[No Thirst Software] Re: how to view total (balance and reconciled balance) for all accounts
Hi Kevin- Thanks for the tip. It does not seem to work for me, though. The sum given, as well as the figure for the reconciled sum, is some astronomical numbers, which do not match each other, so perhaps that is the total outflows from all accounts since the beginning? It does have a bucket balance figure which is correct. When I click on an individual account without clicking the transactions, the balance given at the bottom of the screen appears to be correct, but the reconciled balance is once again a large negative number, which appears to be the entire outflows from that account. Any ideas on what this is about? Anita On Thu, May 28, 2009 at 11:40 PM, Kevin Hoctor ke...@nothirst.com wrote: On May 28, 2009, at 10:45 PM, ckyr wrote: Is it possible to view the total balance (reconciled and not) for all my accounts? Yes. The quickest way is to click the Accounts title above the accounts list to select all accounts and then click the Transactions title next to it to select all the transactions. A sum will appear at the bottom of the main window. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: how to view total (balance and reconciled balance) for all accounts
WRT the totals at the bottom of the screen: The daily balances are correct. The buckets balance is correct. The reconciled balance is wrong, and appears to be the total deductions from the account. Anita On Sat, May 30, 2009 at 6:07 PM, Kevin Hoctor ke...@nothirst.com wrote: On May 30, 2009, at 5:52 PM, cardigrl wrote: Yes, they are all reconciled. No, those FAQs were not helpful. I'm not sure we are talking about the same thing. When I select everything as you described above (for finding the balance for all transactions, reconciled or not), it gives me a sum that does match my accounts if I manually add them up. The reconciled balance shown on the bottom of the screen also seems to be correct for all accounts other than checking. But for my checking account, while the reconciled amount shown in the reconcile accounts pane is correct and matches the bank statement, it *never* shows me the correct amount for reconciled balance at the bottom of the screen. The amount shown as the reconciled balance on appears to be the total checks and other withdrawals from my checking account, with no addition for the deposits (which are checked when I do the monthly account balancing). Anita, The reason I sent you those FAQs is that it's possible to have all your statements reconciled but your bank balance is still wrong. This happens when the difference between two dates is correct but the starting balance on the account registry is wrong. If you select the last reconciled transaction in your list for your checking account, does the end of day balance (shown at the bottom of the window) match your end of day balance for that account as shown on your bank website? If not, select the first one and see if that matches your bank's website for an end of day. By selecting different dates of transactions, you can narrow down where the problem might be in your registry. This technique is the one in the bottom steps of the What is reconciling an account and how do I do it? FAQ. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: What is the purpose of a Transfer
Thank you! That is clear. Unfortunately, I am still have a couple of questions. For example: My checking account balance is currently $ 163.25. When I click on that account, Moneywell tells me the 3/30/09 balance is $163.25; the reconciled balance is ($16,951.15); and the buckets balance is $2,424.98, a number that I can't for the life of me figure out how it calculates. As near as I can tell, what it reports as the reconciled balance is the total withdrawals from the last statement I reconciled. It has nothing to do with the actual reconciled balance from that bank statement or anything else. The groceries bucket is currently showing a negative 7.07, yet I *know* that I spent more than that over budget (unfortunately). When I clicked on the bucket to try and see what transactions it has, it showed me just the transactions from whichever account is selected (for example, checking or Amex, which I use when buying groceries out of town). Is there a way to look at all the transactions for a bucket, regardless of which account the money came from? Lynne On Tue, Mar 31, 2009 at 10:13 PM, Kevin Hoctor ke...@nothirst.com wrote: On Mar 31, 2009, at 9:47 PM, cardigrl wrote: When you use the debt repayment bucket, do you use that for the entire amount of the payment, or just the interest? In other words, I'm paying down a credit card. I need to plan for the entire monthly payment, so that's what I assign to the debt repayment bucket. But what do you do with the interest charges? Do you track those somewhere other than as an increase in the credit card account not assigned to a bucket? If I assign those to the debt repayment bucket, it seems I would be counting that twice because it's included in the monthly payment. Does that question make any sense? Hi Lynne, You don't need to track the interest separate from the payment since a credit card is charging you interest on interest. Trying to break those values out isn't helping your cash flow management. Pay down your credit card balance and work to eliminate them as a means of paying any expenses as quickly as you can and that will help reduce the interest you are paying. As for the bucket assignment, the goal is to set aside money to pay off your debt so you'd give the Debt Repayment bucket a planned amount, allocate income to it, and then pay your credit card with that payment assigning the whole withdrawal transaction to that bucket. If this isn't clear, please let me know. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: What is the purpose of a Transfer
When you use the debt repayment bucket, do you use that for the entire amount of the payment, or just the interest? In other words, I'm paying down a credit card. I need to plan for the entire monthly payment, so that's what I assign to the debt repayment bucket. But what do you do with the interest charges? Do you track those somewhere other than as an increase in the credit card account not assigned to a bucket? If I assign those to the debt repayment bucket, it seems I would be counting that twice because it's included in the monthly payment. Does that question make any sense? Thanks, Lynne You only want to assign the spending of your cash once. Past debt is filled with new interest charges so those are all unaccounted for and that's why I suggest using a Debt Repayment bucket. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com ] --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] more newbie questions
Hi- Is there a way to modify the central panel that shows a particular account so that we can see a running balance? I understand the accounts panel on the upper left is *supposed* to show us the current balance, but I need a way to check the daily balance. So, for example, I can see what I show as the checking account balance on March 18? Right now, there seems to be no way to do that other than with pen, paper and a calculator. Also, some of my payments are not showing up in the appropriate account. So, for example, I put in a payment from checking to Amex today. The checking account shows a deduction for that amount, and the transaction detail shows a withdrawal for the amount. I left the bucket blank (per the tutorial on credit cards), the status is open, and under matching, it says from Checking to Amex. But when I click on the Amex account bucket, there is no payment. When I go back to checking, it still shows it with all the options described. But when I click on the show matching button, it switches to the Amex account, but the transaction is not there. Any ideas? Thanks, Lynne --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: more newbie questions
Thank you! On Sun, Mar 22, 2009 at 3:18 PM, Tannie ta...@heteindigtmet.com wrote: On Mar 22, 8:47 pm, cardigrl cardi...@gmail.com wrote: Hi- Is there a way to modify the central panel that shows a particular account so that we can see a running balance? I understand the accounts panel on the upper left is *supposed* to show us the current balance, but I need a way to check the daily balance. So, for example, I can see what I show as the checking account balance on March 18? Right now, there seems to be no way to do that other than with pen, paper and a calculator. Also, some of my payments are not showing up in the appropriate account. So, for example, I put in a payment from checking to Amex today. The checking account shows a deduction for that amount, and the transaction detail shows a withdrawal for the amount. I left the bucket blank (per the tutorial on credit cards), the status is open, and under matching, it says from Checking to Amex. But when I click on the Amex account bucket, there is no payment. When I go back to checking, it still shows it with all the options described. But when I click on the show matching button, it switches to the Amex account, but the transaction is not there. Any ideas? Thanks, Lynne Don't know about the second, but the first is easy: - select your account on the left - select a transaction for the day you want to check. Check the bottom of the window below the graph, it'll say the number of transactions and then the date followed by the balance (and also bucket balance and reconciled balance, but you want the first). Cheers, Tanja --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: more newbie questions
Except, actually, that does not work at all. For example, I just reconciled one account from my account statement. It claimed it reconciled. Yet, the amount it shows at the bottom of the screen does not match either the amount on the printed statement, nor the amount shown on the bucket in the accounts list. So the program has 3 different figures for the balance on one day. And how can it show that it's reconciled when the reconciled balance on the bottom of the screen does not match the ending balance on the reconciliation screen? On Sun, Mar 22, 2009 at 7:37 PM, cardigrl cardi...@gmail.com wrote: Thank you! On Sun, Mar 22, 2009 at 3:18 PM, Tannie ta...@heteindigtmet.com wrote: On Mar 22, 8:47 pm, cardigrl cardi...@gmail.com wrote: Hi- Is there a way to modify the central panel that shows a particular account so that we can see a running balance? I understand the accounts panel on the upper left is *supposed* to show us the current balance, but I need a way to check the daily balance. So, for example, I can see what I show as the checking account balance on March 18? Right now, there seems to be no way to do that other than with pen, paper and a calculator. Also, some of my payments are not showing up in the appropriate account. So, for example, I put in a payment from checking to Amex today. The checking account shows a deduction for that amount, and the transaction detail shows a withdrawal for the amount. I left the bucket blank (per the tutorial on credit cards), the status is open, and under matching, it says from Checking to Amex. But when I click on the Amex account bucket, there is no payment. When I go back to checking, it still shows it with all the options described. But when I click on the show matching button, it switches to the Amex account, but the transaction is not there. Any ideas? Thanks, Lynne Don't know about the second, but the first is easy: - select your account on the left - select a transaction for the day you want to check. Check the bottom of the window below the graph, it'll say the number of transactions and then the date followed by the balance (and also bucket balance and reconciled balance, but you want the first). Cheers, Tanja --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: more newbie questions
Yes, but the problem is that the balances don't match INSIDE the program, and I just got an overdraft notice from my bank when (according to Moneywell) I've still got plenty of money left. So it's pretty important to me to figure out where our daily balances don't jibe. And I can't even get the three balances Moneywell gives me to match with each other, let alone with the bank's. On Sun, Mar 22, 2009 at 8:52 PM, Patrick Burleson pburle...@gmail.comwrote: On Mar 22, 2009, at 8:38 PM, cardigrl wrote: Except, actually, that does not work at all. For example, I just reconciled one account from my account statement. It claimed it reconciled. Yet, the amount it shows at the bottom of the screen does not match either the amount on the printed statement, nor the amount shown on the bucket in the accounts list. So the program has 3 different figures for the balance on one day. And how can it show that it's reconciled when the reconciled balance on the bottom of the screen does not match the ending balance on the reconciliation screen? This subject has come up a lot on the forum and I believe Kevin's basic response is that intra-day balance doesn't matter, at least not to your bank. (Kevin is the developer of MoneyWell) The notion of a running balance is a holdover from our checkbooks. Part of the problem I think for your specific situation is that MoneyWell probably doesn't have your transactions in the same order as your statement. I too wanted a running balance, but decided to give things a try not rely on it. All I do now is focus on my reconciled balance. It's the only balance that matters when I'm comparing to my bank's balance after each transaction. (Yes, they have a running balance, but really, they only care about close of business) The things I check are bucket balance, reconciled balance, and account balance. Your bucket balance should match the sum of the account balances that make up your buckets minus any transactions that are not assigned to a bucket. And the reconciled balance for a day should match with your bank at the end of that day as well. Just my $.02 Patrick --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Help! This is so not working.
Now I'm even more confused! It won't show the March inflow into the buckets, except in the right-hand panel. When I open the app, it shows the Feb buckets. It won't show ANY inflow into any buckets from March in the buckets, although the panel on the right-hand side shows there were inflows from allocating the salary. When I click on the background of the graph, at first it shows nothing in the buckets. After clicking on the background repeatedly, it now shows an amount in the Automobile bucket that is $ 13.45 less than the total inflows from Feb and March minus the total outflows. But the little arrow that shows the date tracking was supposed to start is still on March. And it's now doing something strange with allocating income where, instead of allocating the amount I tell it to do, it puts in half of what it put in last time. Lynne Hi Lynne, When you filter your buckets to a specific month, it shows the transactions total in each bucket instead of your cash flow. Simply click the background of the graph to get the cash flow view back. I am running OS X 10.5.6 and Monewell 1.4.2. You actually should be running 1.4.3. Use the MoneyWell Check for Updates… command to get the latest version please. Does anyone know what causes this? It's frustrating, because it is really defeating the purpose of the app. Let me know if this is still confusing. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
