recipient(s) please note that any form of distribution, copying or use of this communication or the information in it is strictly prohibited and may be unlawful. If you have received this communication in error please return it to the sender or call our switchboard on +44 (0) 20 89107910. The opinions expressed within this communication are not necessarily those expressed by Reed Exhibitions. Visit our website at http://www.reedexpo.com -Original Message- From: Doug Brown To: CF-Talk Sent: Tue Aug 15 00:47:17 2006 Subject: OT: Payment gateways storing of CC info I was wondering what payment gateways you are using. I checked on wells fargo, and they charge 2.4% per transaction plus 0.31 cents per transaction. Anyone know of others with better rates? Also, I was wondering how everybody stores their CC information. I of course want the most secure way possible and would appreciate any ideas. Thanks Doug ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249811 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4
Re: Payment gateways storing of CC info
With one app, we use to use PGP (and the Digital Outlook CFX_PGP tag). When the credit card is entered it is encrypted using a public key. When the cards are needed (for a recurring billing system) the user must upload the private key to access the credit cards. The private key is deleted when the user logs out (or if OnSessionEnd runs). We are using PayFlow Pro as the processor, but I don't know what the rates are. 2.4% + .31 sounds pretty good for an Internet based transaction based on my research. Most secure way is not to store it. If you have to, I would store the first and last 4. -Original Message- From: Doug Brown [mailto:[EMAIL PROTECTED] Sent: Monday, August 14, 2006 7:47 PM To: CF-Talk Subject: OT: Payment gateways storing of CC info I was wondering what payment gateways you are using. I checked on wells fargo, and they charge 2.4% per transaction plus 0.31 cents per transaction. Anyone know of others with better rates? Also, I was wondering how everybody stores their CC information. I of course want the most secure way possible and would appreciate any ideas. Thanks Doug ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249823 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.4
OT: Payment gateways storing of CC info
I was wondering what payment gateways you are using. I checked on wells fargo, and they charge 2.4% per transaction plus 0.31 cents per transaction. Anyone know of others with better rates? Also, I was wondering how everybody stores their CC information. I of course want the most secure way possible and would appreciate any ideas. Thanks Doug ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249774 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.4
RE: Payment gateways storing of CC info
Most secure way is not to store it. If you have to, I would store the first and last 4. -Original Message- From: Doug Brown [mailto:[EMAIL PROTECTED] Sent: Monday, August 14, 2006 7:47 PM To: CF-Talk Subject: OT: Payment gateways storing of CC info I was wondering what payment gateways you are using. I checked on wells fargo, and they charge 2.4% per transaction plus 0.31 cents per transaction. Anyone know of others with better rates? Also, I was wondering how everybody stores their CC information. I of course want the most secure way possible and would appreciate any ideas. Thanks Doug ~| Introducing the Fusion Authority Quarterly Update. 80 pages of hard-hitting, up-to-date ColdFusion information by your peers, delivered to your door four times a year. http://www.fusionauthority.com/quarterly Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:249775 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.4
