Re: Stus-List Insurance issues
sorry, I should have read this email before responding. I do not know the answer, I need to re-read the contract. (I was in the Coast Guard so salvage was not on my mind so much.) Maybe something to brush up on. Leslie. On Thu, 2/8/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "'cnc-list@cnc-list.com'" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Thursday, February 8, 2018, 3:58 AM Let me expand on that: My BOATUS coverage has salvage coverage for the full hull value. I could be covered for a total loss to hull value AND a salvage claim to full hull value. Absent that, the salvor would get paid and I would not. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Della Barba, Joe via CnC-List Sent: Thursday, February 08, 2018 6:52 AM To: 'cnc-list@cnc-list.com' Cc: Della Barba, Joe Subject: Re: Stus-List Insurance issues Does that include separate salvage coverage? Joe Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Matthew L. Wolford via CnC-List Sent: Wednesday, February 07, 2018 10:05 PM To: cnc-list@cnc-list.com Cc: Matthew L. Wolford Subject: Re: Stus-List Insurance issues Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks e
Re: Stus-List Insurance issues
it includes removing if it sinks and it is a navigational hazard, also cleaning up any spills. (We do not have hurricanes so I do not know what would be covered.) The loss of the boat is covered. Leslie. On Thu, 2/8/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "'cnc-list@cnc-list.com'" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Thursday, February 8, 2018, 3:51 AM Does that include separate salvage coverage? Joe Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Matthew L. Wolford via CnC-List Sent: Wednesday, February 07, 2018 10:05 PM To: cnc-list@cnc-list.com Cc: Matthew L. Wolford Subject: Re: Stus-List Insurance issues Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for s
Re: Stus-List Insurance issues
no racing (I race on other people's boat, too much organizational work). Leslie. On Wed, 2/7/18, Matthew L. Wolford via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: cnc-list@cnc-list.com Cc: "Matthew L. Wolford" <wolf...@erie.net> Date: Wednesday, February 7, 2018, 7:05 PM Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
You mentioned the $0 deductible that Geico/BoatUS now "provides". While that is technically true, it has been replaced with a depreciation curve on parts. I found this out this year after a claim. I had to have my steering pedestal replaced after a weather related incident. The new parts were depreciated (either by 40% or to 40% cant remember). So under the old $500 deductible that is what I would have paid. Under the new scheme I wound up paying $700+ for the depreciation on the parts. A friend of mine also had a claim this year after a grounding, the cost of which was several times the cost of the pedestal. He paid about the same out of pocked because the bulk of the repair was labor. We were talking about this and discussed what would happen if either of our boats (20+ and 30+ years old) were to be dis masted. If the boat were not totaled, the bulk of the repair would be parts (spar and rigging) which would be depreciated by some %. If the total repair were 40k of which 30k or more were parts and the depreciation were 50% you could be on the hook for 15k. I have had BoatUS for more than 15 years across three boats. and I have had claims for a lightning strike, named storm damage and the most recent claim. I can say they have always been responsive and great to work with. That said, their new "no deductible" policy has me seriously considering shopping for a new policy. Eric C 34/36+ On Tue, Feb 6, 2018 at 10:48 AM, David via CnC-List <cnc-list@cnc-list.com> wrote: > Staying with BoatUS too. Got a few other quotes and was not impressed > especially as I have $0 deductible now. I have heard all good things when > the you-know-what hits the fan and you have to file a claim. > > > And. Just called them to add our 9' restored Dyer sail Dink. She made a > note and the little guy is insured for 5k. Easy Peasy. Both dinghys > insured under the Mother Ship. > > > -- > *From:* CnC-List <cnc-list-boun...@cnc-list.com> on behalf of Della > Barba, Joe via CnC-List <cnc-list@cnc-list.com> > *Sent:* Tuesday, February 6, 2018 10:41 AM > *To:* cnc-list@cnc-list.com > *Cc:* Della Barba, Joe > *Subject:* Re: Stus-List Insurance issues > > My Allstate agent said no way would Allstate touch a 35 foot boat. > I had one claim with BOATUS and I could not be happier with the service. > Basically "get it fixed, have the yard fax us the bill". We hit an > underwater something, not sure what, and it bent the prop shaft. > > > > Joe Della Barba > Coquina > > > -Original Message- > From: CnC-List [mailto:cnc-list-boun...@cnc-list.com > <cnc-list-boun...@cnc-list.com>] On Behalf Of Howard and Skippy via > CnC-List > Sent: Tuesday, February 06, 2018 9:46 AM > To: cnc-list@cnc-list.com > Cc: Howard and Skippy <emp...@optonline.net> > Subject: Stus-List Insurance issues > > Insurance experience > My C 35-3 has been insured by Allstate for the last 25 years and I > have experience with 3 major claims. Once, while transiting Plum Gut > with my son at the helm, doing about 8 kts with the big chute up, we hit > an unseen, underground spire submerged 6' below the surface. 20k later > Allstate covered all but the 500 deductible and there was no increase in > rate which has held at about 5-600 with an insured value of 60k + 6k for > "accessories" for the duration of coverage. About 10-15 years ago, the > boat, during a storm, was blown off its jack stands when the cover > caught one of the stands causing hull and rigging damage. some 20+k > later, Allstate handled the claim speedily and without premium increase. > The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate > gave me the boat along with the check. I used the $ to rebuild the boat > and she is as good as or better now than new. There has been no real > increase in premium. I can only praise Allstate in that they are 1/2 the > cost of Boat US, have been easy to work with and have stuck with me > through 3 major incidents. > Howard Paul, skipper Knot Again > > ___ > > Thanks everyone for supporting this list with your contributions. Each > and every one is greatly appreciated. If you want to support the list - > use PayPal to send contribution -- https://nam02.safelinks. > protection.outlook.com/?url=https%3A%2F%2Fwww.paypal.me% > 2Fstumurray=02%7C01%7C%7C2d1535e551044a773fcd08d56d784144% > 7C84df9e7fe9f640afb435%7C1%7C0%7C636535285608621984= > 0epYV5YAyA2O2gJD%2FAHLHbt37OJquMvAy9GB%2BNq1Zmw%3D=0 > > ___ > > Thanks everyone for supporting this list with your contributions. Each > and every one is greatly appreciated.
Re: Stus-List Insurance issues
I know we are probably all done with this subject, but Joe's post caused me to pull out my policy. I believe that if you have a policy that is an "inland marine" or "marine" standard form policy it will include salvage in addition to property damage and liability, but everyone should check. Coverage for fuel spillage is also in these policy forms. I sail Great Lakes..Fremont Insurance Company, a Michigan company. Premium $386 44000 agreed hull value including rig 50 liability 5 salvage 8 fuel spill/recovery 5000 med pay 25000 uninsured boater insurance etc.. Solid company from my research Bill Walker 1981 CnC 36 Pentwater, Mi. Sent from AOL Mobile Mail On Thursday, February 8, 2018 Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Let me expand on that: My BOATUS coverage has salvage coverage for the full hull value. I could be covered for a total loss to hull value AND a salvage claim to full hull value. Absent that, the salvor would get paid and I would not. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Della Barba, Joe via CnC-List Sent: Thursday, February 08, 2018 6:52 AM To: 'cnc-list@cnc-list.com' Cc: Della Barba, Joe Subject: Re: Stus-List Insurance issues Does that include separate salvage coverage? Joe Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Matthew L. Wolford via CnC-List Sent: Wednesday, February 07, 2018 10:05 PM To: cnc-list@cnc-list.com Cc: Matthew L. Wolford Subject: Re: Stus-List Insurance issues Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/s
Re: Stus-List Insurance issues
Having lost a sailboat to a hurricane, I can't stress enough how important it is to have salvage coverage. My C 25 washed up in a Florida crocodile protected area on Key Biscayne. Federal park rangers were irritated and wanted it gone NOW. Salvage companies were starting their quotes at 10K, and there was no other way to clean up the wreckage. Imagine my relief when the problem went away with a single phone call to Progressive insurance. They told me to have the rangers call them. And they cut me a check within a couple of weeks. Jack Brennan Former C 25 Shanachie, 1974 Bristol 30 Tierra Verde, Fl. --- This email has been checked for viruses by Avast antivirus software. https://www.avast.com/antivirus ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
Let me expand on that: My BOATUS coverage has salvage coverage for the full hull value. I could be covered for a total loss to hull value AND a salvage claim to full hull value. Absent that, the salvor would get paid and I would not. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Della Barba, Joe via CnC-List Sent: Thursday, February 08, 2018 6:52 AM To: 'cnc-list@cnc-list.com' Cc: Della Barba, Joe Subject: Re: Stus-List Insurance issues Does that include separate salvage coverage? Joe Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Matthew L. Wolford via CnC-List Sent: Wednesday, February 07, 2018 10:05 PM To: cnc-list@cnc-list.com Cc: Matthew L. Wolford Subject: Re: Stus-List Insurance issues Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
Does that include separate salvage coverage? Joe Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Matthew L. Wolford via CnC-List Sent: Wednesday, February 07, 2018 10:05 PM To: cnc-list@cnc-list.com Cc: Matthew L. Wolford Subject: Re: Stus-List Insurance issues Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
Wow. Does that include racing? -Original Message- From: Leslie Paal via CnC-List Sent: Wednesday, February 07, 2018 9:02 PM To: cnc-list@cnc-list.com Cc: Leslie Paal Subject: Re: Stus-List Insurance issues well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
well, my boat is only 32 feet, and been insured with Allstate without any questions. I did not have any claim so far (10+ years) and my last premium was $180 (about) with good coverage (inc. full value, extras, spill, 3rd party, etc.) Leslie Phoenix C 1983 On Tue, 2/6/18, Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> wrote: Subject: Re: Stus-List Insurance issues To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: "Della Barba, Joe" <joe.della.ba...@ssa.gov> Date: Tuesday, February 6, 2018, 7:41 AM My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
Corsair (Redwing 35/C 35, Mark I) was insured with Auto Owners insurance for the 21 years that we had her. They were excellent to work with on our dis-masting claim. They wrote us a hull value check and would have continued the insurance policy if we would have repaired her. Grace (C 35-3) was previously insured with Boat US, so we re-insured her through Boat US. We had a survey conducted the previous year and then provided their self survey with photos. We paid about the same for Grace as Corsair. Hopefully we will not have any claims on this policy. Neil Schiller Old: 1970 Redwing 35 (C 35, Mk I), Hull #7 New: 1983 C 35-3, #028 White Lake Michigan On 2/6/2018 10:48 AM, David via CnC-List wrote: Staying with BoatUS too. Got a few other quotes and was not impressed especially as I have $0 deductible now. I have heard all good things when the you-know-what hits the fan and you have to file a claim. And. Just called them to add our 9' restored Dyer sail Dink. She made a note and the little guy is insured for 5k. Easy Peasy. Both dinghys insured under the Mother Ship. *From:* CnC-List <cnc-list-boun...@cnc-list.com> on behalf of Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> *Sent:* Tuesday, February 6, 2018 10:41 AM *To:* cnc-list@cnc-list.com *Cc:* Della Barba, Joe *Subject:* Re: Stus-List Insurance issues My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.paypal.me%2Fstumurray=02%7C01%7C%7C2d1535e551044a773fcd08d56d784144%7C84df9e7fe9f640afb435%7C1%7C0%7C636535285608621984=0epYV5YAyA2O2gJD%2FAHLHbt37OJquMvAy9GB%2BNq1Zmw%3D=0 ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.paypal.me%2Fstumurray=02%7C01%7C%7C2d1535e551044a773fcd08d56d784144%7C84df9e7fe9f640afb435%7C1%7C0%7C636535285608621984=0epYV5YAyA2O2gJD%2FAHLHbt37OJquMvAy9GB%2BNq1Zmw%3D=0 ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
Staying with BoatUS too. Got a few other quotes and was not impressed especially as I have $0 deductible now. I have heard all good things when the you-know-what hits the fan and you have to file a claim. And. Just called them to add our 9' restored Dyer sail Dink. She made a note and the little guy is insured for 5k. Easy Peasy. Both dinghys insured under the Mother Ship. From: CnC-List <cnc-list-boun...@cnc-list.com> on behalf of Della Barba, Joe via CnC-List <cnc-list@cnc-list.com> Sent: Tuesday, February 6, 2018 10:41 AM To: cnc-list@cnc-list.com Cc: Della Barba, Joe Subject: Re: Stus-List Insurance issues My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.paypal.me%2Fstumurray=02%7C01%7C%7C2d1535e551044a773fcd08d56d784144%7C84df9e7fe9f640afb435%7C1%7C0%7C636535285608621984=0epYV5YAyA2O2gJD%2FAHLHbt37OJquMvAy9GB%2BNq1Zmw%3D=0 ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.paypal.me%2Fstumurray=02%7C01%7C%7C2d1535e551044a773fcd08d56d784144%7C84df9e7fe9f640afb435%7C1%7C0%7C636535285608621984=0epYV5YAyA2O2gJD%2FAHLHbt37OJquMvAy9GB%2BNq1Zmw%3D=0 ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Re: Stus-List Insurance issues
My Allstate agent said no way would Allstate touch a 35 foot boat. I had one claim with BOATUS and I could not be happier with the service. Basically "get it fixed, have the yard fax us the bill". We hit an underwater something, not sure what, and it bent the prop shaft. Joe Della Barba Coquina -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Howard and Skippy via CnC-List Sent: Tuesday, February 06, 2018 9:46 AM To: cnc-list@cnc-list.com Cc: Howard and Skippy <emp...@optonline.net> Subject: Stus-List Insurance issues Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
Stus-List Insurance issues
Insurance experience My C 35-3 has been insured by Allstate for the last 25 years and I have experience with 3 major claims. Once, while transiting Plum Gut with my son at the helm, doing about 8 kts with the big chute up, we hit an unseen, underground spire submerged 6' below the surface. 20k later Allstate covered all but the 500 deductible and there was no increase in rate which has held at about 5-600 with an insured value of 60k + 6k for "accessories" for the duration of coverage. About 10-15 years ago, the boat, during a storm, was blown off its jack stands when the cover caught one of the stands causing hull and rigging damage. some 20+k later, Allstate handled the claim speedily and without premium increase. The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate gave me the boat along with the check. I used the $ to rebuild the boat and she is as good as or better now than new. There has been no real increase in premium. I can only praise Allstate in that they are 1/2 the cost of Boat US, have been easy to work with and have stuck with me through 3 major incidents. Howard Paul, skipper Knot Again ___ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
