Re: [MBZ] FEMA Fun - OT

[Rich Thomas]

Do they try to roll you back in?

--R


On 6/4/14 4:25 PM, Gary Hurst wrote:

the only thing i'll miss is going out the beach at 2am and talking to the
crazy kids out there trying to get themselves a big shark.  i like the
beach in the middle of the night.



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Re: [MBZ] FEMA Fun - OT

[Gary Hurst]

there are three towns right around there:

lakeland is a city of 100,000
winter haven, 35,000
auburndale, 12,000

i would desire in life not to be the victim of a crime, particularly a
violent one, and live short walking/biking distance from a large health
club. a post office and an amtrak station.  lakeland also has a ball park
with 2 MLB farm teams.  additionally there is a public transit system in
the area.

in terms of shopping, i'm under an hour from two costcos, one in brandon
near tampa and dan and one in orlando.  i go to costco maybe every two
months.  i do most of my shopping online and i'm sure there will be plenty
of saturday morning farmer's markets for fresh produce.

with the amtrak, i'm an easy trip to orlando or tampa or even west palm
beach. im 24 hours from penn station in new york.  if i can get a little
folding bike and take it on the train, i have a lot of mobility going for
me.

the only thing i'll miss is going out the beach at 2am and talking to the
crazy kids out there trying to get themselves a big shark.  i like the
beach in the middle of the night.


On Wed, Jun 4, 2014 at 2:31 PM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:

> Actually I did live in Lakeland for a couple of years.
> It was socially conservative back in the '80s; not a bad place to live.
> Gerry
>
>
> On 6/4/2014 11:46 AM, Gary Hurst wrote:
>
>> well, at least you didn't live in lakeland like penoff!
>>
>> also, for the sake of full disclosure, i may be moving to lakeland myself
>> soon
>>
>>
>> On Wed, Jun 4, 2014 at 11:42 AM, arche...@embarqmail.com <
>> arche...@embarqmail.com> wrote:
>>
>>  I remember wrestling at Fort Homer Hesterly during the late 1940s because
>>> girlfriend loved it.
>>> Never paid any attention to wrestling after that.
>>> Gerry
>>>
>>>
>>> On 6/4/2014 9:20 AM, Gary Hurst wrote:
>>>
>>>  and who can forget championship wrestling from florida from the tampa
 sportatorium?

 dan is senstive about lakeland, btw


 On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
 arche...@embarqmail.com> wrote:

   I thought you were east of Tampa; toward Lakeland.  You must be south
 of

> Tampa from what you write.
> As far as flood lines and elevation are concerned, just keep a rowboat
> in
> your backyard and you'll be fine.  (Just kidding)
>
> Gerry.who once lived near Palm River in a house on piers when the
> area
> was rural and headed north when hurricanes came our way.
>
> P.S.  When we first arrived in Tampa from Indiana and lived in an
> apartment in Hyde Park, we were concerned about Old Tampa Bay flooding
> us
> out when a hurricane hit the area.  Instead of that happening a
> hurricane
> stalled in the Gulf opposite the Tampa Bay area and "sucked" all the
> water
> out of Old Tampa Bay around Davis Islands and along Bayshore Drive.
>  You
> could see thousands of crabs squirming around on the bay bottom, and
> the
> police later retrieved several bodies set in concrete that became
> visible.
> Tampa was a fun town back then!
> ..
>
>
> On 6/4/2014 7:21 AM, Dan Penoff wrote:
>
>   My house is roughly 1/4 mile from a small river that leads to the bay
>
>> and
>> ultimately the Gulf. While it is a small tributary, in the event of a
>> major
>> hurricane the storm surge could push a significant amount of water
>> inland.
>>
>> With this in mind, before we agreed to purchase our house we looked at
>> the FEMA flood maps. Lo and behold, our house shows up right on the
>> edge in
>> a flood zone (AE, 100 year flood). Not good, we say, no deal.
>>
>> The owner tells us that they have never been required to purchase
>> flood
>> insurance. Strange. We contact our insurer and ask them to check it
>> out
>> with their underwriters. Insurance company comes back and says "You're
>>good, no flood insurance required."
>>
>> Hmm.
>>
>> Note that our property is built on fill that raised the original
>> elevation a good 10 feet or more from the baseline flood elevation of
>> 29
>> feet, and at the south end of the property there is what is referred
>> to
>> as
>> a "sea wall" to contain the fill. From the top of this wall, which is
>> at
>> ground level for my property, it's a good four to five feet down to
>> the
>> original elevation.
>>
>> Looking at current USGS topo maps and FEMA flood maps, there is
>> nothing
>> that indicates the presence of the fill or sea wall.
>>
>> So I am thinking about this disparity in the records and wondering
>> how I
>> can get it corrected. I can file a LOMA with FEMA to get the change
>> made,
>> but that requires a survey with an elevation certificate.
>>
>> So the other day it occurs

Re: [MBZ] FEMA Fun - OT

[Dan Penoff]

Half of it is still, the other half appears to be very "urban", so to speak.  
Strange place.

Dan

Sent from my iPad

> On Jun 4, 2014, at 2:31 PM, "arche...@embarqmail.com" 
>  wrote:
> 
> Actually I did live in Lakeland for a couple of years.
> It was socially conservative back in the '80s; not a bad place to live.
> Gerry
> 
>> On 6/4/2014 11:46 AM, Gary Hurst wrote:
>> well, at least you didn't live in lakeland like penoff!
>> 
>> also, for the sake of full disclosure, i may be moving to lakeland myself
>> soon
>> 
>> 
>> On Wed, Jun 4, 2014 at 11:42 AM, arche...@embarqmail.com <
>> arche...@embarqmail.com> wrote:
>> 
>>> I remember wrestling at Fort Homer Hesterly during the late 1940s because
>>> girlfriend loved it.
>>> Never paid any attention to wrestling after that.
>>> Gerry
>>> 
>>> 
 On 6/4/2014 9:20 AM, Gary Hurst wrote:
 
 and who can forget championship wrestling from florida from the tampa
 sportatorium?
 
 dan is senstive about lakeland, btw
 
 
 On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
 arche...@embarqmail.com> wrote:
 
  I thought you were east of Tampa; toward Lakeland.  You must be south of
> Tampa from what you write.
> As far as flood lines and elevation are concerned, just keep a rowboat in
> your backyard and you'll be fine.  (Just kidding)
> 
> Gerry.who once lived near Palm River in a house on piers when the
> area
> was rural and headed north when hurricanes came our way.
> 

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Re: [MBZ] FEMA Fun - OT

[arche...@embarqmail.com]

Actually I did live in Lakeland for a couple of years.
It was socially conservative back in the '80s; not a bad place to live.
Gerry

On 6/4/2014 11:46 AM, Gary Hurst wrote:

well, at least you didn't live in lakeland like penoff!

also, for the sake of full disclosure, i may be moving to lakeland myself
soon


On Wed, Jun 4, 2014 at 11:42 AM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:


I remember wrestling at Fort Homer Hesterly during the late 1940s because
girlfriend loved it.
Never paid any attention to wrestling after that.
Gerry


On 6/4/2014 9:20 AM, Gary Hurst wrote:


and who can forget championship wrestling from florida from the tampa
sportatorium?

dan is senstive about lakeland, btw


On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:

  I thought you were east of Tampa; toward Lakeland.  You must be south of

Tampa from what you write.
As far as flood lines and elevation are concerned, just keep a rowboat in
your backyard and you'll be fine.  (Just kidding)

Gerry.who once lived near Palm River in a house on piers when the
area
was rural and headed north when hurricanes came our way.

P.S.  When we first arrived in Tampa from Indiana and lived in an
apartment in Hyde Park, we were concerned about Old Tampa Bay flooding us
out when a hurricane hit the area.  Instead of that happening a hurricane
stalled in the Gulf opposite the Tampa Bay area and "sucked" all the
water
out of Old Tampa Bay around Davis Islands and along Bayshore Drive.  You
could see thousands of crabs squirming around on the bay bottom, and the
police later retrieved several bodies set in concrete that became
visible.
Tampa was a fun town back then!
..


On 6/4/2014 7:21 AM, Dan Penoff wrote:

  My house is roughly 1/4 mile from a small river that leads to the bay

and
ultimately the Gulf. While it is a small tributary, in the event of a
major
hurricane the storm surge could push a significant amount of water
inland.

With this in mind, before we agreed to purchase our house we looked at
the FEMA flood maps. Lo and behold, our house shows up right on the
edge in
a flood zone (AE, 100 year flood). Not good, we say, no deal.

The owner tells us that they have never been required to purchase flood
insurance. Strange. We contact our insurer and ask them to check it out
with their underwriters. Insurance company comes back and says "You're
   good, no flood insurance required."

Hmm.

Note that our property is built on fill that raised the original
elevation a good 10 feet or more from the baseline flood elevation of 29
feet, and at the south end of the property there is what is referred to
as
a "sea wall" to contain the fill. From the top of this wall, which is at
ground level for my property, it's a good four to five feet down to the
original elevation.

Looking at current USGS topo maps and FEMA flood maps, there is nothing
that indicates the presence of the fill or sea wall.

So I am thinking about this disparity in the records and wondering how I
can get it corrected. I can file a LOMA with FEMA to get the change
made,
but that requires a survey with an elevation certificate.

So the other day it occurs to me that I work right next to our GIS guys,
so I go over and talk to them. They point me at our flood zone person
down
in Real Estate. I talk to her.

Within minutes she comes back with a LOMA that was filed when the
property was developed back in 1998 that exempts my house along with
three
others from the flood zone. ?

I asked why the maps, while were redone in 2008, don't reflect the
development or change in elevation, as any citizen who looked up our
property would immediately assume it is in a flood zone?

"Oh, they never change the maps, I don't know why. They just issue LOMAs
if the property is reclassified."



How's that for bureaucracy?

Dan above the waterline Man

Sent from my iPad
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Re: [MBZ] FEMA Fun - OT

[arche...@embarqmail.com]

I remember wrestling at Fort Homer Hesterly during the late 1940s 
because girlfriend loved it.

Never paid any attention to wrestling after that.
Gerry

On 6/4/2014 9:20 AM, Gary Hurst wrote:

and who can forget championship wrestling from florida from the tampa
sportatorium?

dan is senstive about lakeland, btw


On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:


I thought you were east of Tampa; toward Lakeland.  You must be south of
Tampa from what you write.
As far as flood lines and elevation are concerned, just keep a rowboat in
your backyard and you'll be fine.  (Just kidding)

Gerry.who once lived near Palm River in a house on piers when the area
was rural and headed north when hurricanes came our way.

P.S.  When we first arrived in Tampa from Indiana and lived in an
apartment in Hyde Park, we were concerned about Old Tampa Bay flooding us
out when a hurricane hit the area.  Instead of that happening a hurricane
stalled in the Gulf opposite the Tampa Bay area and "sucked" all the water
out of Old Tampa Bay around Davis Islands and along Bayshore Drive.  You
could see thousands of crabs squirming around on the bay bottom, and the
police later retrieved several bodies set in concrete that became visible.
Tampa was a fun town back then!
..


On 6/4/2014 7:21 AM, Dan Penoff wrote:


My house is roughly 1/4 mile from a small river that leads to the bay and
ultimately the Gulf. While it is a small tributary, in the event of a major
hurricane the storm surge could push a significant amount of water inland.

With this in mind, before we agreed to purchase our house we looked at
the FEMA flood maps. Lo and behold, our house shows up right on the edge in
a flood zone (AE, 100 year flood). Not good, we say, no deal.

The owner tells us that they have never been required to purchase flood
insurance. Strange. We contact our insurer and ask them to check it out
with their underwriters. Insurance company comes back and says "You're
  good, no flood insurance required."

Hmm.

Note that our property is built on fill that raised the original
elevation a good 10 feet or more from the baseline flood elevation of 29
feet, and at the south end of the property there is what is referred to as
a "sea wall" to contain the fill. From the top of this wall, which is at
ground level for my property, it's a good four to five feet down to the
original elevation.

Looking at current USGS topo maps and FEMA flood maps, there is nothing
that indicates the presence of the fill or sea wall.

So I am thinking about this disparity in the records and wondering how I
can get it corrected. I can file a LOMA with FEMA to get the change made,
but that requires a survey with an elevation certificate.

So the other day it occurs to me that I work right next to our GIS guys,
so I go over and talk to them. They point me at our flood zone person down
in Real Estate. I talk to her.

Within minutes she comes back with a LOMA that was filed when the
property was developed back in 1998 that exempts my house along with three
others from the flood zone. ?

I asked why the maps, while were redone in 2008, don't reflect the
development or change in elevation, as any citizen who looked up our
property would immediately assume it is in a flood zone?

"Oh, they never change the maps, I don't know why. They just issue LOMAs
if the property is reclassified."



How's that for bureaucracy?

Dan above the waterline Man

Sent from my iPad
___
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All posts are the result of individual contributors and as such, those
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Re: [MBZ] FEMA Fun - OT

[Gary Hurst]

well, at least you didn't live in lakeland like penoff!

also, for the sake of full disclosure, i may be moving to lakeland myself
soon


On Wed, Jun 4, 2014 at 11:42 AM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:

> I remember wrestling at Fort Homer Hesterly during the late 1940s because
> girlfriend loved it.
> Never paid any attention to wrestling after that.
> Gerry
>
>
> On 6/4/2014 9:20 AM, Gary Hurst wrote:
>
>> and who can forget championship wrestling from florida from the tampa
>> sportatorium?
>>
>> dan is senstive about lakeland, btw
>>
>>
>> On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
>> arche...@embarqmail.com> wrote:
>>
>>  I thought you were east of Tampa; toward Lakeland.  You must be south of
>>> Tampa from what you write.
>>> As far as flood lines and elevation are concerned, just keep a rowboat in
>>> your backyard and you'll be fine.  (Just kidding)
>>>
>>> Gerry.who once lived near Palm River in a house on piers when the
>>> area
>>> was rural and headed north when hurricanes came our way.
>>>
>>> P.S.  When we first arrived in Tampa from Indiana and lived in an
>>> apartment in Hyde Park, we were concerned about Old Tampa Bay flooding us
>>> out when a hurricane hit the area.  Instead of that happening a hurricane
>>> stalled in the Gulf opposite the Tampa Bay area and "sucked" all the
>>> water
>>> out of Old Tampa Bay around Davis Islands and along Bayshore Drive.  You
>>> could see thousands of crabs squirming around on the bay bottom, and the
>>> police later retrieved several bodies set in concrete that became
>>> visible.
>>> Tampa was a fun town back then!
>>> ..
>>>
>>>
>>> On 6/4/2014 7:21 AM, Dan Penoff wrote:
>>>
>>>  My house is roughly 1/4 mile from a small river that leads to the bay
 and
 ultimately the Gulf. While it is a small tributary, in the event of a
 major
 hurricane the storm surge could push a significant amount of water
 inland.

 With this in mind, before we agreed to purchase our house we looked at
 the FEMA flood maps. Lo and behold, our house shows up right on the
 edge in
 a flood zone (AE, 100 year flood). Not good, we say, no deal.

 The owner tells us that they have never been required to purchase flood
 insurance. Strange. We contact our insurer and ask them to check it out
 with their underwriters. Insurance company comes back and says "You're
   good, no flood insurance required."

 Hmm.

 Note that our property is built on fill that raised the original
 elevation a good 10 feet or more from the baseline flood elevation of 29
 feet, and at the south end of the property there is what is referred to
 as
 a "sea wall" to contain the fill. From the top of this wall, which is at
 ground level for my property, it's a good four to five feet down to the
 original elevation.

 Looking at current USGS topo maps and FEMA flood maps, there is nothing
 that indicates the presence of the fill or sea wall.

 So I am thinking about this disparity in the records and wondering how I
 can get it corrected. I can file a LOMA with FEMA to get the change
 made,
 but that requires a survey with an elevation certificate.

 So the other day it occurs to me that I work right next to our GIS guys,
 so I go over and talk to them. They point me at our flood zone person
 down
 in Real Estate. I talk to her.

 Within minutes she comes back with a LOMA that was filed when the
 property was developed back in 1998 that exempts my house along with
 three
 others from the flood zone. ?

 I asked why the maps, while were redone in 2008, don't reflect the
 development or change in elevation, as any citizen who looked up our
 property would immediately assume it is in a flood zone?

 "Oh, they never change the maps, I don't know why. They just issue LOMAs
 if the property is reclassified."

 

 How's that for bureaucracy?

 Dan above the waterline Man

 Sent from my iPad
 ___
 http://www.okiebenz.com

 To search list archives http://www.okiebenz.com/archive/

 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com

 All posts are the result of individual contributors and as such, those
 individuals are responsible for the content of the post.  The list owner
 has no control over the content of the messages of each contributor.


  ___
>>> http://www.okiebenz.com
>>>
>>> To search list archives http://www.okiebenz.com/archive/
>>>
>>> To Unsubscribe or change delivery options go to:
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>>>
>>> All posts are the result of individual contributors an

Re: [MBZ] FEMA Fun - OT

[Gary Hurst]

and who can forget championship wrestling from florida from the tampa
sportatorium?

dan is senstive about lakeland, btw


On Wed, Jun 4, 2014 at 9:12 AM, arche...@embarqmail.com <
arche...@embarqmail.com> wrote:

> I thought you were east of Tampa; toward Lakeland.  You must be south of
> Tampa from what you write.
> As far as flood lines and elevation are concerned, just keep a rowboat in
> your backyard and you'll be fine.  (Just kidding)
>
> Gerry.who once lived near Palm River in a house on piers when the area
> was rural and headed north when hurricanes came our way.
>
> P.S.  When we first arrived in Tampa from Indiana and lived in an
> apartment in Hyde Park, we were concerned about Old Tampa Bay flooding us
> out when a hurricane hit the area.  Instead of that happening a hurricane
> stalled in the Gulf opposite the Tampa Bay area and "sucked" all the water
> out of Old Tampa Bay around Davis Islands and along Bayshore Drive.  You
> could see thousands of crabs squirming around on the bay bottom, and the
> police later retrieved several bodies set in concrete that became visible.
> Tampa was a fun town back then!
> ..
>
>
> On 6/4/2014 7:21 AM, Dan Penoff wrote:
>
>> My house is roughly 1/4 mile from a small river that leads to the bay and
>> ultimately the Gulf. While it is a small tributary, in the event of a major
>> hurricane the storm surge could push a significant amount of water inland.
>>
>> With this in mind, before we agreed to purchase our house we looked at
>> the FEMA flood maps. Lo and behold, our house shows up right on the edge in
>> a flood zone (AE, 100 year flood). Not good, we say, no deal.
>>
>> The owner tells us that they have never been required to purchase flood
>> insurance. Strange. We contact our insurer and ask them to check it out
>> with their underwriters. Insurance company comes back and says "You're
>>  good, no flood insurance required."
>>
>> Hmm.
>>
>> Note that our property is built on fill that raised the original
>> elevation a good 10 feet or more from the baseline flood elevation of 29
>> feet, and at the south end of the property there is what is referred to as
>> a "sea wall" to contain the fill. From the top of this wall, which is at
>> ground level for my property, it's a good four to five feet down to the
>> original elevation.
>>
>> Looking at current USGS topo maps and FEMA flood maps, there is nothing
>> that indicates the presence of the fill or sea wall.
>>
>> So I am thinking about this disparity in the records and wondering how I
>> can get it corrected. I can file a LOMA with FEMA to get the change made,
>> but that requires a survey with an elevation certificate.
>>
>> So the other day it occurs to me that I work right next to our GIS guys,
>> so I go over and talk to them. They point me at our flood zone person down
>> in Real Estate. I talk to her.
>>
>> Within minutes she comes back with a LOMA that was filed when the
>> property was developed back in 1998 that exempts my house along with three
>> others from the flood zone. ?
>>
>> I asked why the maps, while were redone in 2008, don't reflect the
>> development or change in elevation, as any citizen who looked up our
>> property would immediately assume it is in a flood zone?
>>
>> "Oh, they never change the maps, I don't know why. They just issue LOMAs
>> if the property is reclassified."
>>
>> 
>>
>> How's that for bureaucracy?
>>
>> Dan above the waterline Man
>>
>> Sent from my iPad
>> ___
>> http://www.okiebenz.com
>>
>> To search list archives http://www.okiebenz.com/archive/
>>
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>
>> All posts are the result of individual contributors and as such, those
>> individuals are responsible for the content of the post.  The list owner
>> has no control over the content of the messages of each contributor.
>>
>>
>
> ___
> http://www.okiebenz.com
>
> To search list archives http://www.okiebenz.com/archive/
>
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>
> All posts are the result of individual contributors and as such, those
> individuals are responsible for the content of the post.  The list owner
> has no control over the content of the messages of each contributor.
>



-- 


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control ov

Re: [MBZ] FEMA Fun - OT

[arche...@embarqmail.com]

I thought you were east of Tampa; toward Lakeland.  You must be south of 
Tampa from what you write.
As far as flood lines and elevation are concerned, just keep a rowboat 
in your backyard and you'll be fine.  (Just kidding)


Gerry.who once lived near Palm River in a house on piers when the 
area was rural and headed north when hurricanes came our way.


P.S.  When we first arrived in Tampa from Indiana and lived in an 
apartment in Hyde Park, we were concerned about Old Tampa Bay flooding 
us out when a hurricane hit the area.  Instead of that happening a 
hurricane stalled in the Gulf opposite the Tampa Bay area and "sucked" 
all the water out of Old Tampa Bay around Davis Islands and along 
Bayshore Drive.  You could see thousands of crabs squirming around on 
the bay bottom, and the police later retrieved several bodies set in 
concrete that became visible. Tampa was a fun town back then!

..

On 6/4/2014 7:21 AM, Dan Penoff wrote:

My house is roughly 1/4 mile from a small river that leads to the bay and 
ultimately the Gulf. While it is a small tributary, in the event of a major 
hurricane the storm surge could push a significant amount of water inland.

With this in mind, before we agreed to purchase our house we looked at the FEMA 
flood maps. Lo and behold, our house shows up right on the edge in a flood zone 
(AE, 100 year flood). Not good, we say, no deal.

The owner tells us that they have never been required to purchase flood insurance. 
Strange. We contact our insurer and ask them to check it out with their underwriters. 
Insurance company comes back and says "You're  good, no flood insurance 
required."

Hmm.

Note that our property is built on fill that raised the original elevation a good 10 feet 
or more from the baseline flood elevation of 29 feet, and at the south end of the 
property there is what is referred to as a "sea wall" to contain the fill. From 
the top of this wall, which is at ground level for my property, it's a good four to five 
feet down to the original elevation.

Looking at current USGS topo maps and FEMA flood maps, there is nothing that 
indicates the presence of the fill or sea wall.

So I am thinking about this disparity in the records and wondering how I can 
get it corrected. I can file a LOMA with FEMA to get the change made, but that 
requires a survey with an elevation certificate.

So the other day it occurs to me that I work right next to our GIS guys, so I 
go over and talk to them. They point me at our flood zone person down in Real 
Estate. I talk to her.

Within minutes she comes back with a LOMA that was filed when the property was 
developed back in 1998 that exempts my house along with three others from the 
flood zone. ?

I asked why the maps, while were redone in 2008, don't reflect the development 
or change in elevation, as any citizen who looked up our property would 
immediately assume it is in a flood zone?

"Oh, they never change the maps, I don't know why. They just issue LOMAs if the 
property is reclassified."



How's that for bureaucracy?

Dan above the waterline Man

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[MBZ] FEMA Fun - OT

[Dan Penoff]

My house is roughly 1/4 mile from a small river that leads to the bay and 
ultimately the Gulf. While it is a small tributary, in the event of a major 
hurricane the storm surge could push a significant amount of water inland.

With this in mind, before we agreed to purchase our house we looked at the FEMA 
flood maps. Lo and behold, our house shows up right on the edge in a flood zone 
(AE, 100 year flood). Not good, we say, no deal.

The owner tells us that they have never been required to purchase flood 
insurance. Strange. We contact our insurer and ask them to check it out with 
their underwriters. Insurance company comes back and says "You're  good, no 
flood insurance required."

Hmm.

Note that our property is built on fill that raised the original elevation a 
good 10 feet or more from the baseline flood elevation of 29 feet, and at the 
south end of the property there is what is referred to as a "sea wall" to 
contain the fill. From the top of this wall, which is at ground level for my 
property, it's a good four to five feet down to the original elevation.

Looking at current USGS topo maps and FEMA flood maps, there is nothing that 
indicates the presence of the fill or sea wall.

So I am thinking about this disparity in the records and wondering how I can 
get it corrected. I can file a LOMA with FEMA to get the change made, but that 
requires a survey with an elevation certificate.

So the other day it occurs to me that I work right next to our GIS guys, so I 
go over and talk to them. They point me at our flood zone person down in Real 
Estate. I talk to her.

Within minutes she comes back with a LOMA that was filed when the property was 
developed back in 1998 that exempts my house along with three others from the 
flood zone. ?

I asked why the maps, while were redone in 2008, don't reflect the development 
or change in elevation, as any citizen who looked up our property would 
immediately assume it is in a flood zone?

"Oh, they never change the maps, I don't know why. They just issue LOMAs if the 
property is reclassified."



How's that for bureaucracy?

Dan above the waterline Man

Sent from my iPad
___
http://www.okiebenz.com

To search list archives http://www.okiebenz.com/archive/

To Unsubscribe or change delivery options go to:
http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com

All posts are the result of individual contributors and as such, those 
individuals are responsible for the content of the post.  The list owner has no 
control over the content of the messages of each contributor.