Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread der.hans

Am 17. Aug, 2010 schwätzte JD Austin so:


I'm not sure how good the coverage is but Arizona Small Business Association
has a group plan you could participate in.
Here is a link to find out more:
http://www.asbbenefits.com/asbb.html


Did not know about this. Would have been useful info for me earlier in the
year :). Thanks for the link as it might be useful next year!

A word of caution, though. Make sure it really is a group plan. I did
investigate several insurance via several professional groups options. It
turns out, they were all individual plans that were available via a
business relationship with the professional association.

I ended up going with one where there was a small discount versus walking
in off the street. There is no group coverage, so barring protections in
the new law, if I have a medical emergency insurance will suddenly get
very expensive.

The plan is overall not too expensive. More than at the last employer, but
far less than COBRA was once I left the employer.

It's good enough that I stuck with it rather than switching to $employer
insurance once I was elligible.

ciao,

der.hans
--
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Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread der.hans

Am 28. Aug, 2010 schwätzte Steve Holmes so:

moin moin,


Sorry for the politics, but I think we need a good strong single payer
system like they have in Germany; I always heard that their system was
quite excellent.


I was quite happy with Germany's system. I didn't need to use it much, but
did have a couple of emergencies. Care was good. I think there was less
pain management than in the US, but that didn't bother me too much. OTOH,
I know people who had what I'd consider to be extreme precautions as part
of their medical care. Maybe the lack of pain mgt was because I didn't
complain or exhibit great concern about the pain I was in. It was quite
inexpensive despite having to see Dr. Fee :).

ciao,

der.hans
--
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#  Director of Engineering, FonWallet Transaction Solutions, Inc.
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Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread der.hans

Am 28. Aug, 2010 schwätzte Bryan O'Neal so:


If you are in the self employed for the long hall you may want to join a
small business group policy. Basically the policy managers take a chunk off
the top but present a group of several thousand to the insurance company so
they get a corporate like deal. Typically it works out to be cheaper but the
last time I looked into it they all wanted a 2 year contract.


Are there any that provide a true group coverage where the risk is spread
against all the members of the group? I'd prefer to be on a group plan
rather than with an individual plan.

I think one place I looked at had a true group plan. It was a business
services company that would handle accounting, retirement plans, payroll,
etc. for a small business or consultant. The company requires pulling in a
decent amount of consulting in order to participate, so was beyond what
worked for me at the time.

ciao,

der.hans
--
#  http://www.LuftHans.com/Classeshttp://www.TwoGeekTechs.com/
#  Director of Engineering, FonWallet Transaction Solutions, Inc.
moose Roses are #FF,
moose Violets are #FF,
moose All my base,
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Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread keith smith

I'm curious who pays for the German public health system.  Someone pays.  And 
is there rationing?

The Canadian system is said to be good until you dig a little.  They have 
rationing.  Canada also has a very high tax rate.

Under the proposed system the costs are paid in many ways.  This is so we will 
not be fully aware of the cost.  For example someone wrote that we will be 
taxed at 3.8% on a house sale.  For a $150,000 home that would be $5,700.  
Think about that, that is your wealth.  And I read there will be an added 
payroll tax of 8%.  If you make $50k a year that is $4,000 a year for just one 
person.  That money is going to come from somewhere.  Either direct tax or 
reduced pay if shared by your employer.

The Government is good at hiding how much you are taxed.  Look at your W2.  
Your employer pays SSI + Medicare for you and so do you.  It is a combined 
15.3%.  You do not feel it because it is a little every payday.

It is said the average tax payer (only 50% of Americans pay taxes) pays about 
50% of what they make in taxes.

Recently at Frys Electronics I paid 9.1% sails tax.  Yikes! 



Keith Smith

--- On Sat, 8/28/10, der.hans pl...@lufthans.com wrote:

From: der.hans pl...@lufthans.com
Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
To: Main PLUG discussion list plug-discuss@lists.plug.phoenix.az.us
Date: Saturday, August 28, 2010, 11:32 PM

Am 28. Aug, 2010 schwätzte Steve Holmes so:

moin moin,

 Sorry for the politics, but I think we need a good strong single payer
 system like they have in Germany; I always heard that their system was
 quite excellent.

I was quite happy with Germany's system. I didn't need to use it much, but
did have a couple of emergencies. Care was good. I think there was less
pain management than in the US, but that didn't bother me too much. OTOH,
I know people who had what I'd consider to be extreme precautions as part
of their medical care. Maybe the lack of pain mgt was because I didn't
complain or exhibit great concern about the pain I was in. It was quite
inexpensive despite having to see Dr. Fee :).

ciao,

der.hans
-- #  http://www.LuftHans.com/Classes        http://www.TwoGeekTechs.com/
#  Director of Engineering, FonWallet Transaction Solutions, Inc.
#  Magic is science unexplained. - der.hans
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GRUB and 3rd Party software conflict

2010-08-29 Thread Dazed_75
Apparently both GRUB and some 3rd party Windows software make use of
something called the embedding area of a hard disk and not standardized.
The result is apparently a possibility for both to use the same space and
for that software to make GRUB unable to boot the system.

http://linux.slashdot.org/story/10/08/28/2112208/Some-Windows-Apps-Make-GRUB-2-Unbootable
http://www.chiark.greenend.org.uk/ucgi/~cjwatson/blosxom/debian/2010-08-28-windows-applications-making-grub2-unbootable.htmlhttp://www.chiark.greenend.org.uk/ucgi/%7Ecjwatson/blosxom/debian/2010-08-28-windows-applications-making-grub2-unbootable.html

Be sure to read the comments to the Slashdot story.  With no standard
governing use of that non-partitioned area of the disk, it is perhaps not
surprising that is is not a good idea to depend on it.  Since I doubt the
proprietary world will do anything about it, I guess I hope that GRUB will
change to avoid the problem.

Has anyone seen this happen?  What system/software?  I am now wondering if
problem we saw with Roger's machine at the installfest could be related.  I
don't think so, but it might impact the new HP machine he bought.  See the
HP article reference and the fact the machine came with 4 primary partitions
already in place (only noting they are using some of the new techniques).

-- 
Dazed_75 a.k.a. Larry

The spirit of resistance to government is so valuable on certain occasions,
that I wish it always to be kept alive.
  - Thomas Jefferson
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no IRC mtg tonight

2010-08-29 Thread der.hans

moin moin,

I'm probably not going to be available at 20:00 tonight, so I'm going to
cancel the IRC meeting.

ciao,

der.hans
--
#  http://www.LuftHans.com/Classeshttp://www.TwoGeekTechs.com/
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Re: no IRC mtg tonight

2010-08-29 Thread Dazed_75
Thanks for letting us know Hans.  Here s hoping you are not available
because of something fun.

On Sun, Aug 29, 2010 at 10:22 AM, der.hans pl...@lufthans.com wrote:

 moin moin,

 I'm probably not going to be available at 20:00 tonight, so I'm going to
 cancel the IRC meeting.

 ciao,

 der.hans
 --
 #  http://www.LuftHans.com/Classeshttp://www.TwoGeekTechs.com/
 #  Director of Engineering, FonWallet Transaction Solutions, Inc.
 #  Try not to become a man of success, but rather try to become a man
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-- 
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The spirit of resistance to government is so valuable on certain occasions,
that I wish it always to be kept alive.
  - Thomas Jefferson
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Re: no IRC mtg tonight

2010-08-29 Thread Dazed_75
H, I just went to my calendar to cancel it and found no irc for tonight
anyway.  LOL

On Sun, Aug 29, 2010 at 10:58 AM, Dazed_75 lthiels...@gmail.com wrote:

 Thanks for letting us know Hans.  Here s hoping you are not available
 because of something fun.


 On Sun, Aug 29, 2010 at 10:22 AM, der.hans pl...@lufthans.com wrote:

 moin moin,

 I'm probably not going to be available at 20:00 tonight, so I'm going to
 cancel the IRC meeting.

 ciao,

 der.hans
 --
 #  http://www.LuftHans.com/Classeshttp://www.TwoGeekTechs.com/
 #  Director of Engineering, FonWallet Transaction Solutions, Inc.
 #  Try not to become a man of success, but rather try to become a man
 #  of value -- Albert Einstein
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 --
 Dazed_75 a.k.a. Larry

 The spirit of resistance to government is so valuable on certain occasions,
 that I wish it always to be kept alive.
   - Thomas Jefferson




-- 
Dazed_75 a.k.a. Larry

The spirit of resistance to government is so valuable on certain occasions,
that I wish it always to be kept alive.
  - Thomas Jefferson
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Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread Bryan O'Neal
Most offer all the services but you can pick which ones work for you
a-la-cart. But yes you really do need to be pulling in business and
working as a small business. Something about the way they present the
group to underwriters.

On Sat, Aug 28, 2010 at 11:38 PM, der.hans pl...@lufthans.com wrote:
 Am 28. Aug, 2010 schwätzte Bryan O'Neal so:

 If you are in the self employed for the long hall you may want to join a
 small business group policy. Basically the policy managers take a chunk
 off
 the top but present a group of several thousand to the insurance company
 so
 they get a corporate like deal. Typically it works out to be cheaper but
 the
 last time I looked into it they all wanted a 2 year contract.

 Are there any that provide a true group coverage where the risk is spread
 against all the members of the group? I'd prefer to be on a group plan
 rather than with an individual plan.

 I think one place I looked at had a true group plan. It was a business
 services company that would handle accounting, retirement plans, payroll,
 etc. for a small business or consultant. The company requires pulling in a
 decent amount of consulting in order to participate, so was beyond what
 worked for me at the time.

 ciao,

 der.hans
 --
 #  http://www.LuftHans.com/Classes        http://www.TwoGeekTechs.com/
 #  Director of Engineering, FonWallet Transaction Solutions, Inc.
 moose Roses are #FF,
 moose Violets are #FF,
 moose All my base,
 moose Are belong to you.
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Re: OT: Self Employed Health Insurance Costs and Coverage

2010-08-29 Thread Bryan O'Neal
Not only that but they have a controled economy - they will pay for Dr.
education - but if they have a serpluss of Dr.s you don't get to be one. In
addtion, unless you are in the larger cities, they assign you a Dr. and that
is it - no consumer choose, no second opinion, etc. Further more it is
highly unlikely you will see a Dr. Usually a lesser medical professional.
Here you chose what you want - but you also pay for it. I personally hate
the Canadian system.  What is worse is if you look at full costing with the
subsidized education, price control, subsidized medication, subsidized
equipment and buildings, etc. The actual cost of care is higher then in the
US.

On Sun, Aug 29, 2010 at 6:41 AM, keith smith klsmith2...@yahoo.com wrote:


 I'm curious who pays for the German public health system.  Someone pays.
 And is there rationing?

 The Canadian system is said to be good until you dig a little.  They have
 rationing.  Canada also has a very high tax rate.

 Under the proposed system the costs are paid in many ways.  This is so we
 will not be fully aware of the cost.  For example someone wrote that we will
 be taxed at 3.8% on a house sale.  For a $150,000 home that would be
 $5,700.  Think about that, that is your wealth.  And I read there will be an
 added payroll tax of 8%.  If you make $50k a year that is $4,000 a year for
 just one person.  That money is going to come from somewhere.  Either direct
 tax or reduced pay if shared by your employer.

 The Government is good at hiding how much you are taxed.  Look at your W2.
 Your employer pays SSI + Medicare for you and so do you.  It is a combined
 15.3%.  You do not feel it because it is a little every payday.

 It is said the average tax payer (only 50% of Americans pay taxes) pays
 about 50% of what they make in taxes.

 Recently at Frys Electronics I paid 9.1% sails tax.  Yikes!

 
 Keith Smith

 --- On *Sat, 8/28/10, der.hans pl...@lufthans.com* wrote:


 From: der.hans pl...@lufthans.com

 Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
 To: Main PLUG discussion list plug-discuss@lists.plug.phoenix.az.us
 Date: Saturday, August 28, 2010, 11:32 PM


 Am 28. Aug, 2010 schwätzte Steve Holmes so:

 moin moin,

  Sorry for the politics, but I think we need a good strong single payer
  system like they have in Germany; I always heard that their system was
  quite excellent.

 I was quite happy with Germany's system. I didn't need to use it much, but
 did have a couple of emergencies. Care was good. I think there was less
 pain management than in the US, but that didn't bother me too much. OTOH,
 I know people who had what I'd consider to be extreme precautions as part
 of their medical care. Maybe the lack of pain mgt was because I didn't
 complain or exhibit great concern about the pain I was in. It was quite
 inexpensive despite having to see Dr. Fee :).

 ciao,

 der.hans
 -- #  http://www.LuftHans.com/Classeshttp://www.TwoGeekTechs.com/
 #  Director of Engineering, FonWallet Transaction Solutions, Inc.
 #  Magic is science unexplained. - der.hans

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Re: PLUG-discuss Digest, Vol 62, Issue 31

2010-08-29 Thread gm5729
   3. Re: OT: Self Employed Health Insurance Costs and Coverage


Years ago when I had to have liability insurance I was in one of the
highest groups. It was like 1-2 months worth of paychecks for premiums Then
of course what is it 4 months of working over the year and you pay off your
debt to Uncle Sam?

COBRA any time I was offered it between jobs I honestly had to wonder if the
bean counters were smoking crack. $800 was the last I was offered with
limited major medical, no dental and no prescriptions covered.

You can be 21 years old and be considered high risk. Just get one doctor to
say you have high blood pressure, now unless you get some kind of group plan
you will never get low premiums. The automatically put you into the category
of having obesity, high cholesterol, diabetes, stroke, heart attacks and
such. Manageable or not you have a pre-existing condition. AZ had the worst
benefits of any state I lived in, the highest premiums, the lowest amount of
coverage, and for the hangnails, and headaches it would cover. If you could
get dental and vision you had to wait 6 months for your insurance to kick in
and up to 2 years for dental. The stuff that I needed covered wasn't... it
was a pre-existing condition.

Some people I know on Medicare/caid have to pay $4000 or more after  the
govt paid the initial $3000. Then old Uncle Sam would come in again and star
paying a portion I believe. Though it could have been the whole amount.

For the medications I take...just one 30 day supply of ONE med is $1200
bottle. I havent looked into the rest of them but the other 9 medications I
take are probably in the range of $100 to $400 bottle. So mid range it and I
have hospital rates of ~$3500 month for medications. You go over the borders
and if they are genuine, might pay $150 for all those. Supoosedly it is to
cover RD, but if that was the case that wealth should be spread around
more.

Somebody mentioned having a 3.8% tax on homes. Don't move to Houston. My
parents bought a home there on the outskirts of town, houses ran $110,000.
When they could finally sell that house. Including realtor fees, ...TX added
on because you breathed too muc, save the fireworks, environmental
contaimination, and a nd plethora of other taxes/fees to the tune of OVER
$20,000. I was being sarcastic but that was the range of whatever they would
charge. Mind you state taxes for the year were already paid for the
property. This was add on stuff. They lost any equity they had because
of this sale and movng costs, etc. How would you like this state to charge
$50-60,000 sor a $250,000 and you can't do anything about it because we have
to cover losses.


vp
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Re: no IRC mtg tonight

2010-08-29 Thread der.hans

Am 29. Aug, 2010 schwätzte Dazed_75 so:


H, I just went to my calendar to cancel it and found no irc for tonight
anyway.  LOL


Yeah, there wasn't anyway. 5th Sunday of the month gets no meetings. Tells
you how behind I am from being sick last week that I didn't catch that.

ciao,

der.hans
--
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Re: PLUG-discuss Digest, Vol 62, Issue 31

2010-08-29 Thread keith smith


Check CostCo for your meds.  I've used them several times and they are much 
less than Walgreens. 



Keith Smith

--- On Sun, 8/29/10, gm5729 gm5...@gmail.com wrote:

From: gm5729 gm5...@gmail.com
Subject: Re: PLUG-discuss Digest, Vol 62, Issue 31
To: plug-discuss@lists.plug.phoenix.az.us
Date: Sunday, August 29, 2010, 1:14 PM



   3. Re: OT: Self Employed Health Insurance Costs and Coverage 


Years ago when I had to have liability insurance I was in one of the highest 
groups. It was like 1-2 months worth of paychecks for premiums Then of course 
what is it 4 months of working over the year and you pay off your debt to Uncle 
Sam?  



COBRA any time I was offered it between jobs I honestly had to wonder if the 
bean counters were smoking crack. $800 was the last I was offered with limited 
major medical, no dental and no prescriptions covered.



You can be 21 years old and be considered high risk. Just get one doctor to say 
you have high blood pressure, now unless you get some kind of group plan you 
will never get low premiums. The automatically put you into the category of 
having obesity, high cholesterol, diabetes, stroke, heart attacks and such. 
Manageable or not you have a pre-existing condition. AZ had the worst benefits 
of any state I lived in, the highest premiums, the lowest amount of coverage, 
and for the hangnails, and headaches it would cover. If you could get dental 
and vision you had to wait 6 months for your insurance to kick in and up to 2 
years for dental. The stuff that I needed covered wasn't... it was a 
pre-existing condition. 



Some people I know on Medicare/caid have to pay $4000 or more after  the govt 
paid the initial $3000. Then old Uncle Sam would come in again and star paying 
a portion I believe. Though it could have been the whole amount.



For the medications I take...just one 30 day supply of ONE med is $1200 bottle. 
I havent looked into the rest of them but the other 9 medications I take are 
probably in the range of $100 to $400 bottle. So mid range it and I have 
hospital rates of ~$3500 month for medications. You go over the borders and if 
they are genuine, might pay $150 for all those. Supoosedly it is to cover RD, 
but if that was the case that wealth should be spread around more.



Somebody mentioned having a 3.8% tax on homes. Don't move to Houston. My 
parents bought a home there on the outskirts of town, houses ran $110,000. When 
they could finally sell that house. Including realtor fees, ...TX added on 
because you breathed too muc, save the fireworks, environmental contaimination, 
and a nd plethora of other taxes/fees to the tune of OVER $20,000. I was being 
sarcastic but that was the range of whatever they would charge. Mind you state 
taxes for the year were already paid for the property. This was add on 
stuff. They lost any equity they had because of this sale and movng costs, 
etc. How would you like this state to charge $50-60,000 sor a $250,000 and you 
can't do anything about it because we have to cover losses.




vp 


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Re: PLUG-discuss Digest, Vol 62, Issue 31

2010-08-29 Thread joe

 Check CostCo for your meds.  I've used them several times and they are
 much less than Walgreens.

Walmart is cheaper than either Walgreens or Costco.

But for a short drive to Los Algodones, Mexico just a few minutes from
Yuma, I bought a 6 month supply of one medication that my son needs for
$1.99. For years, he has been paying $60.00 per month for *the exact same
item* ... same bottle, same brand, same source.

For another item for which my wife was paying a $30.00 co-pay for an
employer health-care covered medication, we bought a SIX-month supply for
... 99-cents. No prescription needed.

For her type-1 diabetes, she needed a prescription called Armor Thyroid.

Her doctor would not prescribe it and she could not find any physician in
the US who would write a prescription for it for her.  They all insisted
(coerced) her to buy and take a more expensive synthetic ... which DID NOT
WORK well for her at all and gave her all kinds of trouble.

But finally, she found a supplier in India who air-mailed the exact item
that she needed from India ... and when the factory-sealed item arrived,
it had the original mfrs label and made in Canada on the label. While
that item is made and sold in Canada, she could not purchase it from a
Canadian pharmacy without a US doctor's prescription, which she could not
get.

I recently paid $3,500 for an MRI (about a 10-minute procedure).  On a
recent PBS special, they interviewed several places in Japan where anyone
can walk in off the street and get the exact same MRI for a one-time cost
of $99.  No prescription and no insurance required.

Friends, this whole physician/pharmaceutical/medical testing business is,
without any doubt, a scam operation in the U.S. top to bottom.

One word: greed.



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Re: PLUG-discuss Digest, Vol 62, Issue 31

2010-08-29 Thread keith smith

I trust your opinion and input, Joe.  How do we fix the problem?  I'm self 
employed, older, had high blood pressure, over weight and loosing. and I 
plan on being self employed for the rest of my life.  I took my wife to the ER 
and the charge was $3054.00 for the hospital and the doctor wanted $665.  She 
received a doctor's assessment, 3 xrays, and antibiotic, and a tetanus shot.  
We were there for an hour and 15 minutes max.  I was expecting $500 - $700.

After more than an hour on the phone, covering 3 calls, and telling them this 
would make a great media event, they finally reduced the hospital charges to 
$760.00.  I'm still waiting to see if the doctor will reduce his charges.   

The tetanus shot alone was almost $1000.00.  They admitted that we could get 
the same shot at a doctor's office for $30.00 or $40.00.

So how do we fix this problem? 



Keith Smith

--- On Sun, 8/29/10, j...@actionline.com j...@actionline.com wrote:

From: j...@actionline.com j...@actionline.com
Subject: Re: PLUG-discuss Digest, Vol 62, Issue 31
To: Main PLUG discussion list plug-discuss@lists.plug.phoenix.az.us
Date: Sunday, August 29, 2010, 2:45 PM


 Check CostCo for your meds.  I've used them several times and they are
 much less than Walgreens.

Walmart is cheaper than either Walgreens or Costco.

But for a short drive to Los Algodones, Mexico just a few minutes from
Yuma, I bought a 6 month supply of one medication that my son needs for
$1.99. For years, he has been paying $60.00 per month for *the exact same
item* ... same bottle, same brand, same source.

For another item for which my wife was paying a $30.00 co-pay for an
employer health-care covered medication, we bought a SIX-month supply for
... 99-cents. No prescription needed.

For her type-1 diabetes, she needed a prescription called Armor Thyroid.

Her doctor would not prescribe it and she could not find any physician in
the US who would write a prescription for it for her.  They all insisted
(coerced) her to buy and take a more expensive synthetic ... which DID NOT
WORK well for her at all and gave her all kinds of trouble.

But finally, she found a supplier in India who air-mailed the exact item
that she needed from India ... and when the factory-sealed item arrived,
it had the original mfrs label and made in Canada on the label. While
that item is made and sold in Canada, she could not purchase it from a
Canadian pharmacy without a US doctor's prescription, which she could not
get.

I recently paid $3,500 for an MRI (about a 10-minute procedure).  On a
recent PBS special, they interviewed several places in Japan where anyone
can walk in off the street and get the exact same MRI for a one-time cost
of $99.  No prescription and no insurance required.

Friends, this whole physician/pharmaceutical/medical testing business is,
without any doubt, a scam operation in the U.S. top to bottom.

One word: greed.



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OT: Plug Digest, Vol 62, Issue 31 - the unfixable problem.

2010-08-29 Thread joe

A response below (bottom posted ;)

[snipped]
 ... I took my wife to
 the ER and the charge was $3054.00 for the hospital and the doctor wanted
 $665.  She received a doctor's assessment, 3 xrays, and antibiotic, and a
 tetanus shot.  We were there for an hour and 15 minutes max.  I was
 expecting $500 - $700.

 After more than an hour on the phone, covering 3 calls, and telling them
 this would make a great media event, they finally reduced the hospital
 charges to $760.00.  I'm still waiting to see if the doctor will reduce
 his charges.  

 The tetanus shot alone was almost $1000.00.  They admitted that we could
 get the same shot at a doctor's office for $30.00 or $40.00.

 So how do we fix this problem?

I used to think that I had answers to most problems ... but every day that
goes by now, I realize that I have fewer and fewer answers. In part it's
because the world has become an ever-more complex place ... but an even
more pervasive problem in our society today (as I concluded my last
previous comments) ... is simply greed.

At this point, I don't think that there is a fix or a reasonable
solution to the so-called health-care nightmare. Greed has killed common
sense.

While there are always honorable, caring people in most fields of human
endeavor, the great tragedy is that the greedy are now so pervasive and so
controlling in the so-called health-care field ... and the fact that
most so-called elected representatives -- those who control the
fabricating of man-made laws -- are lawyers who have basically no interest
in doing what would be the right thing to do.  Rather, they invent
legislation that is so convoluted, complex, and compounded that everything
has to be endlessly litigated to death.

So, lawyers and legislators intentionally create legislation that has
nothing to do with justice.  Rather the laws are created so lawyers can
run the meter to get money.

Recently, when I was charged $280 for a 10-minute doctor appointment, I
commented that I wished we had the option to sign an iron-clad waiver that
no matter what the results of any medical consultation or treatment
might be I would forfeit any right to sue so we could get medical/health
care back to just paying for service actually rendered rather than
having to pay ridiculous amounts of money for lawyers and lawsuits.  He
said, that was impossible because I as a patient could not stop other
interested parties from suing ... even against my will.

Therein lies a huge part of the so-called health-care cost.  Lawyers and
insurance companies taking their bite while providing no value-added to
society.

Greed by lawyers.  Greed by suers.  Greed by pharmaceutical companies. 
Greed by so-called doctors who are in it for the money rather than to
help people.  Greed by people who are trying to cheat death by insisting
on extreme treatments way past the time that they should have just let
go and let the inevitable happen.

Recently there was a feature (on CBS 60-minutes I think) in which it was
pointed out that something like half (I think it was) of all medicare
expense is paid out for medical tests and procedures for people who are
terminally ill and in the last two months of life ... many of them
comatose for that entire time ... artificially kept alive on machines.

That is an unconscionable waste of money that inflates so-called
health-care costs for everybody else.  Too many doctors keep the meter
running by keeping people physically alive wy past the time they would
be dead without pointless extraordinary measures.

The whole so-called health-care nightmare is distorted way beyond
reason ... by greed.

Thus, it is not a fixable problem.  Lawyer/legislators will never allow
laws to be passed to put an end to outrageous lawsuits and insane awards
for damages because it is their gravy train.






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Re: OT: Plug Digest, Vol 62, Issue 31 - the unfixable problem.

2010-08-29 Thread Eric Cope
Joe, is greed the problem, or the ability to coerce?
Eric

On Sun, Aug 29, 2010 at 5:51 PM, j...@actionline.com wrote:


 A response below (bottom posted ;)

 [snipped]
  ... I took my wife to
  the ER and the charge was $3054.00 for the hospital and the doctor wanted
  $665.  She received a doctor's assessment, 3 xrays, and antibiotic, and a
  tetanus shot.  We were there for an hour and 15 minutes max.  I was
  expecting $500 - $700.
 
  After more than an hour on the phone, covering 3 calls, and telling them
  this would make a great media event, they finally reduced the hospital
  charges to $760.00.  I'm still waiting to see if the doctor will reduce
  his charges.
 
  The tetanus shot alone was almost $1000.00.  They admitted that we could
  get the same shot at a doctor's office for $30.00 or $40.00.
 
  So how do we fix this problem?

 I used to think that I had answers to most problems ... but every day that
 goes by now, I realize that I have fewer and fewer answers. In part it's
 because the world has become an ever-more complex place ... but an even
 more pervasive problem in our society today (as I concluded my last
 previous comments) ... is simply greed.

 At this point, I don't think that there is a fix or a reasonable
 solution to the so-called health-care nightmare. Greed has killed common
 sense.

 While there are always honorable, caring people in most fields of human
 endeavor, the great tragedy is that the greedy are now so pervasive and so
 controlling in the so-called health-care field ... and the fact that
 most so-called elected representatives -- those who control the
 fabricating of man-made laws -- are lawyers who have basically no interest
 in doing what would be the right thing to do.  Rather, they invent
 legislation that is so convoluted, complex, and compounded that everything
 has to be endlessly litigated to death.

 So, lawyers and legislators intentionally create legislation that has
 nothing to do with justice.  Rather the laws are created so lawyers can
 run the meter to get money.

 Recently, when I was charged $280 for a 10-minute doctor appointment, I
 commented that I wished we had the option to sign an iron-clad waiver that
 no matter what the results of any medical consultation or treatment
 might be I would forfeit any right to sue so we could get medical/health
 care back to just paying for service actually rendered rather than
 having to pay ridiculous amounts of money for lawyers and lawsuits.  He
 said, that was impossible because I as a patient could not stop other
 interested parties from suing ... even against my will.

 Therein lies a huge part of the so-called health-care cost.  Lawyers and
 insurance companies taking their bite while providing no value-added to
 society.

 Greed by lawyers.  Greed by suers.  Greed by pharmaceutical companies.
 Greed by so-called doctors who are in it for the money rather than to
 help people.  Greed by people who are trying to cheat death by insisting
 on extreme treatments way past the time that they should have just let
 go and let the inevitable happen.

 Recently there was a feature (on CBS 60-minutes I think) in which it was
 pointed out that something like half (I think it was) of all medicare
 expense is paid out for medical tests and procedures for people who are
 terminally ill and in the last two months of life ... many of them
 comatose for that entire time ... artificially kept alive on machines.

 That is an unconscionable waste of money that inflates so-called
 health-care costs for everybody else.  Too many doctors keep the meter
 running by keeping people physically alive wy past the time they would
 be dead without pointless extraordinary measures.

 The whole so-called health-care nightmare is distorted way beyond
 reason ... by greed.

 Thus, it is not a fixable problem.  Lawyer/legislators will never allow
 laws to be passed to put an end to outrageous lawsuits and insane awards
 for damages because it is their gravy train.






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 http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss

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Re: OT: Plug Digest, Vol 62, Issue 31 - the unfixable problem.

2010-08-29 Thread keith smith

Thank you Joe for taking so much time to respond to my question.  You have 
caused me to look at this whole situation in a new light.  I had always been 
against tort reform and after reading your reply feel that tort reform would be 
an artificial fix.  From what you are saying is the system is made by lawyers 
for lawyers.

So maybe the fix is to enforce the K-I-S-S methodology - Keep It Simple 
Stupid.  Throw out almost all laws and get back to basics.

You make some interesting and compelling points, thank you!  



Keith Smith

--- On Sun, 8/29/10, j...@actionline.com j...@actionline.com wrote:

From: j...@actionline.com j...@actionline.com
Subject: OT: Plug Digest, Vol 62, Issue 31 - the unfixable problem.
To: Main PLUG discussion list plug-discuss@lists.plug.phoenix.az.us
Date: Sunday, August 29, 2010, 5:51 PM


A response below (bottom posted ;)

[snipped]
 ... I took my wife to
 the ER and the charge was $3054.00 for the hospital and the doctor wanted
 $665.  She received a doctor's assessment, 3 xrays, and antibiotic, and a
 tetanus shot.  We were there for an hour and 15 minutes max.  I was
 expecting $500 - $700.

 After more than an hour on the phone, covering 3 calls, and telling them
 this would make a great media event, they finally reduced the hospital
 charges to $760.00.  I'm still waiting to see if the doctor will reduce
 his charges.  

 The tetanus shot alone was almost $1000.00.  They admitted that we could
 get the same shot at a doctor's office for $30.00 or $40.00.

 So how do we fix this problem?

I used to think that I had answers to most problems ... but every day that
goes by now, I realize that I have fewer and fewer answers. In part it's
because the world has become an ever-more complex place ... but an even
more pervasive problem in our society today (as I concluded my last
previous comments) ... is simply greed.

At this point, I don't think that there is a fix or a reasonable
solution to the so-called health-care nightmare. Greed has killed common
sense.

While there are always honorable, caring people in most fields of human
endeavor, the great tragedy is that the greedy are now so pervasive and so
controlling in the so-called health-care field ... and the fact that
most so-called elected representatives -- those who control the
fabricating of man-made laws -- are lawyers who have basically no interest
in doing what would be the right thing to do.  Rather, they invent
legislation that is so convoluted, complex, and compounded that everything
has to be endlessly litigated to death.

So, lawyers and legislators intentionally create legislation that has
nothing to do with justice.  Rather the laws are created so lawyers can
run the meter to get money.

Recently, when I was charged $280 for a 10-minute doctor appointment, I
commented that I wished we had the option to sign an iron-clad waiver that
no matter what the results of any medical consultation or treatment
might be I would forfeit any right to sue so we could get medical/health
care back to just paying for service actually rendered rather than
having to pay ridiculous amounts of money for lawyers and lawsuits.  He
said, that was impossible because I as a patient could not stop other
interested parties from suing ... even against my will.

Therein lies a huge part of the so-called health-care cost.  Lawyers and
insurance companies taking their bite while providing no value-added to
society.

Greed by lawyers.  Greed by suers.  Greed by pharmaceutical companies. 
Greed by so-called doctors who are in it for the money rather than to
help people.  Greed by people who are trying to cheat death by insisting
on extreme treatments way past the time that they should have just let
go and let the inevitable happen.

Recently there was a feature (on CBS 60-minutes I think) in which it was
pointed out that something like half (I think it was) of all medicare
expense is paid out for medical tests and procedures for people who are
terminally ill and in the last two months of life ... many of them
comatose for that entire time ... artificially kept alive on machines.

That is an unconscionable waste of money that inflates so-called
health-care costs for everybody else.  Too many doctors keep the meter
running by keeping people physically alive wy past the time they would
be dead without pointless extraordinary measures.

The whole so-called health-care nightmare is distorted way beyond
reason ... by greed.

Thus, it is not a fixable problem.  Lawyer/legislators will never allow
laws to be passed to put an end to outrageous lawsuits and insane awards
for damages because it is their gravy train.






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  ---

Operation (by root) not permitted

2010-08-29 Thread ChasM Marshall

  Hiya,

  Okay, I'm baffled.  What in the Ubuntu 9.07 is going on here?

# uname -a
Linux BlueBeast.localhost 2.6.28-11-generic #42-Ubuntu SMP Fri Apr 17 01:57:59 
UTC 2009 i686 GNU/Linux

 Logged in as root I've edited /etc/fstab.  
I want the /Meta vfat partition completely open (unlocked).

# cat /etc/fstab
 # /Meta was /dev/sda5 
 UUID=45F2-140B  /Meta vfatutf8,users,noauto   0   1

# mount
 /dev/sda5 on /Meta type vfat (rw,noexec,nosuid,nodev,utf8)

# cat /etc/mtab
 /dev/sda5 /Meta vfat rw,noexec,nosuid,nodev,utf8 0 0

# ls -al
 drwxr-xr-x   3 root root 4096 1969-12-31 17:00 Meta

# chgrp -hR users /Meta
 chgrp: changing group of `/Meta/Linux/TextTest.txt': Operation not permitted 
 chgrp: changing group of `/Meta/Linux': Operation not permitted
 chgrp: changing group of `/Meta/TextTest.txt': Operation not permitted
 chgrp: changing group of `/Meta/FireFoxMint.jpg': Operation not permitted
 chgrp: changing group of `/Meta/FireFoxFedora.jpeg': Operation not permitted
 chgrp: changing group of `/Meta/FireFoxSuSE.jpg': Operation not permitted
 chgrp: changing group of `/Meta/NVIDIA-Linux-x86-190.53-pkg1.run': Operation 
not permitted
 chgrp: changing group of `/Meta': Operation not permitted

 I can not figure out what in Ubuntu (Mint 7) stops root (#) from assigning 
permissions here.
Can you?
 This vfat partition was created in SuSE 9.3 and used mkdosfs to create the 
file system.
/Meta is a common mount point (folder?) for multiple of my Linux distros.  But 
it's getting harder to use.
As root, it functions okay (mostly) as a common data folder.  I want to give 
access to all users
of any current-booted Linux.  In SuSE 10.3 the process required a new 
/etc/fstab entry followed
by the chgrp command as above.  But in Ubuntu, I'm a bit lost.
Here I can see a disagreement between /etc/fstab and /etc/mtab that I can't 
reconcile.

  It may be a while before I can return to the PLUG mail list.  So be patient 
with me.

  (-:  Chas.M.  :-)   ---
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Re: Operation (by root) not permitted

2010-08-29 Thread Kevin Faulkner
Your problem is right there. You have noexec as a mount option. Remove it and 
everything should work.
On Sunday 29 August 2010 21:52:13 ChasM Marshall wrote:
   Hiya,
 
   Okay, I'm baffled.  What in the Ubuntu 9.07 is going on here?
 
 # uname -a
 Linux BlueBeast.localhost 2.6.28-11-generic #42-Ubuntu SMP Fri Apr 17
 01:57:59 UTC 2009 i686 GNU/Linux
 
  Logged in as root I've edited /etc/fstab.
 I want the /Meta vfat partition completely open (unlocked).
 
 # cat /etc/fstab
  # /Meta was /dev/sda5
  UUID=45F2-140B  /Meta vfatutf8,users,noauto   0   1
 
 # mount
  /dev/sda5 on /Meta type vfat (rw,noexec,nosuid,nodev,utf8)
 
 # cat /etc/mtab
  /dev/sda5 /Meta vfat rw,noexec,nosuid,nodev,utf8 0 0
 
 # ls -al
  drwxr-xr-x   3 root root 4096 1969-12-31 17:00 Meta
 
 # chgrp -hR users /Meta
  chgrp: changing group of `/Meta/Linux/TextTest.txt': Operation not
 permitted chgrp: changing group of `/Meta/Linux': Operation not permitted
  chgrp: changing group of `/Meta/TextTest.txt': Operation not permitted
  chgrp: changing group of `/Meta/FireFoxMint.jpg': Operation not permitted
  chgrp: changing group of `/Meta/FireFoxFedora.jpeg': Operation not
 permitted chgrp: changing group of `/Meta/FireFoxSuSE.jpg': Operation not
 permitted chgrp: changing group of
 `/Meta/NVIDIA-Linux-x86-190.53-pkg1.run': Operation not permitted chgrp:
 changing group of `/Meta': Operation not permitted
 
  I can not figure out what in Ubuntu (Mint 7) stops root (#) from assigning
 permissions here. Can you?
  This vfat partition was created in SuSE 9.3 and used mkdosfs to create the
 file system. /Meta is a common mount point (folder?) for multiple of my
 Linux distros.  But it's getting harder to use. As root, it functions okay
 (mostly) as a common data folder.  I want to give access to all users of
 any current-booted Linux.  In SuSE 10.3 the process required a new
 /etc/fstab entry followed by the chgrp command as above.  But in Ubuntu,
 I'm a bit lost.
 Here I can see a disagreement between /etc/fstab and /etc/mtab that I can't
 reconcile.
 
   It may be a while before I can return to the PLUG mail list.  So be
 patient with me.
 
   (-:  Chas.M.  :-)
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Re: Operation (by root) not permitted

2010-08-29 Thread Alan Dayley
You are attempting to change Linux style group settings on files in
a vfat file system.  That will not work.  The vfat file system does
not have a way to set or change group ownership.

The error message is not worded very well.  It should say something
like Cannot set group ownership in vfat (FAT32) file system

Alan

On Sun, Aug 29, 2010 at 9:52 PM, ChasM Marshall chasm...@hotmail.com wrote:
   Hiya,

   Okay, I'm baffled.  What in the Ubuntu 9.07 is going on here?

 # uname -a
 Linux BlueBeast.localhost 2.6.28-11-generic #42-Ubuntu SMP Fri Apr 17
 01:57:59 UTC 2009 i686 GNU/Linux

  Logged in as root I've edited /etc/fstab.
 I want the /Meta vfat partition completely open (unlocked).

 # cat /etc/fstab
  # /Meta was /dev/sda5
  UUID=45F2-140B  /Meta vfat    utf8,users,noauto   0   1

 # mount
  /dev/sda5 on /Meta type vfat (rw,noexec,nosuid,nodev,utf8)

 # cat /etc/mtab
  /dev/sda5 /Meta vfat rw,noexec,nosuid,nodev,utf8 0 0

 # ls -al
  drwxr-xr-x   3 root root 4096 1969-12-31 17:00 Meta

 # chgrp -hR users /Meta
  chgrp: changing group of `/Meta/Linux/TextTest.txt': Operation not
 permitted
  chgrp: changing group of `/Meta/Linux': Operation not permitted
  chgrp: changing group of `/Meta/TextTest.txt': Operation not permitted
  chgrp: changing group of `/Meta/FireFoxMint.jpg': Operation not permitted
  chgrp: changing group of `/Meta/FireFoxFedora.jpeg': Operation not
 permitted
  chgrp: changing group of `/Meta/FireFoxSuSE.jpg': Operation not permitted
  chgrp: changing group of `/Meta/NVIDIA-Linux-x86-190.53-pkg1.run':
 Operation not permitted
  chgrp: changing group of `/Meta': Operation not permitted

  I can not figure out what in Ubuntu (Mint 7) stops root (#) from assigning
 permissions here.
 Can you?
  This vfat partition was created in SuSE 9.3 and used mkdosfs to create the
 file system.
 /Meta is a common mount point (folder?) for multiple of my Linux distros.
 But it's getting harder to use.
 As root, it functions okay (mostly) as a common data folder.  I want to give
 access to all users
 of any current-booted Linux.  In SuSE 10.3 the process required a new
 /etc/fstab entry followed
 by the chgrp command as above.  But in Ubuntu, I'm a bit lost.
 Here I can see a disagreement between /etc/fstab and /etc/mtab that I can't
 reconcile.

   It may be a while before I can return to the PLUG mail list.  So be
 patient with me.

   (-:  Chas.M.  :-)
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