American Family has my cars, boats and house insured, and I also have an umbrella liability with them. They require that you have car insurance with them to purchase the liability policy, but once you have it, it applies to everything. It came up with a claim a few years ago, so I know it applies to boating.
Jim Reinardy C&C 30-2 “Firewater” Milwaukee, WI Get Outlook for iOS<https://aka.ms/o0ukef> ________________________________ From: Joe Della Barba via CnC-List <cnc-list@cnc-list.com> Sent: Thursday, October 14, 2021 12:57:10 PM To: 'Stus-List' <cnc-list@cnc-list.com> Cc: j...@dellabarba.com <j...@dellabarba.com> Subject: Stus-List Re: Insurance All the umbrella policies I found with a quick search seem to be home and car, no mention of boats ☹ Be glad you aren’t looking for airplane insurance, the recent payouts on crashed 737s are getting paid for by EVERYONE, not just 737 owners. Joe Della Barba Coquina C&C 35 MK I Kent Island MD USA From: Dennis C. via CnC-List <cnc-list@cnc-list.com> Sent: Thursday, October 14, 2021 9:32 AM To: Stus-List <cnc-list@cnc-list.com> Cc: Dennis C. <capt...@gmail.com> Subject: Stus-List Re: Insurance I suggest anyone reviewing their insurance coverages investigate an umbrella policy. I have a significant umbrella policy that will kick in in the event the coverage on any of my individual policies is exceeded. One caveat for umbrella policies is they are usually cheaper if you have all your policies with one carrier. -- Dennis C. Touche' 35-1 #83 Mandeville, LA On Thu, Oct 14, 2021 at 8:23 AM Della Barba, Joe via CnC-List <cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>> wrote: Great news 😊 My marina requires $500K liability this year, so when I added it I didn’t realize I was propagating it across all three of my policies. I now have what I think is the only dinghy in the world with half a million dollars of insurance. For all three boats it added up to $84/year extra. The dinghy is also insured for 75 miles offshore, which would be quite the trip! Joe Coquina C&C 35 MK I
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