Stus-List Re: Perfect boat

[Korbey Hunt via CnC-List]

So, a sailing version of Dr Who's Tardis is needed.

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From: Della Barba, Joe via CnC-List 
Sent: Friday, October 1, 2021 6:08:41 AM
To: Stus-List 
Cc: Della Barba, Joe 
Subject: Stus-List Re: Perfect boat


The perfect boat is 100 feet long underway and shrinks to 20 feet whenever you 
are paying for a slip or cleaning the bottom!



Joe
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Doug via CnC-List]

One thing everyone should be aware of is most umbrella policies don't have the 
Oil pollution liability coverage. It is now up to $997000. This is standard in 
all marine/boat policies. At my club we are trying to require all policies to 
have this. This coverage limits what the USCG, DNR, or EPA can take from the 
insured for spill clean up. If you don't have this coverage these agencies will 
come in and take the full liability coverage of all involved. We had a fire a 
few years ago where the responsable party did not have this coverage. This left 
no money for the deductibles for replacing/repairing the other 5 boats and 
boathouse. The club also had to pay $25000 in deductible for damage to the 
dock. Because of this a couple of members had to get out of boating, being 
unable to afford the loss. FWIWDoug. Doug Mountjoy sv Rebecca Leah C & C 
Landfall 39Port Orchard Yacht Club Port Orchard, WA
 Original message From: Jim Reinardy via CnC-List 
 Date: 10/14/21  12:36  (GMT-08:00) To: Stus-List 
 Cc: Jim Reinardy  Subject: 
Stus-List Re: Insurance 



American Family has my cars, boats and house insured, and I also have an 
umbrella liability with them.  They require that you have car insurance with 
them to purchase the liability policy, but once you have it, it applies to 
everything.  It came up with a claim
 a few years ago, so I know it applies to boating.




Jim Reinardy

C&C 30-2 “Firewater”

Milwaukee, WI




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From: Joe Della Barba via CnC-List 
Sent: Thursday, October 14, 2021 12:57:10 PM
To: 'Stus-List' 
Cc: j...@dellabarba.com 
Subject: Stus-List Re: Insurance
 






All the umbrella policies I found with a quick search seem to be home and car, 
no mention of boats
☹
Be glad you aren’t looking for airplane insurance, the recent payouts on 
crashed 737s are getting paid for by EVERYONE, not just 737 owners.
 
Joe Della Barba
Coquina C&C 35 MK I
Kent Island MD USA
 
 
 

From: Dennis C. via CnC-List 

Sent: Thursday, October 14, 2021 9:32 AM
To: Stus-List 
Cc: Dennis C. 
Subject: Stus-List Re: Insurance

 


I suggest anyone reviewing their insurance coverages investigate an umbrella 
policy.  I have a significant umbrella policy that will kick in in the event 
the coverage on any of my individual policies is exceeded.  


 


One caveat for umbrella policies is they are usually cheaper if you have all 
your policies with one carrier.


 


--


Dennis C.

Touche' 35-1 #83


Mandeville, LA




 


On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List 
 wrote:




Great news 
😊
My marina requires $500K liability this year, so when I added it I didn’t 
realize I was propagating it across all three of my policies. I now have what I 
think is the only dinghy in the world with half a million dollars of insurance.
For all three boats it added up to $84/year extra. The dinghy is also insured 
for 75 miles offshore, which would be quite the trip!
 
Joe
Coquina C&C 35 MK I
 





 

 





Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Jim Reinardy via CnC-List]

American Family has my cars, boats and house insured, and I also have an 
umbrella liability with them.  They require that you have car insurance with 
them to purchase the liability policy, but once you have it, it applies to 
everything.  It came up with a claim a few years ago, so I know it applies to 
boating.

Jim Reinardy
C&C 30-2 “Firewater”
Milwaukee, WI

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From: Joe Della Barba via CnC-List 
Sent: Thursday, October 14, 2021 12:57:10 PM
To: 'Stus-List' 
Cc: j...@dellabarba.com 
Subject: Stus-List Re: Insurance


All the umbrella policies I found with a quick search seem to be home and car, 
no mention of boats ☹

Be glad you aren’t looking for airplane insurance, the recent payouts on 
crashed 737s are getting paid for by EVERYONE, not just 737 owners.



Joe Della Barba

Coquina C&C 35 MK I

Kent Island MD USA







From: Dennis C. via CnC-List 
Sent: Thursday, October 14, 2021 9:32 AM
To: Stus-List 
Cc: Dennis C. 
Subject: Stus-List Re: Insurance



I suggest anyone reviewing their insurance coverages investigate an umbrella 
policy.  I have a significant umbrella policy that will kick in in the event 
the coverage on any of my individual policies is exceeded.



One caveat for umbrella policies is they are usually cheaper if you have all 
your policies with one carrier.



--

Dennis C.

Touche' 35-1 #83

Mandeville, LA



On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List 
mailto:cnc-list@cnc-list.com>> wrote:

Great news 😊
My marina requires $500K liability this year, so when I added it I didn’t 
realize I was propagating it across all three of my policies. I now have what I 
think is the only dinghy in the world with half a million dollars of insurance.

For all three boats it added up to $84/year extra. The dinghy is also insured 
for 75 miles offshore, which would be quite the trip!



Joe

Coquina C&C 35 MK I






Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Peter W. via CnC-List]

Umbrella policy that I have is essentially a “personal liability “ policy, 
covering any instance where I am at risk for damages.  It is not specific to a 
watercraft or land craft.
Pete W.

Sent from my iPhone

> On Oct 14, 2021, at 1:57 PM, Joe Della Barba via CnC-List 
>  wrote:
> 
> 
> All the umbrella policies I found with a quick search seem to be home and 
> car, no mention of boats ☹
> Be glad you aren’t looking for airplane insurance, the recent payouts on 
> crashed 737s are getting paid for by EVERYONE, not just 737 owners.
>  
> Joe Della Barba
> Coquina C&C 35 MK I
> Kent Island MD USA
>  
>  
>  
> From: Dennis C. via CnC-List  
> Sent: Thursday, October 14, 2021 9:32 AM
> To: Stus-List 
> Cc: Dennis C. 
> Subject: Stus-List Re: Insurance
>  
> I suggest anyone reviewing their insurance coverages investigate an umbrella 
> policy.  I have a significant umbrella policy that will kick in in the event 
> the coverage on any of my individual policies is exceeded.  
>  
> One caveat for umbrella policies is they are usually cheaper if you have all 
> your policies with one carrier.
>  
> --
> Dennis C.
> Touche' 35-1 #83
> Mandeville, LA
>  
> On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List 
>  wrote:
> Great news 😊
> My marina requires $500K liability this year, so when I added it I didn’t 
> realize I was propagating it across all three of my policies. I now have what 
> I think is the only dinghy in the world with half a million dollars of 
> insurance.
> For all three boats it added up to $84/year extra. The dinghy is also insured 
> for 75 miles offshore, which would be quite the trip!
>  
> Joe
> Coquina C&C 35 MK I
>  
>  
>  
> Thanks to all of the subscribers that contributed to the list to help with 
> the costs involved.  If you want to show your support to the list - use 
> PayPal to send contribution --   https://www.paypal.me/stumurray  Thanks - Stu
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Joe Della Barba via CnC-List]

All the umbrella policies I found with a quick search seem to be home and car, 
no mention of boats ☹

Be glad you aren’t looking for airplane insurance, the recent payouts on 
crashed 737s are getting paid for by EVERYONE, not just 737 owners.

 

Joe Della Barba

Coquina C&C 35 MK I

Kent Island MD USA

 

 

 

From: Dennis C. via CnC-List  
Sent: Thursday, October 14, 2021 9:32 AM
To: Stus-List 
Cc: Dennis C. 
Subject: Stus-List Re: Insurance

 

I suggest anyone reviewing their insurance coverages investigate an umbrella 
policy.  I have a significant umbrella policy that will kick in in the event 
the coverage on any of my individual policies is exceeded.  

 

One caveat for umbrella policies is they are usually cheaper if you have all 
your policies with one carrier.

 

--

Dennis C.

Touche' 35-1 #83

Mandeville, LA

 

On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List 
mailto:cnc-list@cnc-list.com> > wrote:

Great news 😊
My marina requires $500K liability this year, so when I added it I didn’t 
realize I was propagating it across all three of my policies. I now have what I 
think is the only dinghy in the world with half a million dollars of insurance.

For all three boats it added up to $84/year extra. The dinghy is also insured 
for 75 miles offshore, which would be quite the trip!

 

Joe

Coquina C&C 35 MK I

 

 

 

Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Dennis C. via CnC-List]

I suggest anyone reviewing their insurance coverages investigate an
umbrella policy.  I have a significant umbrella policy that will kick in in
the event the coverage on any of my individual policies is exceeded.

One caveat for umbrella policies is they are usually cheaper if you have
all your policies with one carrier.

--
Dennis C.
Touche' 35-1 #83
Mandeville, LA

On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List <
cnc-list@cnc-list.com> wrote:

> Great news 😊
> My marina requires $500K liability this year, so when I added it I didn’t
> realize I was propagating it across all three of my policies. I now have
> what I think is the only dinghy in the world with half a million dollars of
> insurance.
>
> For all three boats it added up to $84/year extra. The dinghy is also
> insured for 75 miles offshore, which would be quite the trip!
>
>
>
> Joe
>
> Coquina C&C 35 MK I
>
>
>
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

Stus-List Re: Insurance

[Della Barba, Joe via CnC-List]

Great news 😊
My marina requires $500K liability this year, so when I added it I didn’t 
realize I was propagating it across all three of my policies. I now have what I 
think is the only dinghy in the world with half a million dollars of insurance.
For all three boats it added up to $84/year extra. The dinghy is also insured 
for 75 miles offshore, which would be quite the trip!

Joe
Coquina C&C 35 MK I
Stu can get money here:
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   
https://www.paypal.me/stumurray
  Thanks - Stu



From: Charlie Nelson via CnC-List 
Sent: Wednesday, October 13, 2021 8:52 PM
To: cnc-list@cnc-list.com
Cc: cenel...@aol.com
Subject: [EXTERNAL] Stus-List Re: Insurance


Followed up list suggestions and was able to get insurance with Progressive on 
line with no issues and only a small pita!

Saved about $500 for similar coverage for a grand total of ~ $476(US)/year.

Thanks again to the list--will donate a substantial portion of my savings to 
Stu--as soon as I can find his land coordinates somewhere in my old emails!

Charlie Nelson
1995 C&C 36 XL/kcb
Water Phantom

Thanks - Stu
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu