Re: [MBZ] Just back from Boston

2009-08-29 Thread Redghost

yeah, yeah, I know...

It is another Wheaton in Norton, MA.  Goofy looking place that really  
needs an update.  Only 650 kids attending.


clay

On Aug 27, 2009, at 9:48 PM, Craig McCluskey wrote:

On Thu, 27 Aug 2009 20:48:52 -0700 Redghost redgh...@comcast.net  
wrote:



Lots of the small colleges are running at $50k.  Amherst, Holy Cross,
Tufts, Bowdion, Colby, middlebury, Providence, Brown, Renselear,
Wheaton,


As in Wheaton, Illinois? Or some other place?


Craig

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Re: [MBZ] Just back from Boston

2009-08-29 Thread Redghost
Ages ago I did my time all cash.  With SWMBA getting through law  
school, twenty years ago, ended up with $18k in loans and the rest was  
cash.  Tuition at that time was $14k/yr


clay


On Aug 28, 2009, at 5:55 AM, LWB250 wrote:

I had direct knowledge of the forgiveness program for teachers, and  
I can tell you that it sucks.  You have to work 5 continuous years  
in a particular area of teaching, such as science or special ed.,  
and when it's all said and done you get a $17,000 credit against  
your loans.  If you fail to work continuously in the area(s) that  
qualify you for forgiveness, the clock starts over.


What I took exception to is when I was finishing up my education  
degree the college and school systems pitched this really hard,  
which I think is an ethical issue, as the odds are against you in my  
opinion.  Dangling a carrot like this in front of a bunch of tapped  
out 4th year college students with +$40k loans hanging over their  
heads is just wrong, IMHO.


In my cohort of 15 people, I only know of two who are even close to  
qualifying for this.  And they both still have 3 years to go to  
qualify.


I am pleased that Sallie Mae closed the loophole that allowed people  
to default on student loans, however.  Too many doctors and lawyers  
(present company excepted, of course) bailed on the system and left  
us taxpayers to settle their debts.


Dan (with a fairly good sized Stafford loan that should be paid off  
around the time I retire.


--- On Fri, 8/28/09, Donald Snook dsn...@mtsqh.com wrote:


From: Donald Snook dsn...@mtsqh.com
Subject: Re: [MBZ] Just back from Boston
To: Mercedes@okiebenz.com Mercedes@okiebenz.com
Date: Friday, August 28, 2009, 8:07 AM
Wonko wrote: $50K?  I sure hope
that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only
$35K, with lots of financial assistance.

I had $92,000 in student loans once I finished law school
and took the bar exam.  Most of that was for Law
school, but about $30,000 of it was from undergrad.
AND this is with fairly significant scholarships in law
school.  The cost of education (especially any kind of
graduate school) is getting out of control.

Back in 2000, I was accepted to the University of Michigan
Law School (one of the best in the country). After
scholarships, the cost of Tuition was going to exceed
$15,000 per year (regular rate back then was $30K per year).
In grad school a student can only borrow $18,500 per
year.  So, I would have to borrow that much just to
cover tuition and have nothing to live on.

Needless to say, I didn't go to Michigan for law school. My
student loan payment is about $750 a month (and that is
consolidated at 1.9% interest on the extended plan).  I
have friends who went to medical school who have $200,000 in
student loans.   Even the new public service
program for forgiveness of student loan debts requires years
and years of payments.  I don't have an answer, but I
know it's a problem.


Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-29 Thread Craig McCluskey
On Sat, 29 Aug 2009 13:24:34 -0700 Redghost redgh...@comcast.net wrote:

 yeah, yeah, I know...
 
 It is another Wheaton in Norton, MA.  Goofy looking place that really  
 needs an update.  Only 650 kids attending.

I looked on their webpage. Though there are not too many pictures readily
available, it doesn't look too goofy. The proposed science center does
look out of character with the rest of the campus, though.


Craig

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Re: [MBZ] Just back from Boston

2009-08-29 Thread Redghost
Campus is a mash up of a few older buildings that span all periods of  
the schools history.  Sad thing is that most of them have not been  
updated past that worn out 1971 high school remodel.


clay

On Aug 29, 2009, at 2:03 PM, Craig McCluskey wrote:

On Sat, 29 Aug 2009 13:24:34 -0700 Redghost redgh...@comcast.net  
wrote:



yeah, yeah, I know...

It is another Wheaton in Norton, MA.  Goofy looking place that really
needs an update.  Only 650 kids attending.


I looked on their webpage. Though there are not too many pictures  
readily

available, it doesn't look too goofy. The proposed science center does
look out of character with the rest of the campus, though.


Craig

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Re: [MBZ] Just back from Boston

2009-08-29 Thread Craig McCluskey
On Sat, 29 Aug 2009 15:04:09 -0700 Redghost redgh...@comcast.net wrote:

 Campus is a mash up of a few older buildings that span all periods of  
 the schools history.  Sad thing is that most of them have not been  
 updated past that worn out 1971 high school remodel.

Ah ...


Craig

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Re: [MBZ] Just back from Boston

2009-08-29 Thread Curt Raymond
Is it really that small? It is a goofy place though. I dated (for a short time) 
a girl that was going there. She was very odd but one of her friends could suck 
the proverbial golf ball through 50 feet of garden hose...

-Curt

Date: Sat, 29 Aug 2009 13:24:34 -0700
From: Redghost redgh...@comcast.net
Subject: Re: [MBZ] Just back from Boston
To: Mercedes Discussion List mercedes@okiebenz.com
Message-ID: c58491f0-77ad-4836-a7e8-405901d00...@comcast.net
Content-Type: text/plain; charset=US-ASCII; format=flowed; delsp=yes

yeah, yeah, I know...

It is another Wheaton in Norton, MA.  Goofy looking place that really  
needs an update.  Only 650 kids attending.

clay

On Aug 27, 2009, at 9:48 PM, Craig McCluskey wrote:

 On Thu, 27 Aug 2009 20:48:52 -0700 Redghost redgh...@comcast.net  
 wrote:

 Lots of the small colleges are running at $50k.  Amherst, Holy Cross,
 Tufts, Bowdion, Colby, middlebury, Providence, Brown, Renselear,
 Wheaton,

 As in Wheaton, Illinois? Or some other place?


 Craig


  
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Re: [MBZ] Just back from Boston

2009-08-29 Thread Mountain Man
Curt wrote:
She was very odd but one of her friends could suck the proverbial golf ball 
through 50 feet of garden hose...


You leave us with questions.
How would you know this bit about her?
mao

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Donald Snook
Wonko wrote: $50K?  I sure hope that was Harvard. You can get a private, tight 
teacher/student ratio small university in Iowa for only $35K, with lots of 
financial assistance.

I had $92,000 in student loans once I finished law school and took the bar 
exam.  Most of that was for Law school, but about $30,000 of it was from 
undergrad.  AND this is with fairly significant scholarships in law school.  
The cost of education (especially any kind of graduate school) is getting out 
of control.

Back in 2000, I was accepted to the University of Michigan Law School (one of 
the best in the country). After scholarships, the cost of Tuition was going to 
exceed $15,000 per year (regular rate back then was $30K per year). In grad 
school a student can only borrow $18,500 per year.  So, I would have to borrow 
that much just to cover tuition and have nothing to live on.

Needless to say, I didn't go to Michigan for law school. My student loan 
payment is about $750 a month (and that is consolidated at 1.9% interest on the 
extended plan).  I have friends who went to medical school who have $200,000 in 
student loans.   Even the new public service program for forgiveness of student 
loan debts requires years and years of payments.  I don't have an answer, but I 
know it's a problem.


Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread pm7088
Our Grand Daughter attend a Magnet High School. I was amazed at the intensity 
of their program. 
She is in the 2nd year at a Community College which is literally across the 
street from her home. Hopefully, her 3.97 average will help with graduate 
costs. 


-- 

Peter Arnold 

Windsor, CT 

- Original Message - 
From: LarryT l02tur...@comcast.net 
To: Mercedes Discussion List mercedes@okiebenz.com 
Sent: Friday, August 28, 2009 8:49:14 AM GMT -05:00 US/Canada Eastern 
Subject: Re: [MBZ] Just back from Boston 

Hi Donald - 
We lived near Princeton in the early 80s and our next door neighbors 
were a couple of professors who taught there. We had dinner with them one 
evening and started talking about the university and costs - they said it 
was around $18k-$20k per year. That was nearly 30 years ago! I shudder to 
think what it is today 

you wrote out of hand - yep, no argument there - 

obama could help the US by promoting the community college system and 
building them up (to reduce their trailer park image they do not deserve) 
and to help them reduce cost/fees. I was going to take a welding class (4 
credit hours) there but it was over $92 per credit. A little too rich for 
me at the moment. ;-) I just wanted to learn how to weld properly, not get 
a degree! 

LarryT 
91 300D 
. 
OilAnalysis Time? 
Looking for Weber Parts or Porsche Posters? 
www.youroil.net 
. 
- Original Message - 
From: Donald Snook dsn...@mtsqh.com 
To: Mercedes@okiebenz.com 
Sent: Friday, August 28, 2009 8:07 AM 
Subject: Re: [MBZ] Just back from Boston 


 Wonko wrote: $50K? I sure hope that was Harvard. You can get a private, 
 tight teacher/student ratio small university in Iowa for only $35K, with 
 lots of financial assistance. 
 
 I had $92,000 in student loans once I finished law school and took the bar 
 exam. Most of that was for Law school, but about $30,000 of it was from 
 undergrad. AND this is with fairly significant scholarships in law 
 school. The cost of education (especially any kind of graduate school) is 
 getting out of control. 
 
 Back in 2000, I was accepted to the University of Michigan Law School (one 
 of the best in the country). After scholarships, the cost of Tuition was 
 going to exceed $15,000 per year (regular rate back then was $30K per 
 year). In grad school a student can only borrow $18,500 per year. So, I 
 would have to borrow that much just to cover tuition and have nothing to 
 live on. 
 
 Needless to say, I didn't go to Michigan for law school. My student loan 
 payment is about $750 a month (and that is consolidated at 1.9% interest 
 on the extended plan). I have friends who went to medical school who have 
 $200,000 in student loans. Even the new public service program for 
 forgiveness of student loan debts requires years and years of payments. I 
 don't have an answer, but I know it's a problem. 
 
 
 Donald H. Snook 
 
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Re: [MBZ] Just back from Boston

2009-08-28 Thread LWB250
I had direct knowledge of the forgiveness program for teachers, and I can tell 
you that it sucks.  You have to work 5 continuous years in a particular area of 
teaching, such as science or special ed., and when it's all said and done you 
get a $17,000 credit against your loans.  If you fail to work continuously in 
the area(s) that qualify you for forgiveness, the clock starts over.

What I took exception to is when I was finishing up my education degree the 
college and school systems pitched this really hard, which I think is an 
ethical issue, as the odds are against you in my opinion.  Dangling a carrot 
like this in front of a bunch of tapped out 4th year college students with 
+$40k loans hanging over their heads is just wrong, IMHO.

In my cohort of 15 people, I only know of two who are even close to qualifying 
for this.  And they both still have 3 years to go to qualify.

I am pleased that Sallie Mae closed the loophole that allowed people to default 
on student loans, however.  Too many doctors and lawyers (present company 
excepted, of course) bailed on the system and left us taxpayers to settle their 
debts.

Dan (with a fairly good sized Stafford loan that should be paid off around the 
time I retire.

--- On Fri, 8/28/09, Donald Snook dsn...@mtsqh.com wrote:

 From: Donald Snook dsn...@mtsqh.com
 Subject: Re: [MBZ] Just back from Boston
 To: Mercedes@okiebenz.com Mercedes@okiebenz.com
 Date: Friday, August 28, 2009, 8:07 AM
 Wonko wrote: $50K?  I sure hope
 that was Harvard. You can get a private, tight
 teacher/student ratio small university in Iowa for only
 $35K, with lots of financial assistance.
 
 I had $92,000 in student loans once I finished law school
 and took the bar exam.  Most of that was for Law
 school, but about $30,000 of it was from undergrad. 
 AND this is with fairly significant scholarships in law
 school.  The cost of education (especially any kind of
 graduate school) is getting out of control.
 
 Back in 2000, I was accepted to the University of Michigan
 Law School (one of the best in the country). After
 scholarships, the cost of Tuition was going to exceed
 $15,000 per year (regular rate back then was $30K per year).
 In grad school a student can only borrow $18,500 per
 year.  So, I would have to borrow that much just to
 cover tuition and have nothing to live on.
 
 Needless to say, I didn't go to Michigan for law school. My
 student loan payment is about $750 a month (and that is
 consolidated at 1.9% interest on the extended plan).  I
 have friends who went to medical school who have $200,000 in
 student loans.   Even the new public service
 program for forgiveness of student loan debts requires years
 and years of payments.  I don't have an answer, but I
 know it's a problem.
 
 
 Donald H. Snook
 
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Re: [MBZ] Just back from Boston

2009-08-28 Thread LarryT

Hi Donald -
   We lived near Princeton in the early 80s and our next door neighbors 
were a couple of professors who taught there.  We had dinner with them one 
evening and started talking about the university and costs - they said it 
was around $18k-$20k per year.  That was nearly 30 years ago!  I shudder to 
think what it is today


you wrote out of hand - yep, no argument there -

obama could help the US by promoting the community college system and 
building them up (to reduce their trailer park image they do not deserve) 
and to help them reduce cost/fees.  I was going to take a welding class (4 
credit hours) there but it was over $92 per credit.  A little too rich for 
me at the moment.  ;-)  I just wanted to learn how to weld properly, not get 
a degree!


LarryT
91 300D
.
OilAnalysis Time?
Looking for Weber Parts or Porsche Posters?
www.youroil.net
.
- Original Message - 
From: Donald Snook dsn...@mtsqh.com

To: Mercedes@okiebenz.com
Sent: Friday, August 28, 2009 8:07 AM
Subject: Re: [MBZ] Just back from Boston


Wonko wrote: $50K?  I sure hope that was Harvard. You can get a private, 
tight teacher/student ratio small university in Iowa for only $35K, with 
lots of financial assistance.


I had $92,000 in student loans once I finished law school and took the bar 
exam.  Most of that was for Law school, but about $30,000 of it was from 
undergrad.  AND this is with fairly significant scholarships in law 
school.  The cost of education (especially any kind of graduate school) is 
getting out of control.


Back in 2000, I was accepted to the University of Michigan Law School (one 
of the best in the country). After scholarships, the cost of Tuition was 
going to exceed $15,000 per year (regular rate back then was $30K per 
year). In grad school a student can only borrow $18,500 per year.  So, I 
would have to borrow that much just to cover tuition and have nothing to 
live on.


Needless to say, I didn't go to Michigan for law school. My student loan 
payment is about $750 a month (and that is consolidated at 1.9% interest 
on the extended plan).  I have friends who went to medical school who have 
$200,000 in student loans.   Even the new public service program for 
forgiveness of student loan debts requires years and years of payments.  I 
don't have an answer, but I know it's a problem.



Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Jim Cathey

I guess it's been awhile now, but my student loan was $3600;
total cost of my college education (all-inclusive) was probably
about $10k.  (Tuition, books, room, board, pocket money.)
BSEE at a State school.

Look where it got me: here talking to _you_ all!  :-)

Listen to me bitch in about 10 years...

-- Jim



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Re: [MBZ] Just back from Boston

2009-08-28 Thread Michael Esh
My daughter just finished 7 years and has her Masters in Speech  
Pathology and a Teaching degree.  4 years at Albion, MI and two at  
Western Michigan.  She picked up a job in a public school in mid- 
Michigan within two months of graduation.  45,000 for 9 months of work  
and summers off.  Needless to say we are all very happy.

Mike

On Aug 27, 2009, at 9:58 PM, OK Don wrote:

The Brand Name private schools are at or pushing $50,000 per year  
now.
Having a daughter who just graduated witha Masters from Yale, and is  
still
job hunting, I have doubts about the return for your investment, at  
least in
the current economy. (At least she went on a scholarship - cost me  
very

little).

On Thu, Aug 27, 2009 at 7:44 PM, Wonko the Sane don.b...@gmail.com  
wrote:



$50K?  I sure hope that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only $35K, with  
lots of

financial assistance.

(Daughter just got her BA from one of them, and thank God she got the
degree
in just three years rather than dragging it out for four.)


--
OK Don
Pair of W124 300D 2.5 Turbos



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Re: [MBZ] Just back from Boston

2009-08-28 Thread Donald Snook
Larry wrote: We lived near Princeton in the early 80s and our next door 
neighbors
were a couple of professors who taught there. We had dinner with them one
evening and started talking about the university and costs - they said it
was around $18k-$20k per year. That was nearly 30 years ago! I shudder to
think what it is today

The one thing I have heard (and I think Dan's comments indicate this is true) 
is that if you can get into the top tier schools (Harvard, Princeton, Yale, and 
a few others), they have enough money that they will make sure you can afford 
it.  But, what about the other 99% of the people.  When I was applying to law 
schools, I studied the acceptance rates vs. applications at some of these top 
schools.  Yale was by far the most ridiculous. One year 6,000 students applied 
for less than 200 admitted.  Harvard was actually much better because they have 
significantly larger classes.

Here's an interesting bit of Trivia for you:

Harvard and Yale routinely are ranked as #1 or #2 in law schools.  Princeton, 
as you might imageine, is also almost always ranked in the top 5 among law 
schools.  But, here's the interesting part:  Princeton does not have a law 
school.  But, it is always highly ranked!

Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Mitch Haley

Donald Snook wrote:

they have enough money that they will make sure you can afford it.  


The ivy leaguers and MIT are like that. They call it generosity, but it's really 
just a legalized way of extracting the most $$$ possible from each individual 
student.


Take MIT for example. Let's say they bill $100k. Everybody either writes a check 
for $100k or submits detailed financial statements from which MIT leeches can 
calculate the maximum amount of blood to draw without killing the host organism. 
Once you find out exactly what you can extract from the victim, you determine 
how much money government and private sources are willing to give and or loan to 
him. Then you add it all up, and the resulting figure is the final bill after 
'internal grants'. Then you pretend that your 'no student left unfleeced' 
program is actually a charitable endeavor.


Mitch.


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Re: [MBZ] Just back from Boston

2009-08-28 Thread Rich Thomas
Hahvahd is way over-rated. Undergraduates get taught by grad students or 
lecturers, seldom see a real professor.  Besides that, you can do just 
as well just about anywhere else if you really want to. 

Disclosure:  I have close-to-direct experience with Hahvahd (wife spent 
some time there) and have many friends who went through the system, and 
I had some involvement there for a short while (it seemed longer).  I 
also have many very successful friends who did just as well with small 
colleges.


--R

Donald Snook wrote:

Larry wrote: We lived near Princeton in the early 80s and our next door 
neighbors
were a couple of professors who taught there. We had dinner with them one
evening and started talking about the university and costs - they said it
was around $18k-$20k per year. That was nearly 30 years ago! I shudder to
think what it is today

The one thing I have heard (and I think Dan's comments indicate this is true) 
is that if you can get into the top tier schools (Harvard, Princeton, Yale, and 
a few others), they have enough money that they will make sure you can afford 
it.  But, what about the other 99% of the people.  When I was applying to law 
schools, I studied the acceptance rates vs. applications at some of these top 
schools.  Yale was by far the most ridiculous. One year 6,000 students applied 
for less than 200 admitted.  Harvard was actually much better because they have 
significantly larger classes.

Here's an interesting bit of Trivia for you:

Harvard and Yale routinely are ranked as #1 or #2 in law schools.  Princeton, 
as you might imageine, is also almost always ranked in the top 5 among law 
schools.  But, here's the interesting part:  Princeton does not have a law 
school.  But, it is always highly ranked!

Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Mitch Haley

Mitch Haley wrote:

The ivy leaguers and MIT are like that. They call it generosity, but 
it's really just a legalized way of extracting the most $$$ possible 
from each individual student.


Lest you think I thought that up all on my own, I was paraphrasing something I 
read years ago by MIT professor Philip Greenspun:

http://philip.greenspun.com/school/tuition-free-mit.html

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Rich Thomas

I agree with that assessment, having experienced it.

--R

Mitch Haley wrote:

Mitch Haley wrote:

The ivy leaguers and MIT are like that. They call it generosity, but 
it's really just a legalized way of extracting the most $$$ possible 
from each individual student.


Lest you think I thought that up all on my own, I was paraphrasing 
something I read years ago by MIT professor Philip Greenspun:

http://philip.greenspun.com/school/tuition-free-mit.html

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Rusty Cullens
Georgia has a very good deal for teachers. My daughter had the HOPE 
scholarship for all 4 years of undergrad in Education, which means we paid 
only $500 a year for books, no room, board or tuition. Then for her Masters 
in Low-incidence Disabilities, she took out loans, knowing that if she 
signed a 3 year deal in GA the loans are paid by the state. The first 
payment isn't due until your 3rd year out of school, so if you complete your 
3 year deal you owe absolutely nothing. She will complete her 3rd year in 
May 2010. She is teaching at the same high school she graduated from and has 
3 students and 3 aides. Her students can barely function, but she will have 
them until they are 22 years old. Then the State kicks them out. Her kids 
are 16, 18 and 19, so she'll have them for some time. She adores all 3 of 
them.


Rusty Cullens
BuyMBparts, Inc.
Tel 1-800-741-5252
Fax   770-454-9745

- Original Message - 
From: LWB250 lwb...@yahoo.com

To: Mercedes Discussion List mercedes@okiebenz.com
Sent: Friday, August 28, 2009 8:55 AM
Subject: Re: [MBZ] Just back from Boston


I had direct knowledge of the forgiveness program for teachers, and I can 
tell you that it sucks.  You have to work 5 continuous years in a particular 
area of teaching, such as science or special ed., and when it's all said and 
done you get a $17,000 credit against your loans.  If you fail to work 
continuously in the area(s) that qualify you for forgiveness, the clock 
starts over.


What I took exception to is when I was finishing up my education degree the 
college and school systems pitched this really hard, which I think is an 
ethical issue, as the odds are against you in my opinion.  Dangling a carrot 
like this in front of a bunch of tapped out 4th year college students with 
+$40k loans hanging over their heads is just wrong, IMHO.


In my cohort of 15 people, I only know of two who are even close to 
qualifying for this.  And they both still have 3 years to go to qualify.


I am pleased that Sallie Mae closed the loophole that allowed people to 
default on student loans, however.  Too many doctors and lawyers (present 
company excepted, of course) bailed on the system and left us taxpayers to 
settle their debts.


Dan (with a fairly good sized Stafford loan that should be paid off around 
the time I retire.


--- On Fri, 8/28/09, Donald Snook dsn...@mtsqh.com wrote:


From: Donald Snook dsn...@mtsqh.com
Subject: Re: [MBZ] Just back from Boston
To: Mercedes@okiebenz.com Mercedes@okiebenz.com
Date: Friday, August 28, 2009, 8:07 AM
Wonko wrote: $50K? I sure hope
that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only
$35K, with lots of financial assistance.

I had $92,000 in student loans once I finished law school
and took the bar exam. Most of that was for Law
school, but about $30,000 of it was from undergrad.
AND this is with fairly significant scholarships in law
school. The cost of education (especially any kind of
graduate school) is getting out of control.

Back in 2000, I was accepted to the University of Michigan
Law School (one of the best in the country). After
scholarships, the cost of Tuition was going to exceed
$15,000 per year (regular rate back then was $30K per year).
In grad school a student can only borrow $18,500 per
year. So, I would have to borrow that much just to
cover tuition and have nothing to live on.

Needless to say, I didn't go to Michigan for law school. My
student loan payment is about $750 a month (and that is
consolidated at 1.9% interest on the extended plan). I
have friends who went to medical school who have $200,000 in
student loans. Even the new public service
program for forgiveness of student loan debts requires years
and years of payments. I don't have an answer, but I
know it's a problem.


Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Curt Raymond
Like Norton, MA...

I had a guy from the Wheaton, IL school (meaning he's a tech guy there) in 
class a couple weeks ago, we had a good laugh because when I first saw him on 
the roster I assumed the school here in MA. I dated a girl from the Wheaton 
College in MA back when I was in highschool...

-Curt

Date: Thu, 27 Aug 2009 22:48:01 -0600
From: Craig McCluskey diese...@pisquared.net
Subject: Re: [MBZ] Just back from Boston
To: Mercedes Discussion List mercedes@okiebenz.com
Message-ID: 20090827224801.124d55d3.diese...@pisquared.net
Content-Type: text/plain; charset=US-ASCII

On Thu, 27 Aug 2009 20:48:52 -0700 Redghost redgh...@comcast.net wrote:

 Lots of the small colleges are running at $50k.  Amherst, Holy Cross,  
 Tufts, Bowdion, Colby, middlebury, Providence, Brown, Renselear,  
 Wheaton,

As in Wheaton, Illinois? Or some other place?


Craig


  
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Re: [MBZ] Just back from Boston

2009-08-28 Thread Curt Raymond
And to think I graduated in '99 with only $20k in loans...

Fitchburg State College, Fitchburg, MA.
A guy I work with went to Emerson and at one point was making fun of Fitchburg 
until I pointed out that we essentially had the same job and made about the 
same money but I paid 1/3 the price. I rubbed his nose in it hardcore when I 
paid off my loans 5 years early and he still had 5 years to go...

-Curt

Date: Fri, 28 Aug 2009 07:07:26 -0500
From: Donald Snook dsn...@mtsqh.com
Subject: Re: [MBZ] Just back from Boston
To: Mercedes@okiebenz.com Mercedes@okiebenz.com
Message-ID:
    a0121bfa28702c4fa69fc5d9ceb56d084a471a7...@mtsqhexc2.mtsqh.com
Content-Type: text/plain; charset=us-ascii

Wonko
wrote: $50K?  I sure hope that was Harvard. You can get a private,
tight teacher/student ratio small university in Iowa for only $35K,
with lots of financial assistance.

I had $92,000 in student
loans once I finished law school and took the bar exam.  Most of that
was for Law school, but about $30,000 of it was from undergrad.  AND
this is with fairly significant scholarships in law school.  The cost
of education (especially any kind of graduate school) is getting out of
control.

Back in 2000, I was accepted to the University of
Michigan Law School (one of the best in the country). After
scholarships, the cost of Tuition was going to exceed $15,000 per year
(regular rate back then was $30K per year). In grad school a student
can only borrow $18,500 per year.  So, I would have to borrow that much
just to cover tuition and have nothing to live on.

Needless to
say, I didn't go to Michigan for law school. My student loan payment is
about $750 a month (and that is consolidated at 1.9% interest on the
extended plan).  I have friends who went to medical school who have
$200,000 in student loans.   Even the new public service program for
forgiveness of student loan debts requires years and years of
payments.  I don't have an answer, but I know it's a problem.


Donald H. Snook


  
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Re: [MBZ] Just back from Boston

2009-08-28 Thread LWB250
That reminds me of the FAFSA...

I can remember when I first filled mine out - I was working part time when I 
was a stay-at-home Dad making about $15k/year.  When I filled out the FAFSA 
they said I had $4k disposable income that could be applied to college costs, 
so therefore, I was not eligible for any sort of financial aid.

Must be the same sort of math...

Dan



--- On Fri, 8/28/09, Mitch Haley m...@voyager.net wrote:

 From: Mitch Haley m...@voyager.net
 Subject: Re: [MBZ] Just back from Boston
 To: Mercedes Discussion List mercedes@okiebenz.com
 Date: Friday, August 28, 2009, 9:53 AM
 Donald Snook wrote:
 
  they have enough money that they will make sure you
 can afford it.  
 
 The ivy leaguers and MIT are like that. They call it
 generosity, but it's really just a legalized way of
 extracting the most $$$ possible from each individual
 student.
 
 Take MIT for example. Let's say they bill $100k. Everybody
 either writes a check for $100k or submits detailed
 financial statements from which MIT leeches can calculate
 the maximum amount of blood to draw without killing the host
 organism. Once you find out exactly what you can extract
 from the victim, you determine how much money government and
 private sources are willing to give and or loan to him. Then
 you add it all up, and the resulting figure is the final
 bill after 'internal grants'. Then you pretend that your 'no
 student left unfleeced' program is actually a charitable
 endeavor.
 
 Mitch.
 
 
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Re: [MBZ] Just back from Boston

2009-08-28 Thread LWB250
Good points, Rusty - I forgot about the deferment.  As long as you work in the 
area of instruction, your loan payments are deferred until you hit the end of 
the time period.  The big difference is whether or not your loans are 
subsidized or unsubsidized.  If they're unsubsidized, the interest continues to 
accrue during the deferment period, I believe.

Florida has a similar program as HOPE called Bright Futures.  It kicked ass, 
as all you had to do was have a 3.0 GPA or better and you qualified.  If you 
had a 3.0-3.4 you got 75% tuition reimbursement at any state school, 3.5 and 
above you got 100%.  Only thing it didn't cover was books.

And I used to listen to these kids in my cohort bitch about paying for 
books.

On an aside, we had a grant that covered a couple of classes plus a nice 
stipend on top.  We had to agree to teach in a Title 1 school for two years in 
our first five years of teaching.  They never had us sign the contracts, so in 
about three more years it will be interesting to see if they try and collect.

Dan

--- On Fri, 8/28/09, Rusty Cullens ru...@buymbparts.com wrote:

 From: Rusty Cullens ru...@buymbparts.com
 Subject: Re: [MBZ] Just back from Boston
 To: Mercedes Discussion List mercedes@okiebenz.com
 Date: Friday, August 28, 2009, 10:39 AM
 Georgia has a very good deal for
 teachers. My daughter had the HOPE scholarship for all 4
 years of undergrad in Education, which means we paid only
 $500 a year for books, no room, board or tuition. Then for
 her Masters in Low-incidence Disabilities, she took out
 loans, knowing that if she signed a 3 year deal in GA the
 loans are paid by the state. The first payment isn't due
 until your 3rd year out of school, so if you complete your 3
 year deal you owe absolutely nothing. She will complete her
 3rd year in May 2010. She is teaching at the same high
 school she graduated from and has 3 students and 3 aides.
 Her students can barely function, but she will have them
 until they are 22 years old. Then the State kicks them out.
 Her kids are 16, 18 and 19, so she'll have them for some
 time. She adores all 3 of them.
 
 Rusty Cullens
 BuyMBparts, Inc.
 Tel 1-800-741-5252
 Fax   770-454-9745
 
 - Original Message - From: LWB250 lwb...@yahoo.com
 To: Mercedes Discussion List mercedes@okiebenz.com
 Sent: Friday, August 28, 2009 8:55 AM
 Subject: Re: [MBZ] Just back from Boston
 
 
 I had direct knowledge of the forgiveness program for
 teachers, and I can tell you that it sucks.  You have
 to work 5 continuous years in a particular area of teaching,
 such as science or special ed., and when it's all said and
 done you get a $17,000 credit against your loans.  If
 you fail to work continuously in the area(s) that qualify
 you for forgiveness, the clock starts over.
 
 What I took exception to is when I was finishing up my
 education degree the college and school systems pitched this
 really hard, which I think is an ethical issue, as the odds
 are against you in my opinion.  Dangling a carrot like
 this in front of a bunch of tapped out 4th year college
 students with +$40k loans hanging over their heads is just
 wrong, IMHO.
 
 In my cohort of 15 people, I only know of two who are even
 close to qualifying for this.  And they both still have
 3 years to go to qualify.
 
 I am pleased that Sallie Mae closed the loophole that
 allowed people to default on student loans, however. 
 Too many doctors and lawyers (present company excepted, of
 course) bailed on the system and left us taxpayers to settle
 their debts.
 
 Dan (with a fairly good sized Stafford loan that should be
 paid off around the time I retire.
 
 --- On Fri, 8/28/09, Donald Snook dsn...@mtsqh.com
 wrote:
 
  From: Donald Snook dsn...@mtsqh.com
  Subject: Re: [MBZ] Just back from Boston
  To: Mercedes@okiebenz.com
 Mercedes@okiebenz.com
  Date: Friday, August 28, 2009, 8:07 AM
  Wonko wrote: $50K? I sure hope
  that was Harvard. You can get a private, tight
  teacher/student ratio small university in Iowa for
 only
  $35K, with lots of financial assistance.
  
  I had $92,000 in student loans once I finished law
 school
  and took the bar exam. Most of that was for Law
  school, but about $30,000 of it was from undergrad.
  AND this is with fairly significant scholarships in
 law
  school. The cost of education (especially any kind of
  graduate school) is getting out of control.
  
  Back in 2000, I was accepted to the University of
 Michigan
  Law School (one of the best in the country). After
  scholarships, the cost of Tuition was going to exceed
  $15,000 per year (regular rate back then was $30K per
 year).
  In grad school a student can only borrow $18,500 per
  year. So, I would have to borrow that much just to
  cover tuition and have nothing to live on.
  
  Needless to say, I didn't go to Michigan for law
 school. My
  student loan payment is about $750 a month (and that
 is
  consolidated at 1.9% interest on the extended plan).
 I
  have friends who

Re: [MBZ] Just back from Boston

2009-08-28 Thread andrew strasfogel
That is a half truth, at best.  In my time, every course featured lectures
by the prof himself (no women profs then).  The grad students who taught the
sections were quite bright, so I had no complaint with the classroom work
either.  That being said, you can get a fundamentally equivalent education
at almost any large, credentialed institution.
On Fri, Aug 28, 2009 at 9:54 AM, Rich Thomas 
richthomas79td...@constructivity.net wrote:

 Hahvahd is way over-rated. Undergraduates get taught by grad students or
 lecturers, seldom see a real professor.  Besides that, you can do just as
 well just about anywhere else if you really want to.
 Disclosure:  I have close-to-direct experience with Hahvahd (wife spent
 some time there) and have many friends who went through the system, and I
 had some involvement there for a short while (it seemed longer).  I also
 have many very successful friends who did just as well with small colleges.

 --R


 Donald Snook wrote:

 Larry wrote: We lived near Princeton in the early 80s and our next door
 neighbors
 were a couple of professors who taught there. We had dinner with them one
 evening and started talking about the university and costs - they said it
 was around $18k-$20k per year. That was nearly 30 years ago! I shudder to
 think what it is today

 The one thing I have heard (and I think Dan's comments indicate this is
 true) is that if you can get into the top tier schools (Harvard, Princeton,
 Yale, and a few others), they have enough money that they will make sure you
 can afford it.  But, what about the other 99% of the people.  When I was
 applying to law schools, I studied the acceptance rates vs. applications at
 some of these top schools.  Yale was by far the most ridiculous. One year
 6,000 students applied for less than 200 admitted.  Harvard was actually
 much better because they have significantly larger classes.

 Here's an interesting bit of Trivia for you:

 Harvard and Yale routinely are ranked as #1 or #2 in law schools.
  Princeton, as you might imageine, is also almost always ranked in the top 5
 among law schools.  But, here's the interesting part:  Princeton does not
 have a law school.  But, it is always highly ranked!

 Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread OK Don
Same here - repeated three times - once per daughter (I'm a slow learner).

On Fri, Aug 28, 2009 at 9:35 AM, Rich Thomas 
richthomas79td...@constructivity.net wrote:

 I agree with that assessment, having experienced it.

 --R


 Mitch Haley wrote:

 Mitch Haley wrote:

 The ivy leaguers and MIT are like that. They call it generosity, but it's
 really just a legalized way of extracting the most $$$ possible from each
 individual student.


 Lest you think I thought that up all on my own, I was paraphrasing
 something I read years ago by MIT professor Philip Greenspun:
 --
 OK Don
 Pair of W124 300D 2.5 Turbos


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Re: [MBZ] Just back from Boston

2009-08-28 Thread Rich Thomas
Well, things might have changed.  And the women don't get involved in 
math and science you know


--R

andrew strasfogel wrote:

That is a half truth, at best.  In my time, every course featured lectures
by the prof himself (no women profs then).  The grad students who taught the
sections were quite bright, so I had no complaint with the classroom work
either.  That being said, you can get a fundamentally equivalent education
at almost any large, credentialed institution.
On Fri, Aug 28, 2009 at 9:54 AM, Rich Thomas 
richthomas79td...@constructivity.net wrote:

  

Hahvahd is way over-rated. Undergraduates get taught by grad students or
lecturers, seldom see a real professor.  Besides that, you can do just as
well just about anywhere else if you really want to.
Disclosure:  I have close-to-direct experience with Hahvahd (wife spent
some time there) and have many friends who went through the system, and I
had some involvement there for a short while (it seemed longer).  I also
have many very successful friends who did just as well with small colleges.

--R


Donald Snook wrote:



Larry wrote: We lived near Princeton in the early 80s and our next door
neighbors
were a couple of professors who taught there. We had dinner with them one
evening and started talking about the university and costs - they said it
was around $18k-$20k per year. That was nearly 30 years ago! I shudder to
think what it is today

The one thing I have heard (and I think Dan's comments indicate this is
true) is that if you can get into the top tier schools (Harvard, Princeton,
Yale, and a few others), they have enough money that they will make sure you
can afford it.  But, what about the other 99% of the people.  When I was
applying to law schools, I studied the acceptance rates vs. applications at
some of these top schools.  Yale was by far the most ridiculous. One year
6,000 students applied for less than 200 admitted.  Harvard was actually
much better because they have significantly larger classes.

Here's an interesting bit of Trivia for you:

Harvard and Yale routinely are ranked as #1 or #2 in law schools.
 Princeton, as you might imageine, is also almost always ranked in the top 5
among law schools.  But, here's the interesting part:  Princeton does not
have a law school.  But, it is always highly ranked!

Donald H. Snook

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Peter T. Arnold



andrew strasfogel wrote:

SNIP



That being said, you can get a fundamentally equivalent education
at almost any large, credentialed institution.
Exactly!  You attend to a prestigious College and exit a dummy.  You can 
attend a small accredited school and extract a very good education, go 
to work for an enlightened organization that will assist you with you 
graduate work and give you life experiance which will fill the gaps.



--
Pete Arnold

My Mind Not Only Wanders, Sometimes it Leaves Completely!

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Allan Streib
Rich Thomas richthomas79td...@constructivity.net writes:

 Hahvahd is way over-rated. Undergraduates get taught by grad students
 or lecturers, seldom see a real professor.  Besides that, you can do
 just as well just about anywhere else if you really want to.

You go to a school like Harvard at least as much for developing a
network with the other people there as you do for the education.  Maybe
more so.

Allan
-- 
1983 300D

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Re: [MBZ] Just back from Boston

2009-08-28 Thread Rich Thomas

True enough, depending on what you want to do I guess.

--R

Allan Streib wrote:

Rich Thomas richthomas79td...@constructivity.net writes:

  

Hahvahd is way over-rated. Undergraduates get taught by grad students
or lecturers, seldom see a real professor.  Besides that, you can do
just as well just about anywhere else if you really want to.



You go to a school like Harvard at least as much for developing a
network with the other people there as you do for the education.  Maybe
more so.

Allan
  

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Re: [MBZ] Just back from Boston

2009-08-27 Thread Wonko the Sane
$50K?  I sure hope that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only $35K, with lots of
financial assistance.

(Daughter just got her BA from one of them, and thank God she got the degree
in just three years rather than dragging it out for four.)

On Tue, Aug 25, 2009 at 1:06 AM, Redghost redgh...@comcast.net wrote:

 Was out east looking at schools for oldest son.  Not really enthused about
 $50k per annum for edjumakation.  Marine Corps will do right by him.  SWMBA
 was not happy that I was cruising CL looking for a ride back home... HATE TO
 FLY.

 Well I found out why there are so many institutions of higher education in
 the area.  No local forms of intelligent life.  They all sound like
 harridans, goombas or dirty cops.




 --
 Clay
 Seattle Bioburner

 1972 220D - Gump
 1995 E300D - Cleo
 1987 300SDL - POS - DOA
 The FSM would drive a Diesel Benz


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-- 
The young officer thought it very odd that his captain seemed to trust and
confide in his chiefs more than his wardroom, but mustang officers had their
own ways.
-- Tom Clancy, Clear and Present Danger.
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Re: [MBZ] Just back from Boston

2009-08-27 Thread OK Don
The Brand Name private schools are at or pushing $50,000 per year now.
Having a daughter who just graduated witha Masters from Yale, and is still
job hunting, I have doubts about the return for your investment, at least in
the current economy. (At least she went on a scholarship - cost me very
little).

On Thu, Aug 27, 2009 at 7:44 PM, Wonko the Sane don.b...@gmail.com wrote:

 $50K?  I sure hope that was Harvard. You can get a private, tight
 teacher/student ratio small university in Iowa for only $35K, with lots of
 financial assistance.

 (Daughter just got her BA from one of them, and thank God she got the
 degree
 in just three years rather than dragging it out for four.)


 --
 OK Don
 Pair of W124 300D 2.5 Turbos


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Re: [MBZ] Just back from Boston

2009-08-27 Thread Redghost
Lots of the small colleges are running at $50k.  Amherst, Holy Cross,  
Tufts, Bowdion, Colby, middlebury, Providence, Brown, Renselear,  
Wheaton, Bennington, and a few more that we just crossed off the list  
and are gone from my mind


clay

On Aug 27, 2009, at 5:44 PM, Wonko the Sane wrote:


$50K?  I sure hope that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only $35K, with  
lots of

financial assistance.

(Daughter just got her BA from one of them, and thank God she got  
the degree

in just three years rather than dragging it out for four.)

On Tue, Aug 25, 2009 at 1:06 AM, Redghost redgh...@comcast.net  
wrote:


Was out east looking at schools for oldest son.  Not really  
enthused about
$50k per annum for edjumakation.  Marine Corps will do right by  
him.  SWMBA
was not happy that I was cruising CL looking for a ride back  
home... HATE TO

FLY.

Well I found out why there are so many institutions of higher  
education in

the area.  No local forms of intelligent life.  They all sound like
harridans, goombas or dirty cops.




--
Clay
Seattle Bioburner

1972 220D - Gump
1995 E300D - Cleo
1987 300SDL - POS - DOA
The FSM would drive a Diesel Benz


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--
The young officer thought it very odd that his captain seemed to  
trust and
confide in his chiefs more than his wardroom, but mustang officers  
had their

own ways.
-- Tom Clancy, Clear and Present Danger.
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Re: [MBZ] Just back from Boston

2009-08-27 Thread Redghost
Guidance staff figured the boy would fit well in these schools.  He is  
not interested in local schools or nice ones below 45 degrees  
latitude.  Sun seems to be too much for him.  I say University of St.  
Petersburg or the Lenin school of larger schooling


clay

On Aug 27, 2009, at 6:58 PM, OK Don wrote:

The Brand Name private schools are at or pushing $50,000 per year  
now.
Having a daughter who just graduated witha Masters from Yale, and is  
still
job hunting, I have doubts about the return for your investment, at  
least in
the current economy. (At least she went on a scholarship - cost me  
very

little).

On Thu, Aug 27, 2009 at 7:44 PM, Wonko the Sane don.b...@gmail.com  
wrote:



$50K?  I sure hope that was Harvard. You can get a private, tight
teacher/student ratio small university in Iowa for only $35K, with  
lots of

financial assistance.

(Daughter just got her BA from one of them, and thank God she got the
degree
in just three years rather than dragging it out for four.)


--
OK Don
Pair of W124 300D 2.5 Turbos



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Re: [MBZ] Just back from Boston

2009-08-27 Thread Craig McCluskey
On Thu, 27 Aug 2009 20:48:52 -0700 Redghost redgh...@comcast.net wrote:

 Lots of the small colleges are running at $50k.  Amherst, Holy Cross,  
 Tufts, Bowdion, Colby, middlebury, Providence, Brown, Renselear,  
 Wheaton,

As in Wheaton, Illinois? Or some other place?


Craig

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Re: [MBZ] Just back from Boston

2009-08-25 Thread Curt Raymond
And you didn't stop in?

I'd have made you a heckuva deal on my 240D...

-Curt

Date: Mon, 24 Aug 2009 23:06:08 -0700
From: Redghost redgh...@comcast.net
Subject: [MBZ] Just back from Boston
To: Mercedes Discussion List mercedes@okiebenz.com,    Banned List
    ban...@okiebenz.com
Message-ID: 443eb94b-c9ee-4960-b13d-a2125a38d...@comcast.net
Content-Type: text/plain; charset=US-ASCII; format=flowed; delsp=yes

Was out east looking at schools for oldest son.  Not really enthused  
about $50k per annum for edjumakation.  Marine Corps will do right by  
him.  SWMBA was not happy that I was cruising CL looking for a ride  
back home... HATE TO FLY.

Well I found out why there are so many institutions of higher  
education in the area.  No local forms of intelligent life.  They all  
sound like harridans, goombas or dirty cops.




--
Clay
Seattle Bioburner

1972 220D - Gump
1995 E300D - Cleo
1987 300SDL - POS - DOA
The FSM would drive a Diesel Benz

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Re: [MBZ] Just back from Boston

2009-08-25 Thread Redghost
I would have, but SWMBA took her laptop so she could be in contact  
with work.  Kids got ahold of it, played interweb games and borked  
it.  She went in to work this morning, gave IT fellow the dead one and  
picked up a new toy.


I had to scam time on the macbooks at the Apple store while she  
wandered town.  Would have needed to figure out where in creation most  
of the cars I found were and which train takes me there.


clay

On Aug 25, 2009, at 5:30 AM, Curt Raymond wrote:


And you didn't stop in?

I'd have made you a heckuva deal on my 240D...

-Curt

Date: Mon, 24 Aug 2009 23:06:08 -0700
From: Redghost redgh...@comcast.net
Subject: [MBZ] Just back from Boston
To: Mercedes Discussion List mercedes@okiebenz.com,Banned List
ban...@okiebenz.com
Message-ID: 443eb94b-c9ee-4960-b13d-a2125a38d...@comcast.net
Content-Type: text/plain; charset=US-ASCII; format=flowed; delsp=yes

Was out east looking at schools for oldest son.  Not really enthused
about $50k per annum for edjumakation.  Marine Corps will do right by
him.  SWMBA was not happy that I was cruising CL looking for a ride
back home... HATE TO FLY.

Well I found out why there are so many institutions of higher
education in the area.  No local forms of intelligent life.  They all
sound like harridans, goombas or dirty cops.




--
Clay
Seattle Bioburner

1972 220D - Gump
1995 E300D - Cleo
1987 300SDL - POS - DOA
The FSM would drive a Diesel Benz

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